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** If you have one of our partner-branded credit cards, please download the "Card by FNBO" app to access your account information. ** Free. Secure. Anywhere. Mobile Banking from FNBO Direct lets you easily view and manage your money right in the palm of your hand anytime, anywhere! Best of all, it’s free. Mobile Banking is available to all customers; just download the app and log in with your Online Banking user name and password for a secure Mobile Banking experience. FEATURES - View account balances and transaction history - Pay your bills and credit cards - View scheduled and recent payments - Transfer money between your FNBO Direct accounts - Transfer money to other customers at this bank - Deposit checks – Snap a photo of your checks and deposit them remotely - Contact a customer service representative SECURITY At FNBO Direct your security is always our top priority. - Account information is never stored on your phone - Data transmissions are encrypted with the same secure technology as Online Banking HOW TO GET STARTED - Mobile Banking is free from FNBO Direct (but your mobile carrier’s message and data rates may apply) - Download the app and log in with your Online Banking username and password View our Security Statement at: https://www.fnbodirect.com/comp/popups/security-statement.fhtml RESTRICTIONS - Deposits are subject to verification and are not available for immediate withdrawal - See the terms in the app for limits/availability and other restrictions