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- Jupiter: UPI & Credit Cards Vs. BharatPe (previously postpe)
Jupiter: UPI & Credit Cards vs BharatPe (previously postpe) Uso e estatísticas
Get the lifetime free 3-in-1 switch credit card and switch between shopping, travel, and dining for 2% cashback. Scan any QR and pay with this credit card online, in-store, or with UPI. Track your UPI and credit spends to get monthly Insights. Get the Edge CSB Bank RuPay Credit Card exclusively on Jupiter. Apply now & claim a welcome voucher worth ₹250 from brands like Amazon, Swiggy, Myntra, & more!
Jupiter Money, the 1-app for everything money!
Jupiter brings you instant account opening in 3 minutes (Savings Account is opened with Federal Bank). Jupiter is the easiest, personalised money management app that helps you take control of your finances. Track spends, pay bills, save for goals, and invest & grow your money!
Earn 5X Rewards on your spends* with UPI & Debit card spends
→ Open a digital bank account online
→ Your money is insured up to Rs. 5 Lakh by DICGC
→ 24x7 Chat Support
→ Fast & secure UPI payments with BHIM UPI
→ Track expenses with spend categories
→ No hidden fee, charges
→ Get a Mini Loan up to Rs. 1.5Lakh
→ Get a Personal Loan up to Rs. 5Lakh
→ Get high interest (up to 7.25%) p.a. with Fixed Deposits
→ Auto-invest daily, weekly, or monthly with zero commission Mutual Funds
→ Buy once or auto-save regularly in 99.99% purest 24K Digital Gold
→ Track your Loans and never miss an EMI payment
→ Track all bank accounts in 1 place
→ Make 20+ Bill Payments online
Upgrade to the most rewarding corporate Salary Account online:
→ Earn up to 5X cashback on spends*
→ Get Personal Loans of up to ₹5,00,000*
→ Get advance on your salary with Mini Loans up to Rs. 1,50,000 at 0% interest
→ Save up to ₹3500 every month on Forex charges
Mutual Funds on Jupiter: The smarter way to invest online!
→ Earn up to 1.5% extra returns with 0-commission Direct Mutual Funds
→ Invest once, or auto-invest daily, weekly, or monthly
→ Start small with SIPs starting at just ₹100
→ 0 Penalty on missed Mutual Fund SIPs
24K 99.99% Purest Digital Gold on Jupiter
→ Buy & sell anytime
→ Invest once, or auto-save daily, weekly, or monthly
Jupiter Money collaborates with various lending partners to offer instant personal loans through its digital lending platform.
Lending partners:
Amica Finance Pvt Ltd (AFPL)
Kisetsu Saison Finance (India) Pvt.Ltd (Credit Saison India)
> The minimum period for loan repayment is 3 months. The maximum period for loan repayment is 12 months.
Annual Interest rate (monthly reducing rate): 16-28%
Maximum APR: Up to 36%
The APR is calculated using several factors such as the principal amount, return on investment, processing fee, and the tenure of the loan.
> Example:
Loan amount: Rs. 1,00,000
Interest - 16% p.a
Tenure - 12 months
Processing Fee - Rs. 2,360 (Including GST)
Disbursal amount - Rs. 97,640
EMI - Rs. 9,073
Total Interest - Rs. 8,877
Total amount payable - Rs. 1,08,877
For queries & support: support@jupiter.money
Jupiter uses the following permissions to secure your account:
Location: To detect any suspicious activity in your account (required by NPCI for UPI transactions)
Contacts: To help securely send money to friends and family with UPI
Camera: To scan QR codes and to verify your identity with a photo
Phone: To link your number to your account on Jupiter
Send and read SMS: To verify your number, register UPI, and help track transactions and bill payments
Disclaimers:
Jupiter is a marketplace which offers different products including loans, investment, co-branded cards in partnership with the different regulated entities. Jupiter itself is not a bank and doesn't hold or claim to hold a banking license. The Savings Account, Fixed Deposit, co-branded VISA debit and credit card are issued by Federal Bank. All funds in the account are insured up to approved limits by DICGC. The Edge CSB Bank credit card is issued by CSB Bank and exclusively available on Jupiter. Jupiter Money application is owned by Amica Financial Technologies Private Limited.
