FlexSalary Instant Loan App vs. Stashfin - Personal Loan App Utilizzo e statistiche

FlexSalary provides an Instant Personal Line of Credit up to ₹3 lakh for salaried individuals in India. FlexSalary is a loan offering from Vivifi India Finance Pvt. Ltd., (N-09.00447), a non-banking financial company registered with the RBI. APR ranges between 19% & 55%; Loan Tenure is 10 to 36 months. Payment Example*: For a loan amount of ₹ 50,000 at 29% annual interest rate for a tenure of 36 months, the maximum APR will be 31.16%. A Onetime processing fee of ₹ 1000 is charged at 1st withdrawal. Flexible Monthly Instalments, Minimum payable is ₹2054. A total amount of ₹ 74,872 to be paid at the end of 36 months. Annual Interest Rate ranges from 18% to 36.5%; One time processing fee of ₹ 0 to ₹ 1,250 will be charged at 1st withdrawal; Conditional interest ranges from 0% to 1.75% per month; Late fee ranges from ₹ 0 to ₹ 150, Auto debit failure fee ranges from ₹ 0 to ₹ 60 & ZERO Prepayment penalty. If you meet our simple loan eligibility criteria, you will get instant loan approval to use Flexsalary credit line. You can transfer required loan to your bank account on the same day. Repay in flexible tenure. FlexSalary aims to be one of the most user-friendly Fast Personal loan apps in India. FlexSalary offers an instant cash loan against your salary anytime. It’s a fast flexible personal loan with no fixed EMI. You can repay your loan in flexible EMIs. Our fast approval process is completely online & paperless. Apply online & get fast cash loan approval in a few hours if you perform Net Banking Verification while applying for our loan. Salary Advance Loan from FlexSalary can quickly fulfil your emergency cash needs. You don’t have to wait for days to get your instant personal loan approved. So, to get a salary advance loan online for urgent cash needs, apply online for money through FlexSalary Instant Loan App. Why Should You Choose FlexSalary for an Instant Online Loan? • 100% quick, easy, secured online loan application • Instant loan approval with minimal documents • Affordable interest rates • High loan approval rate • One-time approval, anytime cash • Multiple withdrawals • Pay interest only on used money. To be eligible for a FlexSalary instant cash loan you must be: • an Indian Citizen • having a minimum salary of ₹4,000 • above the age of 21 Documents Required to Apply for our Flexible Personal Loan • Identity Proof (Aadhaar/Driver’s License/Passport/Voter ID) • PAN card • Address Proof (Driving License/Utility Bills/Aadhaar/Passport/Bank Statements/Voter ID) • Net banking verification for validating your income 24x7 Instant Loans- Apply for collateral free quick loan for urgent cash needs No Paperwork Required-Upload required documents online without any hassle Operational States FlexSalary offers fast loan services across all states in India. You can apply online for a quick cash loan through our mobile app or www.flexsalary.com How to Apply for an Instant Approval Personal Loan Online 1. Download our App 2. Create an Account 3. Submit the required documents As soon as your salary advance loan is approved, you can transfer funds your bank account quickly. Safety&Security FlexSalary- is completely safe & secure. Information you share is encrypted & only used to verify your application. We do not share your data with any third parties. *The APR shown in the above example is based on an indicative payment schedule shared as part of loan agreement. Customers have full flexibility to either follow the indicative schedule or make multiple withdrawals and payments at their discretion, including the ability to pay off the entire outstanding balance without any prepayment penalty. Queries? 📧Mail: kushi@flexsalary.com , 📱Call: +91-40-4617-5151 🏢Address: Unit A, 9th Floor, MJR Magnifique, Khajaguda X Roads, Raidurgam, Hyderabad, Telangana- 500008
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Stashfin Credit Line and Instant Personal Loan App Online Enjoy the power of instant money with Stashfin- One of India’s fastest, easiest, safest, and smartest Credit Line and Personal Loan Apps. Stashfin is powered by Akara Capital Advisors, an NBFC duly registered with the Reserve Bank of India (RBI). With its quick and easy loan application process, Stashfin lets you enjoy instant personal loans up to ₹5,00,000 at low interest rates and flexible repayment plans that are best suited to your needs. Best Instant Personal Loan App in India • Credit line ranging from ₹1,000 to ₹5,00,000 straight to your bank account. 24*7 access to cash • Pay interest only on the funds you use • Flexible payment terms. Repay your loan with convenient EMIs. Pick a tenure that works for you, ranging from 3 months to 36 months • Minimum documentation, instant approval, and quick loan disbursal • Transparent pricing. No hidden fees • Completely secure process • No joining fees Instant Loan Stashfin offers instant personal loans from ₹1,000 to ₹5,00,000 across 30+ cities in India. Choose a credit line tailored to your needs, with interest rates ranging from 11.99% to 59.99% APR, varying case by case. Loans are repaid via EMIs, with no hidden costs and occasional low processing fees. Example: Loan Amount: ₹10,000 Loan Tenure: 3 months Rate of Interest: 11.99% p.a. Processing Fee: ₹0 Total Interest: ₹167 Loan EMI: ₹3389 APR: 11.99% Amount Disbursed: ₹10,000 Total Loan Repayment Amount: ₹10,167 *There is a small transaction fee for selected customers with 0% interest for 30 days. Sample Monthly EMI with Sample Principal and Interest EMI Principal Interest ₹3389 ₹3305.74 ₹83.25 ₹3389 ₹3333.26 ₹55.73 ₹3389 ₹3361.01 ₹27.98 How Stashfin Works: • Download the Stashfin App. • Complete OTP-based authentication on a trusted device. • Fill in your details and upload documents. • Check loan status on the app or via SMS after verification. • E-sign the agreement, and the approved amount is disbursed within 5 minutes with SMS confirmation. Eligibility Criteria to Apply for Instant Personal Loan: • Indian Citizen • Above the age of 18 • Must have a source of income Documents Required for Instant Personal Loan: • Address Proof (any one of Aadhaar Card/Voter ID/Passport/Driving License) • Identity Proof (PAN ID) In some cases, you may be also asked for, • Bank Statement • ITR/ GST Paper Besides personal loans, Stashfin offers services like credit reports, gift cards, corporate bonds, and insurance to protect you from various risks. - Wallet Protection Insurance - Income Protection Insurance - Pocket Insurance - Critical Illness Insurance - Home Appliances Insurance - Travel Insurance Security & Protection of Privacy: At Stashfin, data security and privacy are top priorities. Our backend APIs adhere to strict security standards and certified protocols. Stashfin has partnered with reputed and well-regulated entities such as SBM Bank, DMI Finance, Visu Leasing Finance, AU Small Finance Bank, Kisetsu Saison Finance, Chola Finance, and Western Capital. Stashfin being an RBI approved NBFC provides Instant Personal Loan Permissions Required: • One-time access to Location, Camera & Media • Limited Device Info. Queries: Mail : grievance.officer@stashfin.com Call: +91-9289108507 Address: 18th Floor, Magnum Global Park 2 Golf Course Ext Road Sector 58, Gurgaon –122011
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FlexSalary Instant Loan App VS.
Stashfin - Personal Loan App

19icembre d, 2024