Uni : Next-gen cards & Paychek против Spring: Financial Planning Использование & Stats

We are changing how India experiences credit. To one that’s simple, transparent, and effortless and is straight from the future. Here’s what it looks like: -------------------------------------- Uni Paychek Receive a credit of up to ₹100,000 every month. Sent directly to your bank account. Just like a salary before your salary. 👉🏼Subscribe with a paperless one-time setup that takes less than 3 minutes 🗓Note the eligible amount and Paychek date basis plan. Your Paychek arrives on this date every month 🌟You get 15/30 days of credit period each month, depending on the plan selected ⏸ Don’t need Paychek for a month? You can always pause it from the app 🔄Get 15/30 days more to clear your credit card bill, cover your EMIs, and pay rent and utility bills…you can use Paychek for anything and everything 😇Over 2 Lakh happy users have made Paychek a part of their monthly finances You can also choose from 2 variants 15 day and 30-day plans. The 30-day plan comes with a nominal subscription fee. Try it today! How to begin (Steps for new users) 1. Download the Uni app 2. Check eligibility 3. Complete KYC 4. Subscribe to Paychek Paychek details - Paychek amount upto Rs 1,00,000 every month Min Tenure to repay - 24 months & Max tenure to repay - 24 months Subscription plan : 15 day & 30 day Subscription fee - Zero fee for the 15-day plan & One-time subscription fee of Rs 1999 (including GST) for 30 day plan Max APR (Annual percentage rate) is 48% + GST ( this includes carry forward fee ) and it varies across the risk profile of the customer If repaid in 24 months applicable APR is charged If repaid in full by the due date - zero APR is charged Example of a Paychek transaction with Rs 50,000 Amount : Amount : Rs 50,000 Annualised Carry Forward fee (Interest) : 45% p.a + GST Subscription Plan : 30 Day Subscription Fee : Rs 1999 Disbursal Amount : Rs 50,000 If repaid by due date Carry forward fee ( Interest ) = 0 Total amount to be paid = Rs. 51,999 incl. Of GST If repaid in 24 months Carry forward fee = Rs 19,276 + GST Total amount to be paid = Rs. 71,275 + GST *Carry forward fee varies based on customer risk profile. -------------------------------------- NX Wave Credit Card The next-gen credit card for reward-lovers is here. Issued by SBM Bank & Yes Bank in co-brand partnership with Uniorbit Platform Services Private Limited, the NX Wave Credit Card brings you an incredible experience and value like nothing you’ve seen before. What the Wave brings you: > 1% cashback* on your spendings > 5x more value than your cashback at the Uni Store > 0% forex markup fee. Pay nothing extra on international transactions > Lifetime FREE: no annual or renewal fee > Choice of six breathtaking colors > Fuel surcharge waiver *Not applicable on fuel purchase, rent & wallet transfers, ATM withdrawals & international transactions. Your NX Wave Credit Card is super secure: * Stay in control: manage your card and its limits from the Uni app * Avoid mishaps: Freeze/unfreeze your physical card if lost * Strong on privacy: PCI-DSS certified, so your data is always safe -------------------------------------- To know more, you can always check our website 🌐 paychek.uni.club and 🌐 www.uni.cards or send us an email to 📧care@uni.club Office Address Uniorbit Technologies Pvt Ltd. (Uni Cards) No.3, B Nexus, 3rd Block, Koramangala 1A Block, SBI Colony, Koramangala, Bengaluru, Karnataka 560034 -------------------------------------- 🎖All loans are facilitated through Uniorbit Technologies Pvt Ltd (LSP and DLA) in partnership with lending partners (RBI regulated entities) as given below. NBFC - NDX P2P Private Limited (“Liquiloans”) NBFC - Transactree Technologies Private Limited (“Lendbox”) NBFC - Northern Arc Capital Limited NBFC - Kisetsu Saison Finance (India) Private Limited