LB CIM vs Genie Uso e estatísticas

LB Cash In Mobile (CIM) is everything you need in One Simple App! Want to get all your banking transactions completed without the need to step into a bank, commute, or stand in long queues? Get started with LB CIM Digital Banking App and experience the difference of enhanced convenience. LB CIM is recognized by and operates under the supervision of The Central Bank of Sri Lanka (CBSL) and is accredited by LankaPay and TechCERT. LB CIM is brought to you by the pioneer in Non-Banking Financial Institutions’ sector of the nation - LB Finance PLC, the trailblazer in fintech industry with multiple recognitions and accolades such as FITIS Digital Excellence Awards, NBQSA National ICT Awards, Technnovation Awards and the International Conference on Sustainable and Digital Business Excellence Awards for the innovative take on the company’s business model. LB CIM is the most integrated app in the market that facilitates not only payments but also other services. Your money stored in CIM is in safe hands with LB Finance PLC and is protected by Central Bank’s Deposit Insurance Scheme. CIM comes with a whole host of features that will make your life easier. From keeping track of your finances to paying bills, making purchases, fund transfers and more, CIM is the All-In-One (AIO) digital banking app that covers all your financial needs. Stay ahead of your everyday banking needs with LB CIM. * Open renowned LB Finance Fixed Deposits digitally * Manage and service all your LB Finance Leasing, Loan, Gold Loan and Fixed Deposit facilities * Schedule payments for all your LB Finance facilities * Transfer/ receive money to/ from any bank account * Top-up your wallet by linking any of your bank accounts * Send/ receive money to/ from other CIM wallets using your mobile number * Obtain instant Loan against your Fixed Deposit * Obtain instant cash advance against your Gold Loan * Obtain Digital Personal Loans or Business Loans * Reload your mobile phone, make utility bill payments and settle your Credit Cards * Scan and pay using Lanka QR * Earn attractive interest whilst enjoying maximum security for your money * Be eligible for quotas of free transactions Personal Loan Eligibility: * Basic salary should be above Rs. 17,000 per month * Age should be above 18 and a Sri Lankan citizen with valid NIC * Should be a verified user of LB CIM Wallet How to apply for a LB Personal Loan: * Log in to the app and click the ‘Request a Loan’ option * Fill your details and upload basic documents to initiate the digital KYC process * Upon evaluation and approval, funds will be credited to your CIM account Documents required for Personal Loan: * Proof of identity (NIC/ Passport/ Driving License) * Proof of address * Proof of income (Pay Slips and Salary Account Bank Statements) Personal Loan Repayment Period: * Minimum repayment period - 3 months * Maximum repayment period - 12 months * Loan amounts starting from Rs. 25,000 up to Rs. 300,000 Annual Percentage Rate (APR) on loan products: * 03 Months - 32.44% * 06 Months - 28.39% * 09 Months - 27.04% * 12 Months - 26% Sample Loan Calculation (12 Months): * Loan Amount: Rs 77,000 at an interest rate of 2.00% per month (Flat Rate) * Loan Duration: 12 Months * Total Interest: Rs 18,480 * Processing Fees (PF) [2% of the requested loan amount]: Rs 1,540 Stamp Duty [0.1% of the requested loan amount] = Rs 77 (This is to be recovered and paid to the Govt.) Total Deductibles (PF + Stamp Duty): Rs 1,617 In-Hand Amount: Loan Amount - Total Deductibles = Rs 77,000 - 1,617 = Rs 75,383 Total Repayable Amount: Rs 95,480 No of Equal Monthly Rentals: 12 Equal Monthly Rental (EMI) Amount: Rs 7,957 ** The deductibles (PF + Stamp duty) is deducted upfront during the loan disbursal.
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The all-new genie is the coolest place to take control of every aspect of your finances. Manage your money better every day with our ever-growing portfolio of financial services on your phone. Genie is powered by Dialog and ensures that all transactions are accurate and secure. Make contactless payments with LANKAQR using multiple payment options: Scan & Pay at any LANKAQR enabled merchant (over the counter and online) with your bank accounts and eZ Cash wallet saved with your favorite nicknames. Save as you spend for the Things That Matter: Discover the best ways to save with the Dialog Finance savings account. Open a digital savings account with us in just a few minutes and manage your money digitally. Get a Mastercard you control: Control your card’s security by freezing your card when you need, setting spending limits and more from within the app. Use your card online or at any Mastercard merchant or ATM anywhere in the world. Save Smarter to Reach Your Goals Faster: Make it happen by creating a dedicated goal-based Savings Account in quickly to achieve your goals easily. Digital Fixed Deposits: With genie Digital Fixed Deposits from Dialog Finance PLC, you can easily place your fixed deposits from anywhere you are. With our flexible mobile application “genie,” you can conveniently monitor your interest earnings and maturity information. Whilst ensuring top-notch service and security for your investment, Dialog Finance offers competitive rates to ensure your investments grow. Buying and selling stocks has never been easier: Digitally create a stock trading account, invest in any security listed at the Colombo Stock Exchange and manage your portfolio conveniently. Manage Your Money, Grow Your Wealth: Grow your wealth by investing in Mutual Funds straight from your mobile no matter where you are. One mutual fund can invest in hundreds—sometimes thousands—of individual securities at once. The fund is managed by experts who will ensure your returns are optimized. Bill payments made easier: Pay to over 90+ billers conveniently and pay all your bills in one go. You can check the outstanding bill value for all your Dialog bills before you pay. Pay your Utility bill payments, Leasing payments, Mobile bill payments & reloads, Membership club payments, Insurance payments and many more. Dream Phone come true: With Lesi Pay Device Loans, selected Dialog mobile users can get a wide range of mobile phones and tablets from world renowned brands on convenient monthly instalment schemes. Check the availability of the device of your choice based on your eligibility, reserve them and be assured you get the exact same device when you visit the Dialog Axiata outlet when you utilize the Lesi pay (Device loan) facility. Settling your Dialog bills made eZ with instant credit: Introducing Lesi Credit where you can utilize the grant against selected Dialog Services (pay your Dialog Mobile/DTV/HBB bills etc) or top up your eZ cash wallet and repay the loan based on the stipulated monthly installments. eZ cash with ease: Now you can register and open or link your eZ Cash wallet to genie and access mobile money at anytime from anywhere to make a range of transactions including send money. You can create a classic wallet with Rs.10,000 per day transaction limit and also simply top up via other bank accounts through genie when needed. Instant notifications: Think instant spending notifications on where your money is spent and for what. Pretty neat, right? Security the way you want it: If you lose or misplace your Dialog Finance ATM card, just freeze/unfreeze it from within the app. Payments done through your genie account are protected by multi-layer security steps like fingerprint or PIN authentication per transaction, to keep payments accurate and secure. Now, you can make safe and secure payments in seconds knowing your card or account information is secure.
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LB CIM versus Genie comparação de classificação

Compare a tendência de classificação de LB CIM nos últimos 28 dias versus Genie

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Comparação da classificação de LB CIM vs. Genie por país

Compare a tendência de classificação de LB CIM nos últimos 28 dias versus Genie

Todas as categorias

Aplicativo
País principal
Classificação
#203
#121

Finanças

Aplicativo
País principal
Classificação
#24
#14

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LB CIM VS.
Genie

11ezembro d, 2024