Monibac vs FairMoney: Loans & Banking使用状況と統計

Monibac is an app where you can access loans without any collateral, save and earn interest on your savings, and easily top up and withdraw to your account. Why Monibac? 1. You do not need collateral before you can access a loan 2. There are no charges on both deposits or loans. 3. You can get an additional 50% of your savings as a loan. 4. You can get from 20,000NGN to 500,000NGN as a loan 5. We will always send reminders for your repayment without much disturbance. How it works Install the Monibac App from App Store Register your account Start saving After 3 months, the customer is eligible to request a loan of up to 150% of their total savings. If they request for the loan, they submit their request on the app, we check to ensure their KYC documents are complete. If the loan is approved, they will get a request to E-sign. Once they sign, the approved amount is added to their Monibac Balance Apart from loans, they can also lock their savings for a specified period of time. For example; if they save for 3 months, they get 3% of their savings. 6 months, they get 5%. Our Loan Product Tenure- Our tenure ranges from 90 to 180 days. Interest rate for 90 days is 9% Interest rate for 180 days is 15% Loan amount will be capped at N5 million Our interest rate depends on the tenure the customer chose. An example of how this loan and repayment works…. If a customer has N200,000 as total savings, they can get a loan of N300,000. If they take the loan for a period of 3 months, then the 9% interest will be on the principal amount of N100,000 which is 9,000. Therefore, the total payable amount will be N109,000. Since the repayment is monthly, the N109,000 divided by 3 months = N36.333 Our APR is between 30.4% and 36.5% if we use 15% for the 6-month repayment and 9% for 3 months respectively. Eligibility 1. Above 18 years. 2. Lives in Nigeria 3. Have saved on our platform for over 3 months Contact Us Customer service Email> admin@monibac.com Customer service Hotline> 07060953139 Address > Block A211, Sura shopping complex, Lagos Island, Lagos state.

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FairMoney: Loans & Banking

Want a quick loan or an all-in-one banking app? Look no further! Open the gateway to financial freedom with FairMoney loan banking app. Nigeria's leading finance and banking solution, crafted to meet all your monetary needs. With over 10,000 daily loan disbursements and a user base exceeding 5 million, FairMoney ensures getting fast loan is as effortless as possible. With our loan app - get cash instantly and manage your finance. Instant Cash with No Hidden Fees: FairMoney finance loan app provides new credit loans directly to your bank account with a loan limit of up to NGN 3 million, all without hidden fees or collateral requirements. Step into financial autonomy today - experience financial freedom and enjoy fast cash loan with the FairMoney instant money app. Features of FairMoney’s Personal Loan: 1. Quick Loan Approval: Secure up to NGN 3,000,000 in less than 5 minutes, offering an instant finance solution to emergencies. 2. Flexible Repayment Terms: FairMoney cash bank app provides repayment options ranging from 30 to 180 days. 3. Instant Loan Approval: Enjoy a hassle-free personal loan experience with no collateral, no paperwork, and no delays, ensuring funds are available in your bank account immediately. 4. Secure & Safe Transactions: Benefit from advanced privacy and security measures, including facial recognition technology and the ability to freeze and block cards. Your Finances + Our Loan App = Your Ideal Choice - Zero service charge for bill payments - Free bank transfers, nationwide ATM card delivery - Exclusive discounts on airtime and data purchases - Get cash instantly with a quick loan - 100% digital application with no hidden fees - No collateral required on a salary loan or online loan Start your Journey: -Download the FairMoney instant cash app -Register with ease -Experience financial freedom with transparent, quick loan options What More Can You Do With the FairMoney Loan App: 1. EARN REWARDS AS YOU MAKE PAYMENTS - With our exclusive ATM card, make seamless online and offline payments and earn exclusive rewards & benefits with every bank transaction. 2. ADVANCED SECURITY PROTOCOLS & PRIVACY MEASURES - Delivering top-notch service for our valued users. Avail a quick payday loan with advanced security features including facial recognition technology & the convenient option to freeze and block cards. Banking, loans and finance made safe & secure with FairMoney. 3. FAIRSAVE & FAIRLOCK - Maximize your lending potential by utilizing FairSave & FairLock with up to 24% P.A. interest to grow your funds steadily & double up your savings. 4. QUICK & EASY LOAN APP IN NIGERIA - The name says it all. Borrow money with flexible repayment options & no collateral constraints. The one app for all your loan & finance needs. Example of a FairMoney Online Loan: - Borrow loan amount N100,000 over 3 months - Interest (total cost of the loan): N30,000 (30% rate) - Three Monthly Payments: N43,333 - Total Amount Payable: N130,000 - Representative: 120% APR All FairMoney deposits are insured by NDIC. We’re always excited to hear from you! If you have any feedback or questions, please contact us: Email: help@fairmoney.io Phone: 017001276 / 01 888 5577 Address: 28 Pade Odanye Close, Off Adeniyi Jones, Ikeja, Nigeria To know more about us, visit us on: Website: www.fairmoney.ng To learn more about FairMoney’s privacy policy, click the link below: http://fairmoney.io/privacy-policy Frequently Asked Questions on the FairMoney loan app https://fairmoney.io/faqs Stay Connected: Facebook: https://www.facebook.com/fairmoney.ng Instagram: https://www.instagram.com/fairmoney_ng/ Twitter: https://twitter.com/fairmoney_ng LinkedIn: https://www.linkedin.com/company/fairmoney/ Start your financial empowerment with FairMoney, Nigeria's ultimate loan app. Download FairMoney & get an instant loan in less than 5 minutes!