Olé Consignado: Empréstimo, Ca vs Santander Portugal Usage & Stats

In the Olé Consignado app you can contract your *consigned credit*, refinance your loan, request portability from another institution here or purchase your credit card without leaving home or signing all that paperwork. Olé Consignado does not charge any amount in advance to approve or deposit your payroll loan. Credit approval is subject to registration analysis and the existence of a consignable margin at the time of contracting. For payroll-deductible loan operations, the rate and term of the contract varies according to the sector of the contracting agreement. The minimum interest rate is 1.10% p.m. and 14.03% p.y. and the maximum is 2.70% p.m. and 37.67% p.a. The minimum CET is 1.23% p.m. and 15.79% p.a. and the maximum is 2.92% p.m. and 41.25% p.a. The contract period varies between 24 and 120 months. The values of rates and terms informed are subject to change at any time and without prior notice, therefore, we inform you that only at the time of simulation will the current values be presented. It is possible to request the early settlement of the contract, in whole or in part, with the proportional reduction of interest, as long as requested by the payee loan holder through Olé Consignado's service channels. Payroll Loan Example: Loan amount R$21,215.33, represents 100.00%. IOF value (financed) R$116.09, representing 0.55%. Value Delivered R$21,099.24, represents 99.45%. In 84x of R$452.82 each installment. Interest 1.50% per month and 19.56% per year. CET 1.52% per month and 19.80% per year. Total payable R$38,036.88. CET- Total Effective Cost of the operation varies according to: (a) product; (b) credit analysis criteria; (c) terms of the agreement; and (d) contractual specifications. Conditions valid for the Payroll Loan product for an indefinite period or until there is a legal change, economic scenario or an unpredictable nature, which causes variation in the percentages offered above. Olé Consignado encourages conscientious credit. Before incurring a debt, make sure it fits in your budget and will not complicate you. Credit should only be taken out if it will improve your life.