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- Tala: Fast Cash Peso Loan App Vs. GoTyme Bank
Tala: Fast Cash Peso Loan App vs GoTyme Bank Uso e estatísticas
Get up to ₱25,000 cash instantly online. Low rates. Fast approvals. Apply in 5 minutes. No income proof needed. Download the app & get cash now!
👉 HOW IT WORKS
✔ Apply in 5 minutes
Download the app and answer a few questions so we can give you our best, customized offer. Only 1 valid ID is needed. No paperwork, collateral, or bank account needed.
✔ Choose your terms
Confirm your desired amount and select your target repayment date
✔ Get your cash
Send funds to your bank account, GCash, Coins.ph wallet, Tala wallet or your nearest padala center
✔ Repay easily
Pay via GCash, Coins.ph, ShopeePay, Lazada, 7-Eleven, Maya, ECPay, Cebuana Lhuillier, or M Lhuillier! Pay in full or make partial payments, anytime on or before your due date
✔ Borrow again
After repaying, answer a few short questions to receive your next round of funds
👉 WHO CAN APPLY?
✔ Any resident citizen of the Philippines and 18+ years old
✔ Has at least 1 valid ID and a mobile number
👉 KEY TALA FEATURES
✔ ULTIMATE CONTROL
• You choose your repayment date
• If your plans change, the cost of your line of credit will automatically adjust
✔ NO HIDDEN FEES
• Service fees as low as 0.43% per day
• Processing fee of 3.99% based on the borrowed amount
• All fees are collected on your chosen repayment date
• Get the full amount; no surprises
• Only pay for the days you need
✔ CONTINUOUS ACCESS TO FUNDS
• Apply only once and get continuous access to borrow up to your approved credit limit (subject to terms and conditions)
✔ FAST LIMIT GROWTH
• Get limits up to ₱25,000
• Most customers can double their limit in just months with on-time repayment
✔ SECURE
• Tala secures your personal information with SSL encryption
• We treat all customers with respect, even if you are late on repayment
✔ REWARDING
• Earn ₱200 off the next time you borrow when you refer friends to Tala!*
Unlike other traditional online loan or cash loan apps, Tala is not a loan app but an enhanced credit experience with continuous always-on credit available to users with a good payment history.
PERSONAL CREDIT LINE TERMS
• Credit limit amounts: ₱1,000 to ₱25,000
• Processing fee of 3.99% of borrowed amount
• Daily service fee is charged on the amount of credit you borrow from 0.43-0.5% per day
• Late fee is equal to 5% of outstanding credit balance
• Monthly EIR: 14.86-15.00%
• Maximum Annual Percentage Rate (APR): 182.5%
• Applicable Tax (DST & GRT): N/A
Always study the terms and conditions and the disclosure statements before proceeding with any transaction
PRODUCT ENHANCEMENTS
We always work towards making our products better for our users. If you see offerings that differ from what is described above please don’t hesitate to contact us
PRIVACY & PERMISSIONS
We will never disclose any personal information with anyone that is not you without your permission, or sell your data to third parties
CONTACT
Email: support@tala.ph
Website: tala.ph
Tala is operated by Tala Financing Philippines Inc., a licensed financing company and a registered operator of payment system (SEC Registration No.: CS201710582; TIN: 009-614-758; Certificate of Authority No.: 1132; OPS Registration No.: OPSCOR-2023-10)
* Referral terms & conditions: tala.ph/referrals
DISCLAIMER
Tala is not a cash loan app, money lending app or an online loan app. We provide continuous cash access to consumers in the form of a personal credit line. Tala is not associated with loan apps in the Philippines such as Cashalo, OLP, Home credit, Juanhand, Robocash, Peso loan, Pautang cash loan, Moneycat, Pesoq, Moca Moca, Billease, Digido, Utang loans, gcash, cashme, peramoo, mabilis cash, quickla, palawanpay, pesoredee, madaloan or maypera.
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It’s time to switch to #BankingMadeBeautiful with the fastest-growing bank in the Philippines.
All you need is a Philippine mobile number, home address, and valid ID. Open an account in less than 5 minutes to enjoy a simple, sustainable, and secure savings interest rate, FREE Visa debit card with built-in Go Rewards, and FREE bank transfers.
Mobile Check Deposit.
Deposit big amounts anytime up to P499,999.99 safely and conveniently by taking a photo of your check on the GoTyme Bank app. No deposit fees. Standard check clearing times apply.
Diversify your savings with US Dollar Time Deposit.
Start your first forex investment for as low as $1 US. Open as many time deposits as you want, and earn 5% p.a. for a 3-month or 6-month term. You can deposit your Philippine Pesos to save in US Dollars – we’ll convert your money for you. Plus, withdraw your savings anytime with zero penalties.
Go Save and grow your money.
Open up to 5 savings accounts and earn 4% p.a., with no minimum balance, no deposit caps. No missions, no limits. Stay on track with your goals using smart saving tools and reminders.
Go Shop and get rewarded.
Your new bank account comes with a FREE virtual Visa debit card on the app, or a physical debit card from any GoTyme Bank kiosk nationwide. Earn Go Rewards points whenever you use your debit card, and triple your points when you shop at Go Rewards partner stores.
Go Send money to anyone.
Enjoy 3 FREE transfers to other banks per week, and unlimited FREE transfers between GoTyme Bank accounts.
Go Human whenever you need help.
Speak to a helpful human via any of our help channels: Call #GO8888 (#46888), email help@gotyme.com.ph, or chat with us in the GoTyme Bank app.
Secure your account through the following safety tips:
1. Use your own device to open an account.
2. Only install banking apps from official app stores.
3. Update your card PIN and passcode every 3 months.
4. Never share your OTP, PIN, or passcode with anyone. GoTyme Bank will never ask you for these.
5. Lock your card immediately in case of loss or theft.
6. Follow us for updates @gotymebank on Facebook, Twitter, Instagram and TikTok.
GoTyme Bank is regulated by the Bangko Sentral ng Pilipinas. Deposits are insured by PDIC up to P500,000 per depositor.
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Tala: Fast Cash Peso Loan App versus GoTyme Bank comparação de classificação
Compare a tendência de classificação de Tala: Fast Cash Peso Loan App nos últimos 28 dias versus GoTyme Bank
Tala: Fast Cash Peso Loan App#5,627
GoTyme Bank#3,833
Classificação
Comparação da classificação de Tala: Fast Cash Peso Loan App vs. GoTyme Bank por país
Compare a tendência de classificação de Tala: Fast Cash Peso Loan App nos últimos 28 dias versus GoTyme Bank
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#94
#44
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Tala: Fast Cash Peso Loan App VS.
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8ezembro d, 2024