LCCU vs DCU Digital Banking Uso e estatísticas

DCU’s digital banking platform brings together innovative tools and unique features that put you in the financial driver’s seat. You can deposit checks, transfer money, view your balance – and a whole lot more. TAKE CONTROL OF YOUR MONEY • FutureLook™ helps you see into your financial future with an easy-to-read forecast based on your current choices. • Our easy-to-use Payment Planner can help you pay off your loans even faster. • You can create strategic financial goals and review your progress every step of the way. STREAMLINE MONEY MANAGEMENT Explore new ways to manage your money and achieve financial wellness. • Holistic view of your finances. • All of your accounts in one place – including ones at other financial institutions. • Seamless payments. With a unique-to-you digital banking experience that focuses on your money’s future, you can plan for whatever life throws your way. DCU Digital Banking is here to give you financial peace of mind. --- FUTURELOOK™ FutureLook™ provides insight into your spending habits with an easy-to-read forecast based on your current choices. You’ll be able to answer simple questions about what you can afford and see the potential benefit of paying more towards your loans and/or credit cards – in real time. Specifically, FutureLook™ identifies your recurring income (e.g., paychecks), recurring expenses (e.g., electric bill), and average daily spending (e.g., the morning coffee run). By doing so, you can see your estimated checking account balance one month into the future (on a daily basis) and one year into the future (on a monthly basis). All in all, FutureLook™ is a unique tool that helps you see how your money could better serve you. PAYMENT PLANNER Our easy-to-use payment planner will help answer questions like: • “If I paid more on my auto loan, how much interest would I save?” • “If I only make the minimum payment, when will I be debt-free?” • “How quickly can I pay off my loan?” GOALS We make it easy to focus on your life goals with a digital banking experience that was designed for you. You can create strategic financial goals and review your progress every step of the way. No matter what you’re saving money for, we can help you create a personalized action plan that works for you. OTHER STANDARD FEATURES - Manage Quick Balance accounts - Find branches and ATMs nearby - Deposit Checks* - View balances, current and pending transactions, and account history - Transfer funds - Pay Bills - Make a loan payment - View important messages and account alerts - Update your contact information - Add Travel Notifications to avoid unnecessary fraud alerts while you’re away - Apply for loans and view your preapproval offers - Make a balance transfer to your DCU Visa Platinum Card *Upon approval. All deposits are subject to DCU’s Funds Availability Policy.