Credit Genie: Get Cash Advance vs Albert: Budgeting and Banking Kullanım & İstatistikleri

Improve your financial health with breakthrough financial tools and services from Credit Genie, and find better ways to budget your spending. GET A CASH BOOST UP TO $100†: We all can use a little boost from time to time. With Credit Genie, get a cash advance up to $100 with no interest, and no credit check & no mandatory repayment timeframe. Just repay us back when you can afford it. OVERDRAFT ALERTS: Get alerts when your account is at risk of being over-drafted, so you can avoid expensive spending like overdraft fees. TRACK YOUR SPENDING: Use the Credit Genie app to understand how you spend your money, so you can take control of your budget and finances. Manage Your Budget and Expense: Manage your spending, bills, and expenses; we've partnered with the nation's largest and most trusted providers to help manage your bills and expenses. Get Real Support from Real People Have a question about your advance? Have trouble using the app? We are here and we care! Email us at support@creditgenie.zendesk.com to speak with our customer care team. We are open Monday through Friday between 9:00 AM and 5:00 PM EST. Credit Genie Cash Advances are not available to Connecticut, Nevada & Missouri residents. †Credit Genie Cash Advance is not a payday loan, personal loan, or a loan of any kind. - There is no mandatory minimum or maximum payback period for your Cash Advance. - There is no mandatory repayment time frames or interest rates or obligation to repay, customers can set a repayment date that works for them by contacting us at support@creditgenie.com. Customers typically choose to repay their cash boost between 3 days and 90 days. - It is not mandatory to pay back the full amount of your Cash Boost in less than 60 days. Customers can take as much time as they require to pay back the Cash Boost and can even pay it back in multiple smaller amounts. - Zero APR, no APR, no interest rate, zero interest. - Example Scenario: If you instantly transfer a $100 Cash Boost to your connected bank account for an optional $5.99 express delivery fee and add an optional $2 tip, then your total will be $107.99. https://creditgenie.com/privacy-policy https://creditgenie.com/terms-and-conditions
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THE ALL-IN-ONE MONEY APP Budget, save, spend, and invest — all in one incredibly powerful app. Plus, get 24/7 identity monitoring, earn competitive Annual Percentage Yield in a high yield savings account, and ask our finance experts anything. Subscription required. Try 30 days before you’re charged. SPEND WITH BENEFITS Get the benefits of modern online banking with fewer fees. Set up direct deposit and get paid up to 2 days early. Earn cash back at select stores. Albert is not a bank. See disclosures below. BUDGETING AND PERSONAL FINANCE MANAGEMENT Budget with the same app you use to save, spend, and invest. Get a monthly budget, track expenses, and use budget planning tools to customize your spending plan. See all your accounts in one place and track recurring bills. We’ll help find subscriptions you don’t use and negotiate to lower your bills. AUTOMATIC SAVING AND INVESTING Smart money automatically transfers money to your Albert Savings and Investing accounts based on what we think you can afford. Open a high yield savings account to earn competitive APY on your deposits, over 9x the national average. Buy stocks and ETFs or invest in a portfolio managed by Albert. See disclosures below. PROTECT YOUR MONEY Activate 24/7 monitoring of your accounts, credit, and identity. We’ll update you with real-time alerts when we detect a potential threat to your accounts. Plus, keep tabs on your score with our credit score checker. DISCLOSURES Albert is not a bank. Albert Cash banking services provided by Sutton Bank, Member FDIC. Albert Savings accounts are held for your benefit at FDIC-insured banks, including Coastal Community Bank, and Wells Fargo, N.A. The Albert Mastercard® debit card is issued by Sutton Bank, pursuant to a license by Mastercard. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Funds in Albert Cash are held in a pooled account at Sutton Bank. Funds in Savings accounts are held at Coastal Community Bank or Wells Fargo, N.A., disclosed on account opening. Cash and Savings account funds are eligible for up to $250,000 in FDIC insurance on a pass-through basis. Your FDIC insurance is subject to specific conditions being satisfied. Albert plans range from $11.99 to $29.99. Try 30 days before you're charged. The fee will auto-renew until canceled or your Albert account is closed. Cancel in the app. See Terms of Use and Account Agreement for more details, including fee information. Instant overdraft advance is offered by Albert. Limits range from $25-$250, subject to eligibility. The average approved limit is around $95 as of 6/7/24. Not all users will qualify. Transfer fees may apply. Early access to direct deposit funds may vary depending on the payer’s deposit timing. Cash back rewards are subject to Terms of Use. For High Yield Savings accounts, interest rates are variable and subject to change at any time. These rates are current as of 10/15/24. There is no minimum balance requirement. Genius is required to access High Yield Savings. Fees to use Albert may reduce the earnings on your account. Brokerage services provided by Albert Securities, member FINRA/SIPC. Investment advisory services provided by Albert Investments. Investing accounts are not FDIC insured or bank guaranteed. Investing involves the risk of loss. More info at albrt.co/disclosures. Credit score calculated on the VantageScore 3.0 model. Your VantageScore 3.0 from Experian® indicates your credit risk level and is not used by all lenders, so don't be surprised if your lender uses a score that's different from your VantageScore 3.0. Address: 440 N Barranca Ave #3801, Covina, CA 91723 No customer support available at this address. Visit www.albert.com for customer support details. Not affiliated with personal finance budget apps such as Rocket Money, Everydollar, Monarch Money, Quicken Simplifi, Pocketguard, Copilot or Nerdwallet.
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Credit Genie: Get Cash Advance VS.
Albert: Budgeting and Banking

Aralık 7, 2024