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- Neo Financial Vs. KOHO: Award-winning Money App
Neo Financial vs KOHO: Award-winning Money App Kullanım & İstatistikleri
Rethink your money with The Globe & Mail’s Top Growing Company of 2024.
BOOSTED CASHBACK
Money goes in. Cashback goes up. Get boosted cashback rates on your purchases as you save in your Neo Everyday account.¹ And earn an average of 5% additional cashback² at thousands of partners with eligible Neo products.
A WINNING HAND IN YOUR POCKET
Reward your spending with a suite of credit cards that earn Canada’s highest cashback rates.
NO MONTHLY FEES
The all-in-one Everyday account with no monthly fees, no minimum balances, and free everyday transactions.
BUILD YOUR CREDIT HISTORY
Neo secured credit cards help you build your credit score³ while earning instant cashback
SAVINGS MADE SIMPLE
Easily track progress and grow your money with our with our High-Interest Savings Account⁴.
NEO MORTGAGE TM
Get your best mortgage rate, fast turnaround, and expert support.
CONTROL YOUR OWN MONEY
Pay bills, make deposits, withdraw, and transfer, all from one place.
SAFE & SECURE
Stay protected against fraud with Mastercard® Zero Liability protection⁵. Keep your deposits secure with Canadian Deposit Insurance Corporation⁶.
SMART DATA
View your spending and cashback at a glance or prompt Neo AI for personalized insights⁷ into your money.
For more information, please visit neofinancial.com.
¹ Cashback earn subject to monthly spend limit. After monthly spend limit is reached, subsequent purchases are not eligible for cashback. Spend limit resets monthly. Minimum Neo Everyday account balance required to earn the highest rate. For more information, visit the Neo website.
² Average based on current offers at select partners. Cashback may be limited and varies by perks, offer, and partner. Cashback, perks, insights, and other offers and rewards are operated by Neo.
³ Conditions apply. Must 1. be the age of majority in your province or territory of residence; 2. be a Canadian resident; 3. provide security funds.
⁴ Interest is calculated daily on the total closing balance and paid monthly. Rates are per annum and subject to change without notice.
⁵ Certain terms, conditions and exclusions apply. Contact your issuing financial institution for complete coverage terms and conditions.
⁶ The Neo Everyday and Neo High-Interest Savings accounts are provided by Peoples Bank of Canada, a CDIC member institution, and are eligible for CDIC deposit protection. Deposits held in Neo Everyday and Neo High-Interest Savings accounts are combined with eligible deposits held at Peoples Bank of Canada, for up to $100,000 of deposit protection, per category, per depositor. For more information about CDIC deposit insurance, please consult CDIC’s website cdic.ca.
⁷ Neo AI is an educational tool and shouldn't be used as a source of financial advice, answers provided by Neo AI may not always be accurate.
Neo Credit and Neo Secured Credit cards are issued by Neo Financial™ pursuant to license by Mastercard International Incorporated.
Mastercard®, World Elite®, and the circles design are registered trademarks of Mastercard International Incorporated.
Neo Mortgage Services Inc. Licenses - Ontario FSRA #13444, British Columbia MB600606, Alberta, Saskatchewan 510903|512351, Manitoba, Newfoundland & Labrador #2207NE1151, New Brunswick, Nova Scotia #20213000380|20223000521, PEI.
All product and company names, logos, brands, and images are trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by them.
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Make money progress with KOHO.
Join over 1.7 million Canadians who trust KOHO as the ultimate way to spend and save—no hidden fees, no fine print, no catch. With a prepaid Mastercard and innovative tools, we provide our users with the ability to earn, spend, borrow, build credit, and budget—all in one convenient app. KOHO’s mission is to make managing money accessible, engaging, and user-friendly, ensuring that everyone has the resources they need to take control of their financial future.
PERSONALIZED PLANS FOR EVERYONE
KOHO has curated three different plans to suit any sort of spending and saving, for ultimate flexibility and freedom with your money. Boost your cash back rewards, jumpstart your credit-building journey, or earn more interest with KOHO plans - Essential, Extra, and Everything.
EARN MORE, SPEND LESS
KOHO’s awesome cash back benefits mean you’ll be rewarded for everyday spending. Get up to 2% back on groceries, food, drink, and transportation and 0.5% cash back on all purchases.
GOODBYE, UNNECESSARY FEES
With KOHO, you'll never have to worry about e-transfer, ATM withdrawal, or hidden charges. We’re here to save you money — no more worrying about hefty bank fees.
BUILD YOUR CREDIT HISTORY
KOHO's Credit Building program helps you improve your credit history with minimal effort. Simply secure a line of credit, make timely repayments, and build your credit history. A strong history can raise your scores.
EARN INTEREST ON EVERYTHING
Maximize your earnings with up to 5% high-interest savings. Watch your money grow and master your savings goals. Reliable, steady growth designed to meet savings goals.
START SPENDING IN MINUTES
Sign up quickly and receive a virtual card instantly. Use the app to pay bills, send Interac e-transfers, create savings goals, and chat with the KOHO team for support or suggestions. No time like the present, right?
REFER & EARN
Share the love and earn $20 for each friend you refer to KOHO – they'll also get a $20 bonus to kickstart their financial journey!
PEACE OF MIND GUARANTEED
Partnering with Mastercard means your money is held securely. Protect yourself further by locking your card in-app and enjoy our zero-liability policy for unauthorized use.
As featured in NASDAQ, Bloomberg, The Globe and Mail, CBC, Toronto Life, Yahoo Finance, and Financial Post.
KOHO is a fintech company, not a bank. We partner with a variety of banks to deliver an outstanding financial product.
Interest rates are per year, calculated daily, paid monthly, and can change at any time without notice. Try KOHO today and unlock your full financial potential!
KOHO
601 West Broadway, Suite 400, Vancouver BC, V5Z 4C2
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Neo Financial VS.
KOHO: Award-winning Money App
Ocak 9, 2025