OneScore: Credit Score Insight vs IIFL: Gold & Business Loans Kullanım & İstatistikleri

Instant personal loan app, credit-score & more! OneScore is a credit score management and instant personal loan platform trusted by over 4 Crore Indians. Whether you need money for short term personal expenses, a long vacation, or to cover medical expenses, you can get an instant loan for any cash emergency with OnePL. - Instant Loan Disbursal - Easy Application - No Collateral requirement - Zero Documentation - Flexible EMI options How to avail of the best instant loan offer on OneScore Build your credit worth by regularly tracking your credit score, & look out for the personalised best loan offer. Depending on your credit score, & other factors, you will receive instant approval for a personal loan through our app. What’s more! You can also use the EMI calculator within the app to plan your online loan EMIs & choose from the flexible repayment options. Set up payment reminders so you never miss an EMI. Eligibility Criteria for best online loan offer with OnePL A credit score of 730 & above Stable employment with monthly salary of >₹20,000 Aadhaar and PAN card holder OnePL features: • Lending partners: Federal Bank, South Indian Bank, Kisetsu Saison Finance India (KSF) • Loan Amount: Up to Rs. 5 Lakh • Loan tenure: Minimum 6 months, maximum 48 Months • Interest Rates: 12.5%-18.5% (for Federal bank), 15.9%-16.8% (For SIB), 14% - 30% (For KSF) • Processing fees: 1.5-2.5% (Minimum Rs. 999) for Federal bank and 1% + Rs. 750 Digital document charges + GST for SIB, 2%-3% for KSF • APR: 13.32%-27.49% (for Federal bank), 16.54%-20.52% (For SIB), 20% - 32% (For KSF) Let's understand this with an example, assuming a personal loan of Rs. 50,000 with a 13% interest rate & a repayment tenure of 1 year. Here’s how your online loan disbursal amount would be calculated: • Loan Amount - ₹50,000 • Tenure - 12 months • Interest Rate - 13% • EMI - ₹4,466 • Total Interest Payable - ₹4,466 x 12 months - ₹50,000 Principal = ₹ 3592 • Processing Fees (incl. GST) - ₹1179 • Disbursed Amount - ₹50,000 - ₹1,179 = ₹48,821 • Total Amount Payable - Principal + Interest + Processing Fees = ₹54,771 • Total Cost of the Loan = Interest Amount + Processing Fees = ₹3592 + ₹1179 = ₹4,771 *In case the loan is disbursed on or after the 6th of the month and your EMIs fall on the 5th of the month, there’s a gap of 29 days between your loan disbursal date & the first EMI. The interest rate charged for this period is called Broken Period Interest. Why download OneScore? Get instant loans up to Rs 5 lakh with zero documentation & flexible EMI options. Check your Experian and CIBIL score instantly. Get notified about changes in your credit score. Stay in charge of your credit score with a simplified credit report & eliminate errors in real-time. Use the ‘Find out why feature’ to analyze your data and understand exactly why your Experian and CIBIL credit score has changed. Use the Score Planner to level up your credit score. Set a goal for yourself & achieve your ideal score with personalized insights. Have a low credit score? Use the simulator to get suggestions on how to improve your Experian and CIBIL score with good financial habits. Get a bird’s eye view of all your personal loan & credit card accounts. Report inaccuracies in your credit record with a simple click. Why OneScore is different End-to-End Credit Management Tool One-stop solution for end-to-end credit management from building your credit score to availing instant personal loans at low-interest rates. Safe & Secure: None of your information is shared with any third party or institution. Your data is safe with us. email for help: support@fplabs.tech. Do visit our website to contact us for any queries at https://onescore.app. Our address: West Bay, S. No. 278 Hissa No. 4/3, Pallod Farms Phase II, Baner, Pune, MH IN 411045
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Achieve financial freedom with the IIFL Loans app, trusted by over 80 Lakh + users! Whether you need to get a gold loan for any occasion or an MSME loan to grow your business, we offer tailored solutions just for you. From gold loans for agriculture or weddings to hassle-free business loans, our app provides a wide range of options. Applying is quick and easy! With just a few taps, you can secure an online loan with quick approval and hassle-free fund transfers. Whether it's a quick loan for urgent needs or a loan for small businesses, IIFL ensures a seamless experience from start to finish. - Quick and Easy Process: Experience a hassle-free journey from application to approval, ensuring your financial needs are met promptly. - Localized Content Just for You: Our Quick Loan App can be accessed in 12 different languages - Versatile Options: Gold loans for agriculture, wedding, travel, and more with business & home loans. - No Login Required: You can explore our quick loan app without a lengthy Login process. - EMI calculator: Plan your repayment with our new online loan EMI calculator. - User-Friendly Interface: Simple & subtle, loan app interface to navigate the online process effortlessly. - Insurance & Investment: We're not just about loans! Explore insurance opportunities within the App. - Secure Transactions: Rest easy with our robust security measures, ensuring your financial assets are protected. IIFL Loans App's Product Lineup: Gold Loan Unlock the value of your gold with ease using our gold loan app! Whether you need funds for personal or business requirements, you can get a gold loan with minimal paperwork and quick approvals. Opt for a loan against gold and enjoy flexible repayment options. Apply online or schedule a doorstep service to get gold loan solutions tailored to you. With IIFL’s Gold loan, financial support is always within reach. Why opt for an IIFL Gold loan? - Quick Loans - No Hidden Costs - Quick Disbursal - Flexible Repayment Options - Attractive Interest Rates - Gold loan available at home Business Loan Entrepreneurs, are you stressed about collateral and paperwork holding you back? Get quick MSME loans online; no collateral is needed. Our easy loan process helps you to focus on what matters: growing your business. Why choose IIFL Business Loans? - 100% digital process - No collateral required - Attractive interest rates - Invest in your business infrastructure, machinery, inventory, and more with loans for small businesses. Business Loan features: - No collateral required - MSME Loans at attractive interest rates* - Flexible EMI repayments* - Loan Amount up to Rs. 75,00,000/-* - Minimal documentation - 100% Digital process (Quick and hassle-free) - 29+ Years of market presence Loan Calculators & other tools available in the IIFL Loans App - Gold Loan Calculator: The Online Gold Loan Calculator is simple and helps you make informed decisions. Just input the weight to determine your eligible loan amount based on the loan-to-value ratio. - Business Loan Calculator: The MSME Loan EMI Calculator is an easy-to-use tool that helps you estimate an affordable loan amount and EMI, ensuring it doesn't affect your monthly business needs. Contact us: Registered Office IIFL House, Sun Infotech Park, Road No. 16V, Plot No. B-23, Thane Industrial Area, Wagle Estate, Thane - 400604 Call us 1860-267-3000, 7039-050-000 Download the IIFL online loans App now, and let's make your financial aspirations a reality. Disclaimer: Any/all loan product specifications and information that may be stated are subject to change from time to time. IIFL Finance Limited (including its associates & affiliates) ("IIFL") assumes no liability or responsibility for any errors or omissions in the content stated herein, and under no circumstances shall IIFL be liable for any damage, loss, injury, or disappointment suffered by any reader.
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OneScore: Credit Score Insight VS.
IIFL: Gold & Business Loans

Ocak 12, 2025