Danai.id - P2P Lending vs Modal Rakyat使用状況と統計
Danai.id adalah aplikasi P2P Lending yang memfasilitasi para Pemberi Pinjaman untuk dapat melakukan pendanaan, mengelola portofolio pendanaan dan melakukan transaksi secara online.
Rasakan inovasi kemudahan dalam pengelolaan portfolio pendanaan dari Danai.id yang di dukung dengan fitur-fitur menarik lainnya,
1. Pendanaan mulai dari IDR100K
2. Imbal balik pendanaan hingga 18% p.a
3. Klasifikasi kredit menurut tingkat risikonya.
4. Tampilan yang sederhana sehingga memberikan tampilan langsung portofolio dan peringkat risikonya.
5. Membayar tagihan listrik dan isi ulang pulsa untuk semua provider telekomunikasi Indonesia kapan saja.
6. Transfer uang ke seluruh Bank di Indonesia.
Danai.id telah terdaftar dan diawasi oleh OJK dengan nomor registrasi S-960/NB.213/2018 dan memiliki sertifikat SNI ISO 27001:2013 serta terdaftar sebagai anggota AFPI
* Informasi Tentang Pinjaman *
• Jumlah Pinjaman (Plafon) Rp3jt - Rp30jt
• Suku bunga perbulan 1.89 - 2.19%
• Suku bunga pertahun 22.68 - 26.28%
• Tenor 3 - 24 bulan
• Biaya provisi 4% - 5%
• Biaya asuransi 1.4% - 1.7%
• Biaya keterlambatan 2% dari jumlah tunggakan
* Simulasi Pinjaman *
• Biaya Provisi: (Biaya Provisi * Plafon)
• 5% x Rp10.000.000 = Rp 500.000
• Biaya Asuransi: Biaya Asuransi * Plafon
• 1.7% x Rp 10.000.000 = Rp 170.000
• Angsuran pinjaman awal bunga: (Suku Bunga / Tenor) x Plafon
• (2.19 / 12) x Rp10.000.000 = Rp1.825.000
• Angsuran Bulanan: (Plafon + Bunga) / Tenor
• Rp11.825.000 / 12 = Rp985.417 perbulan
• Plafon yang diterima Setelah Pengurangan Biaya: Plafon - (Provisi) - (Asuransi)
• Rp10.000.000 - Rp500.000 - Rp170.000 = Rp9.330.000 termasuk biaya
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As a P2P lending platform, Modal Rakyat connects lenders with thousands of micro, small and medium businesses from across Indonesia. We ensure a robust analysis, verification, and protection through various methods for your safety blanket.
On Modal Rakyat, lending starts from Rp 5,000,000 per loan. That means everyone can be a lender, including you. And it’s very easy to create a diversified loan portfolio to protect your funds and earn more stable returns. Get started right away and hand pick loans based on your own criteria.
Using Modal Rakyat app, lenders can choose from a wide range of selected loans, including but not limited to:
SME Loans
Micro Loans
Multipurpose Loans
Why Modal Rakyat?
Licensed by OJK
Licensed and monitored by Financial Services Authority of Indonesia or OJK (KEP-27/D.05/2021) & Kominfo.
Attractive Returns
Earn up to 18% p.a
Start From Small Amounts
Just with IDR 5,000,000, you can fund SMEs that went through a strict process of selection from Modal Rakyat’s Team.
Liquid Funding Schemes
Modal Rakyat offers a wide range of loan tenure selections, enabling you to manage your fundings seamlessly.
General Product Information:
Loan Duration: 3 - 12 months
APR: 10% - 18% p.a
Minimum Funding Amount: IDR 5,000,000
Maximum Funding Amount: IDR 2,000,000,000 per loan
Additional Fees: Loan Insurance (If any)
Loan Simulation:
Funding Amount of IDR 10,000,000 with 15% p.a. Interest rate and 3 months tenure would offer you return as follows:
+ Interest = (Interest Rate / Tenure) x Plafond
+ Return = Loan Amount + Interest
+ Interest = (15%/0,25 tahun) x IDR 10,000,000 = IDR 375,000
+ Return = IDR 10,000,000 + IDR 375,000 = IDR 10,375,000
For more information, please contact us:
Phone : (021) 5091-4792
E-mail : cs@modalrakyat.id
Facebook : Modal Rakyat
Instagram : @modalrakyatid
LinkedIn : Modal Rakyat
URL : www.modalrakyat.id
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ストアランキング
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Danai.id - P2P Lending VS. 
Modal Rakyat12月 31, 2024