AU 0101: Savings, Credit, UPI vs BharatPe (previously postpe)使用状況と統計

AU 0101 Mobile Banking App - Transforming Your Digital Banking Experience Welcome to AU 0101 Mobile Banking App by AU Small Finance Bank. Our App is created to make digital banking secure, intuitive, easy to use, and transformative. It is designed with your comfort in mind and redefines how you bank, providing many features that fit your unique needs. Explore 180+ Banking Services: The AU 0101 Mobile Banking App goes beyond traditional banking. Check your account balance, request detailed statements and cheque books, and transfer funds seamlessly using various payment options such as IMPS, NEFT, RTGS, UPI Scan & Pay, and more. With just one click, make multiple fund transfers, schedule payments, and manage transfer limits effortlessly. Comprehensive Financial Solutions: Enjoy the benefits of AU Bank Credit Cards and complete your KYC process over a video call. Apply for Vehicle Loans, Personal Loans, and Insurance directly through the Mobile Banking App. Invest confidently in IPOs, Mutual Funds, and Equities, and explore a range of Fixed Deposits and Recurring Deposits. Revolutionary Video Banking: Experience the future of banking with our revolutionary Video Banking service. Open a zero-balance Savings Account, set up an instant Current Account, book Fixed Deposits, raise service requests, and transfer funds, all through the convenience of video calls. Your financial journey has never been this personalised and accessible. Enjoy Effortless Utility Bill Payments & Lifestyle Services: Pay utility bills and set up automatic payments, ensuring you never miss a due date. Gain access to exclusive offers across various categories with your AU Small Finance Bank Debit & Credit Cards. Experience personalised Loan offers and indulge in lifestyle services like hotel, flight, and bus bookings, all at your fingertips. Easy Registration Process: Are you an existing AU Small Finance Bank customer? Register on the AU 0101 Mobile Banking App by setting up your mPIN and authenticating with your account or Debit/Credit Card details. If you're new to AU Small Finance Bank, simply download the AU 0101 Mobile Banking App, input your name, email ID, and begin your banking journey with us. Download AU 0101 App today and embark on a journey of super convenient digital banking. For any feedback, queries, or issues related to the Mobile Banking App, please write to customercare@aubank.in. Your satisfaction is our top priority. Note: • Registration with Debit/Credit Card details is required to get transaction access. • We use multi-level security and encryptions to ensure that your data is safe with AU Small Finance Bank. We do not share any information with third parties without your initiation and confirmation. • AU Small Finance Bank will not sell or rent your information to anyone, for any reason, at any time. However, we will be sharing your information with our financial partners, affiliates, and business partners. Our third-party partners are under an obligation under the contract executed with us to maintain confidentiality of your information and not transfer such information without our prior consent. • In case of any issue or query visit our website www.aubank.in or reach us at customercare@aubank.in Your trust in AU Small Finance Bank is the cornerstone of our commitment to secure, customer-focused digital banking. We appreciate your journey with us.
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BharatPe (previously postpe) is your one-stop financial app designed to meet all your financial needs. From convenient bill payments without any fees to quick cash loans, attractive gift vouchers, and credit card bill payments, BharatPe has you covered. Download the BharatPe app. BharatPe UPI is coming soon on iOS. BharatPe Bill Payments: Recharges: Pay all your bills easily for Mobile, DTH, Fastag. Utility Bills: Bill payments for electricity, water, LPG, piped gas, and broadband with ease. Credit Card Bills: Easily pay your credit card bills online. BharatPe Commerce: Special Discounts: Get exclusive discounts on gift vouchers from top brands. BharatPe Instant Cash Loan: High Amounts: Access instant cash loans up to ₹15 lakh. Flexible Repayment: Choose repayment options that suit your convenience. Document Free Loans: No collateral or guarantor required. Trusted Partners: Loans disbursed via trusted NBFC partners like L&T Finance, Cashe, and True Credit. Repayment Terms: Bill is generated every month. Users have the option to convert bills to EMIs from 3 months up to 15 months. Users can also repay the bill in full at no interest cost by the due date. Loan repayment tenure ranges from a minimum of 3 months to a maximum of 15 months. Annual Percentage Rate (APR): Ranges from 18%-70%. APR is communicated on the app while converting a bill to EMIs or taking a loan. APR will be different for different tenures of EMIs. Example of postpe cash: Amount chosen by user: ₹1,00,000 Tenure: 12 months Interest Rate: 18% per year (reducing) Processing fees: 2.5% Repayment Amount: ₹1,11,196 Total Interest Payable: ₹11,196 Processing Fees (incl. GST): ₹2,500 Monthly installment (EMI): ₹9,266.32 Total Cost of the Loan: Interest Amount + Processing Fees = ₹2,500 + ₹11,196 = ₹13,695 APR: 24.8% Example of Bill to EMI conversion: Amount converted into EMI: ₹1,00,000 Tenure: 6 months Interest Rate (APR): 18% per year Repayment Amount: ₹1,09,000 Total Interest Payable: ₹9,000 Processing Fees (incl. GST): ₹0 Monthly installment (EMI): ₹18,166.67 Total Cost of the Loan: Interest Amount + Processing Fees = ₹9,000 + ₹0 = ₹9,000 Permissions: As per NPCI regulations, it is mandatory for UPI payment apps to enable SIM binding (send and receive SMS) from the user’s device to auto populate OTP on NPCI common library for authentication and authorization of payments. We also require permissions for Location, Device Information, and SMS to provide additional data points, allowing our partners to better underwrite you. For more details, please check our Privacy Policy. About BharatPe (previously postpe): BharatPe is the brand name of the application launched by Resilient Innovations Private Limited. BharatPe is our developer name. NBFC Partners: We have partnered with RBI-approved NBFCs such as LendenClub (Innofin Solutions Private Limited), TrillionLoans Fintech Pvt Ltd, and LiquiLoans (NDX P2P Private Limited). Additionally, we collaborate with L&T Finance Consumer Loans, Bhanix Finance and Investment Limited (Cashe), and True Credits Private Limited (Truebalance) as DSA partners to offer loans. Contact Us: Email: customersupport@bharatpe.com
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AU 0101: Savings, Credit, UPI対BharatPe (previously postpe)ランキング比較

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AU 0101: Savings, Credit, UPI VS.
BharatPe (previously postpe)

12月 15, 2024