MICB Mobile Banking vs myTU – Mobile Banking Usage & Stats

MICB Mobile Banking is meant for BC "Moldindconbank" S.A. clients (individuals only) and provides the following features: • Authentication by quick Access code and biometrics (Fingerprint); • Visualization of account balances; • Setup and visualization of transactional card limits; • Visualization of transactional history and related details; • Visualization of Bank details used for local and international incoming transfer; • Visualization of income and spending statistics related to card transactions; • P2P transfers between own cards and to foreign cards; • Quick P2P transfers by phone number (P2P by Phone / Send to Friend); • Card security Lock / Unlock; • Card protection service – "Transactional Window"; • One time password generation (Mobile OTP) meant for eCommerce transactions confirmation and "MICB Web Banking" operations confirmation as well; • Code generation for quick cash retrieval (Cash by Code) and cash deposit (Mobile Cash) operated at ATM; • Billing payments (over 700 service providers); • Quick access to ATM geolocation information; • Card enrolment to Google Pay; • PIN change functionality; • View card number; • "MIA" instant payments; • View card CVV/CVC; User guide: http://www.micb.md/img/smartbanking/intructiune-utilizare-mb-en.pdf

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myTU – Mobile Banking

myTU is a versatile mobile banking app designed for convenience, speed, and security for both personal and business use. Our highly secure, purpose-driven mobile banking platform offers feature-rich solutions for your everyday banking needs. Registering for myTU is free, and you can easily order a debit card. We only charge a monthly fee when you order a debit card. For detailed pricing information, please visit mytu.co Who can use myTU? - Individuals - Businesses - Kids aged 7+ Benefits: - Obtain a European IBAN within minutes. - It's easy to create a myTU account without going anywhere. All you need is your ID/Passport for legal verification and for kids, a birth certificate is required additionally. - Make payments, receive payments, and save money in just a few taps. With SEPA Instant transfers, fund transfers take place instantly without any transaction fees. myTU Visa Debit Card: - Make payments easily with the contactless Visa debit card. It comes in two elegant colours – pick your preferred colour and order it in the app straight to your home. - Access ATMs worldwide for free cash withdrawals up to €200 per month or twice a month. - When you travel overseas, you can easily withdraw cash or pay for goods and services without any commissions. - myTU Visa debit card is the perfect travel companion saving you hundreds of euros in commissions. - Our Visa debit card features robust security. If your card is lost, lock it instantly in the app for added safety, and unlock it with a single tap. Made for Kids: - Every child who signs up on myTU gets a 10€ gift from us. - Kids aged 7 and above can start using myTU. myTU for Kids help parents and children manage money easily – making sending pocket money really easy for parents. - Kids receive their stylish payment card. - Parents can track kids' spending with instant notifications. For Businesses: - myTU for Business offers not only mobile banking but also internet banking functionalities, ensuring you can manage your money on the go. - Instant SEPA transaction settlements make a business banking account at myTU the ideal choice for many businesses. - Get paid quickly and send money transfers promptly without the bureaucracy of traditional banks, and at lower fees. myTU is available in all EU/EEA countries. Accounts can be opened for citizens of EU/EEA. If you're a temporary residence permit holder, it is possible to create an account with myTU by providing proof of the necessary documents for legal requirements. myTU is a licensed Electronic Money Institution (EMI) registered with the Bank of Lithuania. Customers' deposits are held securely in the central bank. So you can rest assured that your money is safe.