Chocolate Finance vs Endowus Uso e estatísticas

Chocolate Finance is a new place for your spare cash where you can enjoy 3.6% p.a. return on your first S$20k, 3.2% p.a. on your next S$30k and a target 3.2% p.a. on any amount thereafter. No lock-ins, no hoops to jump through. We take no fees and make no money until we deliver the target return. See your returns in the app every, single, day. What's more, from now until 31st March 2025, if we don't make the target returns for your first S$50k, the difference will be topped up. Does it get any better than that? Chocolate Finance is a brand of Chocfin Pte. Ltd. (UEN 202347190R). Chocfin Pte. Ltd. is licensed by the Monetary Authority of Singapore (CMS101452) to perform fund management activities. Note: This app is currently only available for users with Singpass MyInfo. (I.e. Singapore residents or non-residents of Singapore with Singpass.) What to expect: It's completely free to open an account. Download the Chocolate Finance app to get started. 1. No hoops We don’t expect you to jump through hoops to get the returns. There are no minimum or maximum balance requirements and no lock-in periods. 2. See your returns daily in your app every, single, day. 3. No lock-ins Take your money out whenever you like. Withdraw via FAST bank transfer - any amount, anytime you like. No charges or penalties. 4. Easy sign-up Getting started is quick and easy. Sign up easily and securely with Singpass MyInfo in a few quick steps. Then, add money in. 5. No fees We take zero fees until you achieve the target returns. We only make money once you’ve made money. So naturally, it’s our number one priority to make the returns we’ve targeted for you. 6. We walk the talk From now until 31st March 2025, if we don't make the target returns for your first S$50k, the difference will be topped up. Does it get any better than that? 7. Security is our top priority We take several measures to keep your account safe and we’re licensed by the Monetary Authority of Singapore (CMS101452). *Licences and disclosures: Chocolate Finance is a brand of Chocfin Pte Ltd (UEN 202347190R). Chocfin Pte Ltd is licensed and regulated by the Monetary Authority of Singapore to perform fund management activities. The 3.6% p.a. return on the first S$20k and 3.2% p.a. return on the next S$30k are currently supported by a promotional Top-Up Programme', valid during the Qualifying Period and subject to terms and conditions and does not constitute a guarantee of return or capital. Returns are calculated on a compounded basis. Past performance is not indicative of future results. This advertisement was prepared without regard to your specific investment objectives, financial situation, accounting or tax needs and does not constitute advice. All investments involve risk, including the risk of losing all of the invested amount. Such activities may not be suitable for everyone. Before applying you should consider carefully whether the product/service is suitable for you. This advertisement has not been reviewed by the Monetary Authority of Singapore. For more information visit https://www.chocolatefinance.com. Privacy policy, terms, and conditions are available within the app. Get in touch: Contact our customer support team via WhatsApp in the app. Customer service is available Monday to Friday, between 9 am and 6 pm. Alternatively, WhatsApp or call +65 9479 7979.

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Endowus

Start your financial journey with Endowus, and invest and grow your wealth all through the Endowus app. Build a personalised financial plan with Endowus to help you reach your wealth goals. Choose from a curated list of low-cost, best-in-class institutional funds managed by the world’s top fund managers. WHO WE ARE Endowus is Asia’s leading independent digital wealth platform. With entities licensed by the Monetary Authority of Singapore, and Securities and Futures Commission of Hong Kong, Endowus is the first digital advisor in the region to span personal savings, private wealth and public pension (CPF & SRS in Singapore), helping investors grow their money with expert advice and access to institutional financial solutions at low and fair fees, through a personalised digital wealth experience. Founded in 2017, Endowus has raised a total of US$95 million in funding from investors including global banks, venture capital firms, and some of the largest Family Offices in Asia. Endowus’ leadership and growth have been recognised by the industry and it has attained numerous awards including, Singapore’s Best Digital Wealth Management, Singapore’s Best Digital Wealth Management Experience (The Asset Triple A Digital Awards 2023), Endowus is also among the firms named in the World Economic Forum’s Technology Pioneers 2023. WHY INVEST WITH US Seamless digital investing experience: We have refreshed the Endowus app experience that is focused on greater personalisation, automation, and intuitiveness for you, as our valued client. Greater access to the best: We provide retail, accredited and professional investors with institutional access to leading global fund managers with expertise, scale and real, proven track records in implementing their investment strategies successfully over time. Qualified, expert advice: We carefully consider various aspects of your personal and financial circumstances to help you craft personalised financial plans and a path to reaching them. Speak to our client experience team for us to guide you through our platform. Fairer fees: We charge a low, all-in access fee, with no hidden charges. We also provide a 100% Cashback on trailer fees with full transparency and no conflict of interest. KEY FEATURES (Availability of features may vary based on geography.) > Goal-Based Investing: Achieve your financial dreams effortlessly. The Endowus app recommends investment solutions to suit your goals, simplifying your journey into the world of investing. > DIY Investment Selection: Explore top-tier funds with ease. Access lower cost institutional share class options for optimal returns. > Auto Rebalancing & Monitoring: Let us do the work. Our technology automates portfolio management, ensuring your investments are consistently aligned with your goals. (Only available in SG) > 100% Cashback: Enjoy unparalleled savings. Receive 100% Cashback on trailer commissions, maximising your potential returns. > Unit Trust Transfer: Transitioning is effortless. Move your existing unit trusts seamlessly to Endowus for a comprehensive investment experience. > Multi-Currency Flexibility: Think globally. Invest in multiple currencies to diversify your portfolio and explore international opportunities. GET IN TOUCH Clients love us for our digital wealth platform and our personalised human touch. Schedule a call with our team of licensed wealth experts to learn about financial planning, or just to find out more about us: For Singapore users, please contact Endowus Singapore Pte Ltd: - WhatsApp at +65 3129 0038 - Email at support@endowus.com For Hong Kong users, please contact Endowus HK Ltd: - WhatsApp at +852 3018 8978 - Email at support.hk@endowus.com By downloading this app, you acknowledge that you are a resident in Singapore/Hong Kong, excluding U.S. Persons.