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Car Loan Budget Calculator Pro
Car Loan Budget Calculator Pro Vs. Retire with the S&P 500

Car Loan Budget Calculator Pro vs. Retire with the S&P 500 Utilizzo e statistiche

If you want a simple but comprehensive car loan or lease calculator, this app will be the one. Leave the complicated calculation to us, only you need to do is input the necessary value and rates, then just check the result, you will get the info you want. You can save the results for later reference and comparison. It has four calculators: Loan Calculator: Input the car price, down payment, trade-in value, sales tax, interest rate, term and start date, you will get total interest, total sales tax, payoff date, total borrowed, total payment, loan cost and payment of each cycle. Lease Calculator: Input the MSRP, negotiated price, down payment, residual value, trade-in value, sales tax, interest rate and term to get pretax payment and total payment each cycle, total all payment and total lease cost. Affordability Calculator: Input affordable payment, down payment, trade-in value, owned on trade-in value, sales tax, interest rate, term and start date to get the value you can borrow, total interest, payoff date, affordable car price, total of all payment and total loan cost. Lease or Loan Calculator: Input the car value, down payment, residual value, trade-in value, sales tax, interest rate, loan term and lease term, and then you can get the comparison sheet with payment of each cycle, number of payment, total sales tax, total of all payment and total cost. Other features: ⁃ Take cash rebate, other fees and owed on trade-in value into calculation. ⁃ Frequency could be weekly, bi-weekly, monthly, quarterly and yearly. ⁃ The payment of each cycle including payment time, principal, interest and balance will be listed. ