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- Credit Sesame: Grow your score
- Credit Sesame: Grow your score Vs. Self - Credit Builder
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Credit Sesame: Grow your score vs. Self - Credit Builder Utilizzo e statistiche
Credit Sesame is an all-in-one credit score management app designed to improve your credit score and financial health. Our platform empowers you to access, understand, and build your credit, managing its growth and protection.
We analyze your credit profile to find the best offers for credit cards and products that match your needs, making it easier to reach financial goals.
From understanding your credit score to finding credit card options, our app provides tools for smarter financial decisions. Whether your goal is to improve your credit score, repair credit, or secure your dream home, Credit Sesame is your trusted partner.
Join millions who rely on Credit Sesame to manage, protect, and grow their credit scores daily.
Be wise and start improving your credit score and fiscal wellness today with features like:
▶ Check your Credit Score for Free
Credit Sesame refreshes your credit score daily, so you can monitor progress! Understand what impacts your credit score and get insights on how to improve it.
▶ Credit Report Summary & Sesame Grade
Receive a weekly credit report summary with a simple letter grade, highlighting key factors influencing your credit score.
▶ Free Credit Alerts & Credit Monitoring
Stay informed with real-time alerts on changes in your credit report, safeguarding your credit score from unexpected shifts.
▶ See Your Credit Score Potential
Get insights into how current actions may impact your future credit score. Receive guidance on steps to improve.
▶ Credit Sesame Premium Subscription
Unlock enhanced credit score insights and protection with a Credit Sesame premium subscription, which includes:
• 3-Bureau Credit Scores: Access your credit scores from Experian, Equifax, and TransUnion.
• Credit Score Simulator: See how different financial actions impact your credit score.
• Credit Dispute Support: Identify and dispute inaccuracies that affect your credit score.
• Credit Builder Card: Boost your credit score with our Credit Builder debit card.
• Rent Reporting: Build credit history by reporting rent payments to credit bureaus.
• Instant Credit Offers: Receive personalized credit offers with high approval odds.
Take advantage of these features with a Credit Sesame premium subscription—empowering you to make informed decisions and protect your credit score and financial future.
▶ DISCLOSURES
Eligibility and additional details, personal loan interest rates and fees: You can see personal loan offers on the Credit Sesame personal loan marketplace from third party advertisers from which Credit Sesame receives compensation.
Offers have rates that range from 1.99% apr to 35.99% apr with terms from 1 to 10 years. Rates are subject to change without notice and are controlled by our third party advertisers, not Credit Sesame. Depending on the particular lender, other fees may apply, such as origination fees or late payment fees. See the particular lender's terms and conditions for additional details.
All loan offers on Credit Sesame require your application and approval by the lender. You may not qualify for a personal loan at all or you may not qualify for the lowest rates or the highest offer amounts.
Personal loan repayment example: the following example assumes a $15,000 personal loan with a four year (48 month) term. For aprs ranging from 1.99% to 35.99%, monthly payments would range from $338 to $594. Assuming all of the 48 payments are made on-time, the total amount paid would range from $16,212 to $28,492.
Join over 18 million members maximizing their credit potential with Credit Sesame. Make informed decisions and take control of your financial future today!
For more information:
All Policies: https://www.creditsesame.com/legal/policies/
Customer Service: help@creditsesame.com
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Self has the tools to impact your credit score. Build credit and savings together, get credit for renting, or apply for a secured credit card.
Self is your customizable credit toolkit. Build credit, track your credit score, apply for a credit card, and more.
With the Self credit app, you’ll have everything you might need to build credit. Low credit score or no credit score — get started today. At Self, all credit scores are welcome.
THE SECURED CARD WITH NO CREDIT CHECK
- Add the secured Self Visa® Credit Card* to your toolkit
- No credit check required
- High approval rates
- Control your credit limit
- Build credit with all 3 credit bureaus
- Use everywhere Visa is accepted in the US
BUILD CREDIT & SAVINGS TOGETHER
- Lift your credit score by 47 points, on average‡
- Plans start at $25/mo.§
- Unlock your savings at the end, minus interest and fees
- No credit score required
- No hard credit inquiry, no credit check
REPORT YOUR RENT PAYMENTS AT NO EXTRA COST
- Increase your credit score at no cost‖
- Build credit with all 3 credit bureaus — Equifax, Experian, and TransUnion
- No hard pull, no credit check
- No credit card required
- Establish positive payment history — credit’s #1 factor¶
- Track credit score with VantageScore 3.01
- Self’s fastest way to build credit2
GET THE CREDIT YOU DESERVE FOR CELL PHONE AND MORE
- Build credit with cell phone, water, electricity, gas, and rent payments for $6.95/mo.3
- Add up to 5 payments to your TransUnion credit report each month
- Credit monitoring by TransUnion
- Cancel any time
DISCLOSURES
*The secured Self Visa® Credit Card is issued by Lead Bank or First Century Bank, N.A., each Member FDIC.
Qualification for the secured Self Visa® Credit Card is based on meeting eligibility requirements, including income and expense requirements and establishment of security interest. Criteria subject to change.
Credit Builder Accounts & Certificates of Deposit made/held by Lead Bank, Sunrise Banks, N.A., or First Century Bank, N.A., each Member FDIC. Subject to credit approval.
‡Based on a 2024 TransUnion® study, customers who opened a 24 month Self Credit Builder Account in Q1 2023 with a starting VantageScore 3.0 under 600 and made on-time payments, saw an average VantageScore 3.0 increase of 47 by month 12. Results will vary, Self does not guarantee a score increase. Late/missed payments on other Self products and other credit obligations can lower scores even if Credit Builder Account payments are made on time.
§Minimum and maximum repayment period for all loan products is 24 months. Maximum Annual Percentage Rate (APR) of all loan products is 15.92%. Sample products are $25 monthly loan payment at a $511 loan amount, 24 month term and 15.92% APR, Total Payments of $600; Check the pricing page in the Self app or Self.inc for current pricing
‖Results vary. You may not receive an improved credit score. Not all lenders use scores impacted by rent reporting. Not all bill payments may be eligible. See learn.self.inc/lpg/mpa/rent-bills-landing for details.
¶See https://www.ficoscore.com/education#WhatYour FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.
1Credit scores only available to customers our 3rd party vendor is able to validate.
2Payments are reported to the bureaus within 72 hours. Payments may take two weeks or more to appear on your credit report.
3Rent payments are reported to Experian, Equifax & TransUnion. Utility & cell phone payments are reported to TransUnion.
Self Financial, Inc. 901 E 6th Street Suite 400, Austin, TX 78702
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marzo 20, 2025