wefin против Mirae Asset Fin: Loans Использование & Stats
Highlights of Personal Loan app
Users can apply Personal loan starting from (Minimum)₹ 1 Lakh up to ₹15 Lakh (Maximum), is available for Salaried as well as self-employed individuals at affordable interest rates from wefin loan app without pledging any collateral and documentations and get quick disbursal digitally.
Salient features of instant personal loan:
• Loan Amount ranging from: (Minimum)₹ 1 Lakh up to ₹15 Lakh (Maximum)
• Repayment Tenure: from 3 Months to 72 months
• Rate of Interest / Annual Percentage Rate (APR): 12% to 34%
Note: Interest rate and processing fees varies as per the products.
Example of a Personal Loan at wefin:
For ₹1,00,000/- borrowed, at interest rate of 12% p.m. for 24 months (interest rate on reducing balance method), payable amount would be:
Processing fee (@2% of Loan Amount) = ₹2000 + Applicable GST
Other charges (Stamp Duty) = ₹100
Interest = ₹12976.33
Total amount repaid after 24 Months = ₹1, 12976.33
*Interest rate and processing fees varies as per the products.
Highlights of Two-Wheeler Loan app
Users can apply Two-Wheeler loan up to 100% LTV, is available for Salaried as well as self-employed individuals with fixed Loan amount, EMI and Tenure w.r.t two-wheeler models from wefin loan app without pledging any collateral and documentations and get quick disbursal digitally.
About Insurance from wefin App.
wefin app has a features of purchase insurance along with loan that covers such as Health and medical insurance.
Introducing wefin, a one-stop solution for all types of loans, Personal loan, Two-wheeler, and many more to come.
wefin App, users can instantly apply for two-wheeler and personal loans for diverse needs such as marriage, travel, and even medical needs. The user can also calculate tentative EMI’s by using our product EMI Calculators.
What’s new?
• wefin is 100% Digital process to get instant loans to customer’s account with paperless approach.
• wefin app is available for everyone. Sign-up or Log-in and explore the all-new features of the app.
• You can also use wefin app for Loan re-payments digitally.
• wefin is multi-lingual app - available in English and हिन्दी.
• Use EMI calculators to calculate tentative EMI details for respective products.
Features of wefin app:
• Instant Loan approval on the go via in-built AI based decision engine.
• No guarantee or security or collateral required.
• Attractive Interest rates.
• View and manage your active loans, make loan payments, download statements on one click request.
• Access information on your closed loans.
• On demand service request via App for NOCs and change contact and addresses.
• Pay EMIs, part pre-pay or foreclose loans and access information on future payments through the app.
• EMI calculators for Personal loan.
Additional Information from Security Perspective:
wefin app may collect information with user’s consent from their mobiles like device location, device information, transactional and promotional SMS, communication information including contacts to provide customized offerings to control fraudulent activities.
The wefin app is highly secured and tightly integrated with “RazorPay” (Refer: https://razorpay.com/responsible-disclosure/) w.r.t user’s re-payment transactions, so that users can get a safe and secured transaction via wefin App
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Mirae Asset Financial Services: Your Financing Needs Simplified; Fast, Easy & Hassle-Free.
We aim to provide you loan in the most convenient & simplified manner. Through our app & online platform we provide secured & unsecured loans without the hassles of visiting branches, completing tons of paperwork or any hidden charges.
Avail & manage personal loans, loans against mutual funds, and loans against shares easily – all in one place!
A licensed Non-Banking Financial Company (NBFC).
Our Products:
1. Personal Loan for Salaried
Avail personal loans up to ₹5 lakh at an attractive interest rate with no hidden charges and an effortless online application process.
Why Personal Loan with Mirae Asset Financial Services?
- Loan Sanctioned in 10 Mins
- No Hidden Charges
- Easy Digital Process, No Branch Visits
- Tenure Options upto 48 Months
- Zero Foreclosure Charges
- Zero Physical Paperwork
Personal Loan Interest Rate, Tenure & Charges:
- Interest Rates from 11.49% to 20% p.a
- Loan Amount: ₹50,000 to ₹5 Lakh
- Loan Tenure – 6 to 48 months
- Minimum APR – 13%
- Maximum APR – 37%
- Processing fees – 2.5% to 3.5%*
- Stamp Duty – ₹200
- Minimum income: ₹20,000 per month
- Credit Score: 700+
An example of a Personal Loan for salaried:
- Principal Amount: ₹1,00,000
- Interest rate*: 14% p.a.
- Tenure: 24 months
- Processing Fee (3.5%)*: ₹3,500 + Taxes
- Stamp Duty: ₹200
- EMI: ₹4,801 per month
- Total interest payable: ₹15,232.
- Total amount to be repaid: ₹4,801 x 24 = ₹1,15,232.
- Total cost of loan = Interest Amount + Processing Fees + Taxes** & other charges = ₹15,232 + ₹3,500 + ₹830 = ₹19,562
*Interest rate & processing fees vary as per loan amount & tenure.
**Taxes as Applicable
2. Loan Against Mutual Funds and Shares
Loan against mutual funds and shares is an overdraft facility, with interest charged only on the utilized amount for the number of days. With loan against mutual funds and shares you get a flexible repayment terms with interest-only monthly payments where you can repay the principal amount anytime during the loan tenure as per your convenience. You can lien mark mutual funds across different AMCs registered with both CAMS & KFintech and pledge shares held in demat with NSDL.
Why Loan Against Mutual Funds and Shares with Mirae Asset Financial Services?
- 15 Mins Process*
- 100% Digital
- Instant Disbursal
- Easy Repayment: Interest-only monthly payments
- Zero Prepayment & Foreclosure charges
- Large list of approved securities
*Loan Against Mutual Funds in 15 minutes and Loan Against Shares on the same day.
Loan Against Mutual Funds and Shares Interest rate, Tenure & Charges:
- Annual Interest Rate = 10.5%
- Maximum Annual Percentage Rate (APR) = 27.3%
- Tenure = 12 Months
- Minimum Period = 12 Months
- Maximum Period = 12 Months
- Processing Fee = ₹999 + GST
- Stamp Duty = ₹500
An example of a Loan Against Securities:
- Principal Amount = ₹80,000
- Annual Interest Rate = 10.5%
- Tenure = 12 Months
- Interest payable= (₹80,000 x 10.5%) / 12 Months = ₹700 per month (Principal amt need to be repaid at the end of loan tenure )
- Processing Fee = ₹999 + GST
- Stamp Duty = ₹500
- Total Loan Repayment Amount = ₹88,400 (including principal and interest)
- Total Cost of Loan = Interest Amount + Processing Fees + Stamp Duty = ₹8400 + ₹999** + ₹500 = ₹9899**
** Taxes as Applicable
Loan Against Securities of ₹80,000 for a period of 12 months, at an annual interest rate of 10.5% APR, then the customer will pay monthly interest for 12 months of ₹700 per month.
The total loan payment over 12 months will be ₹88,400 (including principal and interest). A processing fee of ₹999 + GST & stamp duty of ₹500 will be charged.
*Taxes as Applicable
Experience a seamless loan process with Mirae Asset Financial Services. Visit our website today to access the funds you need to fulfill your financial goals!
Website: https://www.miraeassetfin.com
Privacy Policy: https://www.miraeassetfin.com/privacy-policy.html
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wefin VS. 
Mirae Asset Fin: Loansянварь 8, 2025