UCU's Mobile Banking vs Bread Financial Usage & Stats

Manage your accounts 24/7 with UCU Mobile Banking. Download our latest mobile app today and securely manage your accounts on the go from anywhere! Conveniently access your accounts, transfer money, deposit checks, monitor your credit score, and apply for a loan - all within UCU’s free mobile app.* Mobile Banking features and benefits: •Mobile Check Deposit •BillPay •Send Money with Zelle® ¹ •Apply for a Loan ² •Card Controls •Order Checks •Access eStatements •Make loan payments or set up recurring payments •Receive real-time account alerts Some restrictions apply. For additional information about UCU Mobile Banking or other products and services, please visit www.ucumaine.com or call (800)696-8628. UCU is committed to protecting the privacy of our members' financial information. To view our privacy policy, visit https://www.ucumaine.com/online-privacy-policy/. * Message and data fees may apply from your wireless carrier. ¹ Zelle is a registered trademark of Early Warning Services, LLC. ² Our current members may be eligible to apply for loans with University Credit Union. For the latest information and to see specific loan options and terms visit our website https://www.ucumaine.com/rates/. UCU is federally insured by NCUA. Our members may be eligible to apply for loans with University Credit Union. Please review the following to understand our lending information, and make sure to check https://www.ucumaine.com/rates/ for the latest rate information. Our personal loans have a minimum repayment period of 30 days and a maximum repayment period of 60 months. The Maximum Annual Percentage Rate (APR) for a personal loan is 18.00%. Our minimum offered loan amount is $500 and our maximum offered loan amount is $25,000. Not all applicants may qualify for the most favorable rates or the highest possible loan amounts. Approval and actual loan terms depend on credit union membership history and credit risk evaluations (including responsible credit history, debt-to-income information, and availability of collateral). Highly qualified applicants may be offered higher loan amounts and/or lower APRs. Personal loans may not be used for college or post-college education expenses, buying crypto or other speculative investments, gambling, or illegal purposes. Please review our loan cost example below: Consider a loan where the borrower receives $10,000 at an APR of 18.00% over 48 months. The borrower would repay $293.74 every month. The total amount paid for the loan would be $14,099.52. Actual loan terms may vary and depend on the prospective borrower’s credit profile, debts, income, membership history, etc. Some of our loan options are intended for consolidating existing debts into a single loan. When consolidating existing debts or refinancing an existing loan, total finance charges and money owed over the period of the new loan may be more than the existing debt due to longer terms or higher interest rates.