Kualto - Forecast Budgeting vs Cashflows Pro Kullanım & İstatistikleri

Kualto is like a crystal ball that tells you how much money you will have at any point in time, not just at the end of the month. Keep organized by tracking your spending, and plan ahead by forecasting your cash flow and account balance. Pay off your debt. Use our Balance Report to see how long it will take you to do so, and to catch any red flags months before something becomes a problem. While most budgeting applications focus on your past spending, with Kualto you can focus on your future by projecting your beginning and ending balance each week. You can afford more than you think. With our forecasting approach you can see how much you can spend, and when you can spend it! See the consequences of your decisions before you make them. Play with 'what if' scenarios so you can make the right choices. Always know what's coming up. Use transaction statuses to keep track of what is still due, and what's been paid. Pay on time. Receive reminders so you know when bills are due, avoid late fees, and pay responsibly. Your Kualto account can be accessed via the app or with a browser. No need to sync or back anything up. Access your data from anywhere. How it works: - Enter your account's current balance. - Enter your bills and your income and how often they occur ("bi-weekly", for example). - Track your balance each week and navigate forward or backward up to 30 years. - Watch how your spending today affects your account balance in the future, and make spending decisions accordingly. - Get reminders for bills that are due so you never pay late again. After the 30-day trial, you must subscribe to continue using the app. These subscriptions are auto-renewing. You have the option of an Annual or Monthly subscription. Terms of Service: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.kualto.com/privacy-policy/

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Cashflows Pro

Follow us on Twitter at @CashflowsApp! Cashflows Pro helps you forecast future balances of your bank accounts. It's simple to set up and requires minimal effort to maintain. Tell it about your recurring transactions (including transfers between accounts) and future one-time transactions, and let it estimate your account balances months (or years) into the future. It's not interested in the past, so there's no need to enter or maintain your transaction history. It shows your account transactions and balances over time and lets you override individual payment dates and amounts. Quickly toggle payments on and off to see how they impact your future balances. The graph updates immediately with any changes you make. Update the starting balance occasionally, and it'll show you which transactions are still due. If any have already occurred (or are late) just tap & hold to toggle them on or off. FEATURES: - Multiple accounts: Add multiple accounts and set up recurring or manual transfers between them. - Recurring transactions: Supports recurring transactions with start date, end date (optional) and many recurrence options. - Warning balance: Set a warning balance for an account and see at a glance when your balance is below it. - Interactive forecast graph: Shows your future balance over time, highlighting warning balance and negative regions; tap the graph for a closer look at the nearby transactions. - File-based: Keep multiple scenarios in separate files. Open backup files from Cashflows or Total Cashflow. MANY USES: * Planning Future Purchases: This is a great tool for forecasting payments for a future loan, mortgage or car lease. Create a recurring transaction for the payment amount, fill in the first and last payment dates and see how it affects your balance. Make adjustments to figure out what you can afford. * Planning for Change: You might have a recurring bill that increases annually (such as health insurance). Simply create another recurring transaction to represent the increased payment and set its start date appropriately, and adjust the end date of the original transaction. You'll immediately see how it affects your finances in the future. * Planning for Uncertainty: The forecasts are only as accurate as you need them to be. If you plan to pay a minimum amount per month onto your credit card, set that up as a recurring transaction. Once you decide how much you want to pay this month, just override the forecast amount. You can always edit or delete the override later. * Getting Out of Debt: This app can help you get out of debt, and figure out how long it will take. Enter a recurring transaction between your checking / current and loan / credit account for the minimum amount you intend to pay each month. Extend the forecast period (tap "More" at the bottom of the Forecast page) and then look at the Balance Graphs for your accounts. If you can afford to pay extra in a few months, override that month's payment (or create a one-time transaction for the additional amount). You'll instantly see the effect on your checking / current balance, loan balance and when the loan will be repaid.