IndiaLends - Instant Loan App vs IIFL: Gold & Business Loans使用状況と統計

IndiaLends is an online marketplace for credit products and offer free credit report, range of credit cards and personal loans from different Banks and NBfcs. IndiaLends offers instant personal loans to its customers with most products being fully digital. IndiaLends also provides technology, data and credit analytics solutions along with a loan management platform to financial institutions. IndiaLends is run by a team of credit risk professionals and data scientists with multiple years of experience in consumer credit. Product features: Personal loan Get personalized personal loan offers up to ₹25 lacs at interest rates starting 10.25% for a tenure ranging from 1 year to 5 years. The app selects the best suitable Banks/NBFCs offering minimal interest rate and easy approval based on your personal loan eligibility. IndiaLends has associations with over 50+ banks and NBFCs including BAJAJ FINANCE LIMITED, IDFC FIRST Bank Limited etc. Personal Loan Eligibility Age - 18 years - 60 years Employment Type - Salaried/Self-Employed Minimum Net Income (monthly) - ₹10,000 Work Experience - Salaried for at least 6/12 months or Self-Employed for at least 3 years Tenure: (Min) 6 to (Max) 60 months Interest Rate ranging from 10.25% to 25% depending on customer’s credit and risk profile Representative Example With a representative 25% APR based on borrowing ₹ 5 lacs and repaying over 60 months with 60 monthly repayments, the monthly repayments will be ₹ 14,676 which can be paid within a tenure of 60 months. The total payout here would be: Principal Amount – Rs 5,00,000 Interest Charges (@25%): Rs 3,80,540 Loan processing Fee (@2%): Rs 10,000 Documentation Charges: 400 Amortization Schedule charges: 150 Total cost of the loan: Rs 8,91,090 Our Lending Partners: Clix Capital Services Private Limited PaySense Services India Private Limited Axis Bank Limited BHANIX FINANCE AND INVESTMENT LIMITED Piramal Capital & Housing Finance Limited Whizdm Innovations Private Limited’s LENDINGKART Finance Limited Rupeek Fintech Pvt Ltd Ruptok Fintech Pvt Ltd Flat White Capital Pvt. Ltd. Tata Capital Financial Services Limited BAJAJ FINANCE LIMITED Bridge Fintech Solutions Private Limited HDFC Bank Limited ICICI Bank Limited Kotak Mahindra Bank Limited YES BANK Ltd IndusInd Bank Limited InfoCredit Services Private Limited Kisetsu Saison Finance India Private Limited IIFL Finance Limited InCred Financial Services Limited L&T Finance Limited Ditya Finance Private Limited Finnovation Tech Solutions Pvt. Ltd. SOCIAL WORTH TECHNOLOGIES PRIVATE LIMITED Maybright Ventures Pvt. Ltd. MWYN Tech Private Limited IDFC FIRST Bank Limited Citi Bank India Limited Standard Chartered Bank PLC State Bank of India Freecharge Payment Technologies Private Limited *Please note the processing fee can vary from 1.5% - 6%. The figures provided are indicative and subject to change from time. * However, in case of change of payment mode or any delay or non-payment of EMIs, additional charges / penal charges may also be applicable, depending on the lender's policy Credit Card With the IndiaLends app, get credit card suggestions from 40+ options and select the credit card that best suits you. Some of the credit card providers associated with us are ICICI Bank, HDFC Bank, American Express, SBI, Kotak Mahindra Bank, Citibank, RBL and Yes Bank. Free Credit score / Cibil Score At IndiaLends app, check your free Credit Score / Cibil Score worth ₹1200 and get a detailed analysis of your credit report / Cibil Report and tips to improve your score. Our latest feature allows you to refresh your credit report and know why your credit score has changed.

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IIFL: Gold & Business Loans

Achieve financial freedom with the IIFL Loans app, trusted by over 80 Lakh + users! Whether you need to get a gold loan for any occasion or an MSME loan to grow your business, we offer tailored solutions just for you. From gold loans for agriculture or weddings to hassle-free business loans, our app provides a wide range of options. Applying is quick and easy! With just a few taps, you can secure an online loan with quick approval and hassle-free fund transfers. Whether it's a quick loan for urgent needs or a loan for small businesses, IIFL ensures a seamless experience from start to finish. - Quick and Easy Process: Experience a hassle-free journey from application to approval, ensuring your financial needs are met promptly. - Localized Content Just for You: Our Quick Loan App can be accessed in 12 different languages - Versatile Options: Gold loans for agriculture, wedding, travel, and more with business & home loans. - No Login Required: You can explore our quick loan app without a lengthy Login process. - EMI calculator: Plan your repayment with our new online loan EMI calculator. - User-Friendly Interface: Simple & subtle, loan app interface to navigate the online process effortlessly. - Insurance & Investment: We're not just about loans! Explore insurance opportunities within the App. - Secure Transactions: Rest easy with our robust security measures, ensuring your financial assets are protected. IIFL Loans App's Product Lineup: Gold Loan Unlock the value of your gold with ease using our gold loan app! Whether you need funds for personal or business requirements, you can get a gold loan with minimal paperwork and quick approvals. Opt for a loan against gold and enjoy flexible repayment options. Apply online or schedule a doorstep service to get gold loan solutions tailored to you. With IIFL’s Gold loan, financial support is always within reach. Why opt for an IIFL Gold loan? - Quick Loans - No Hidden Costs - Quick Disbursal - Flexible Repayment Options - Attractive Interest Rates - Gold loan available at home Business Loan Entrepreneurs, are you stressed about collateral and paperwork holding you back? Get quick MSME loans online; no collateral is needed. Our easy loan process helps you to focus on what matters: growing your business. Why choose IIFL Business Loans? - 100% digital process - No collateral required - Attractive interest rates - Invest in your business infrastructure, machinery, inventory, and more with loans for small businesses. Business Loan features: - No collateral required - MSME Loans at attractive interest rates* - Flexible EMI repayments* - Loan Amount up to Rs. 75,00,000/-* - Minimal documentation - 100% Digital process (Quick and hassle-free) - 29+ Years of market presence Loan Calculators & other tools available in the IIFL Loans App - Gold Loan Calculator: The Online Gold Loan Calculator is simple and helps you make informed decisions. Just input the weight to determine your eligible loan amount based on the loan-to-value ratio. - Business Loan Calculator: The MSME Loan EMI Calculator is an easy-to-use tool that helps you estimate an affordable loan amount and EMI, ensuring it doesn't affect your monthly business needs. Contact us: Registered Office IIFL House, Sun Infotech Park, Road No. 16V, Plot No. B-23, Thane Industrial Area, Wagle Estate, Thane - 400604 Call us 1860-267-3000, 7039-050-000 Download the IIFL online loans App now, and let's make your financial aspirations a reality. Disclaimer: Any/all loan product specifications and information that may be stated are subject to change from time to time. IIFL Finance Limited (including its associates & affiliates) ("IIFL") assumes no liability or responsibility for any errors or omissions in the content stated herein, and under no circumstances shall IIFL be liable for any damage, loss, injury, or disappointment suffered by any reader.