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Ranking da Loja
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BharatPe (previously postpe) is your one-stop financial app designed to meet all your financial needs. From convenient bill payments without any fees to quick cash loans, attractive gift vouchers, and credit card bill payments, BharatPe has you covered. Download the BharatPe app. BharatPe UPI is coming soon on iOS.
BharatPe Bill Payments:
Recharges: Pay all your bills easily for Mobile, DTH, Fastag.
Utility Bills: Bill payments for electricity, water, LPG, piped gas, and broadband with ease.
Credit Card Bills: Easily pay your credit card bills online.
BharatPe Commerce:
Special Discounts: Get exclusive discounts on gift vouchers from top brands.
BharatPe Instant Cash Loan:
High Amounts: Access instant cash loans up to ₹15 lakh.
Flexible Repayment: Choose repayment options that suit your convenience.
Document Free Loans: No collateral or guarantor required.
Trusted Partners: Loans disbursed via trusted NBFC partners like L&T Finance, Cashe, and True Credit.
Repayment Terms:
Bill is generated every month. Users have the option to convert bills to EMIs from 3 months up to 15 months. Users can also repay the bill in full at no interest cost by the due date. Loan repayment tenure ranges from a minimum of 3 months to a maximum of 15 months.
Annual Percentage Rate (APR):
Ranges from 18%-70%. APR is communicated on the app while converting a bill to EMIs or taking a loan. APR will be different for different tenures of EMIs.
Example of postpe cash:
Amount chosen by user: ₹1,00,000
Tenure: 12 months
Interest Rate: 18% per year (reducing)
Processing fees: 2.5%
Repayment Amount: ₹1,11,196
Total Interest Payable: ₹11,196
Processing Fees (incl. GST): ₹2,500
Monthly installment (EMI): ₹9,266.32
Total Cost of the Loan: Interest Amount + Processing Fees = ₹2,500 + ₹11,196 = ₹13,695
APR: 24.8%
Example of Bill to EMI conversion:
Amount converted into EMI: ₹1,00,000
Tenure: 6 months
Interest Rate (APR): 18% per year
Repayment Amount: ₹1,09,000
Total Interest Payable: ₹9,000
Processing Fees (incl. GST): ₹0
Monthly installment (EMI): ₹18,166.67
Total Cost of the Loan: Interest Amount + Processing Fees = ₹9,000 + ₹0 = ₹9,000
Permissions:
As per NPCI regulations, it is mandatory for UPI payment apps to enable SIM binding (send and receive SMS) from the user’s device to auto populate OTP on NPCI common library for authentication and authorization of payments. We also require permissions for Location, Device Information, and SMS to provide additional data points, allowing our partners to better underwrite you. For more details, please check our Privacy Policy.
About BharatPe (previously postpe):
BharatPe is the brand name of the application launched by Resilient Innovations Private Limited. BharatPe is our developer name.
NBFC Partners:
We have partnered with RBI-approved NBFCs such as LendenClub (Innofin Solutions Private Limited), TrillionLoans Fintech Pvt Ltd, and LiquiLoans (NDX P2P Private Limited). Additionally, we collaborate with L&T Finance Consumer Loans, Bhanix Finance and Investment Limited (Cashe), and True Credits Private Limited (Truebalance) as DSA partners to offer loans.
Contact Us:
Email: customersupport@bharatpe.com
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Jupiter: UPI & Credit Cards versus BharatPe (previously postpe) comparação de classificação
Compare a tendência de classificação de Jupiter: UPI & Credit Cards nos últimos 28 dias versus BharatPe (previously postpe)
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Comparação da classificação de Jupiter: UPI & Credit Cards vs. BharatPe (previously postpe) por país
Compare a tendência de classificação de Jupiter: UPI & Credit Cards nos últimos 28 dias versus BharatPe (previously postpe)
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#43
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Jupiter: UPI & Credit Cards VS.
BharatPe (previously postpe)
14ezembro d, 2024