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Important Notice: Please note that we do not lend any money through our app, The app is designed only to existing customers to get details about their existing loans, EMIs, and repayment schedules Vizzve microseva foundation section 8 microfinace company, is the provision of financial services to low-income clients or solidarity lending groups including consumers and the self-employed, who traditionally lack access to banking and related services. It is not just about giving micro credit to the poor rather it is an economic development tool whose objective is to assist poor to work their way out of poverty. Should visit our branch to take loan app Rates & Charges Minimum loan amount - Rs 5,000 /- Maximum loan amount - Rs 1,00,000 /- Tenure - 90 Days to 365 Days. Processing fee - 5% to 8% of loan amount. Rates & Charges No pre - closure charges No prepayment charges ROI (Rate of interest) @ 1.5% to 2.92% Monthly APR (Annual Percentage Rate) @ 18% to 35%. Cheque bounce charges: Rs. 1000/- How is APR determined? Annual percentage rate (APR) is determined based on your credit score, the amount you wish to borrow and your steady income. Generally, a good CIBIL score calls for a low APR while a poor CIBIL score means high APR. Working of Our Rates & Fees APR reflects the true cost of borrowing money. It includes the annual interest rate, a nominal processing fee and other miscellaneous expenses. APR is usually lower than your credit card interest rate. APR is the actual annual cost of your loan that helps you compare various loan offers from different lenders. We have a APR @ 33.6% per annum. Monthly Payment Example Tenure - 12 Months Loan Amount - Rs.1,00,000 Interest Rate - 2% Admin Fees - Rs.1000 APR - 24% Amount credited - Rs. 99000 EMi - Rs. 9456 Total Interest - Rs.13472 from vizzve microseva foundation app you can do: 1. Payment reminders & notifications- You don’t have to worry about missing your payment. Just allow notifications and get payment and due date reminders. 2. Know your loan details- Anytime access to information such as disbursed amount, tenure, outstanding amount, etc 3. Transaction History- Keep a track of all your transactions with us 4. Multiple payment modes- Choose the payment mode you are comfortable with 5. View profile information and edit your profile information High Level Security All your data is secured and encrypted We do not share or sell any of your personal information with 3rd parties. Support Need help? Support@vizzve.com Complaint grievance@vizzve.com Address : 1st Main 1st Cross, Off, Koramangala Ring Road viveknagar post, Ashwini Layout, Ejipura, Bengaluru, Karnataka 560047