Mortgage Calculator and Guide против Spend Smart AI Использование & Stats

A mortgage loan may be one of the most important decisions you'll ever make. This app offers: 1. Mortgage calculator - easy-to-use and understand mortgage loan calculator. 2. Mortgage guide - learn the basics before taking a mortgage. Mortgage loans are loans secured by real estate property through the use of a mortgage note that evidences the existence of the loan and the encumbrance of that realty through the granting of a mortgage that secures the loan. However, the word mortgage alone, in everyday usage, is most often used to mean mortgage loan. A home buyer or builder can obtain financing (a loan) either to purchase or secure against the property from a financial institution, such as a bank or credit union, either directly or indirectly through intermediaries. Features of mortgage loans such as the size of the loan, maturity of the loan, interest rate, method of paying off the loan, and other characteristics can vary considerably. In many jurisdictions, it is normal for home purchases to be funded by a mortgage loan. Few individuals have enough savings or liquid funds to enable them to purchase a property outright. In countries where the demand for home ownership is highest, strong domestic markets for mortgages have developed. Learn how the valuable knowledge that is so crucial to the biggest deal of your life: - Mortgage loans basic concepts – learn what’s Principal, interest, foreclosure, amortization, repossession, redemption, mortgage completion, and more - Different mortgage loan types 1. Loan to value and downpayments 2. Value: appraised, estimated, and actual 3. Payment and debt ratios 4. Standard or conforming mortgages 5. Foreign currency mortgage Mortgage refinance Repaying the mortgage Different countries - The mortgage market may change from one country to the other, here are some local issues you should know. - Mortgage Insurance - Mortgage Calculator – try different mortgage loan simulations with our mortgage calculator to get the best-suited loan for you. We've added a few extra tools to help you get the most out of the app: An embedded notebook to use while going through the mini-course, a live news feed (that will get updated all the time with news, bonuses, tips, and updates), a lesson scheduling system (helping you complete the course in your own time), and more. The calculator and guide are free to use, hoping to make this financial knowledge accessible to everybody. Download now.