prepaid TWINT & other banks vs UBS & UBS key4使用状況と統計

TWINT is Switzerland’s digital cash. With TWINT, you can make convenient and secure payments using your smartphone. All TWINT functions: - Send and request money - Make quick and secure payments in online shops - Buy digital vouchers, pay for your parking and make donations in TWINT+, directly in the app - Make convenient and secure payments at cash registers, in farm shops and vending machines - Store customer loyalty cards and employee cards in the app - Benefit from discount coupons and digital stamp cards Switzerland’s biggest banks offer their own version of the TWINT app. Please search in the App Store for the name of your bank together with the term “TWINT”. Top up credit: The TWINT prepaid solution can be used by everyone, regardless of at which bank your account is - Top up via your bank account (direct debit) - Top up via a deposit slip - Top up via a voucher code Security: TWINT is as secure as e-banking. All transactions take place in a secure environment. TWINT also does not disclose any personal data to third parties. The money is not stored directly on the smartphone. In the event that your smartphone is stolen, TWINT can be blocked immediately by calling the hotline (0800 99 88 77).

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UBS & UBS key4

This is the UBS Mobile Banking App for all our UBS clients (excl. the United States and Australia) who can benefit from these digital services. Please note, that the available functionalities of our app may vary depending on your domicile. If you live in Switzerland, you can open our digital product line UBS key4 directly via app: • UBS key4 banking for your private banking • UBS key4 business for the founding of an SA or SARL Do you meet the requirements to use our Mobile Banking App? • iPhone with at least iOS version 15.0 • You are client of a UBS Group company and benefit from UBS’s corresponding digital services. How secure is our Mobile Banking App? In short, UBS Mobile Banking provides state-of-the-art security. How? Our security concept protects you fourfold. We uniquely identify you with the Access App or Access Card. By defining security settings and activating real-time notifications, you can increase security even more. Furthermore, we use artificial intelligence to check certain transactions for irregularities. And we help you use the internet safely – see our security recommendations on ubs.com/security. Further information: UBS Switzerland AG and other non-US subsidiaries of UBS Group AG have made the UBS & UBS key4 Mobile Banking App ("App") available exclusively to existing clients that benefit from these services with the exception of US and Australian clients. The fact that the App can be downloaded from the US or Australia and/or any other country’s App Store does not constitute a solicitation, offer or recommendation to enter into a transaction, nor is it to be understood as a solicitation or offer for a client relationship between the person downloading the App and UBS Switzerland AG or other non-US subsidiaries of UBS Group AG.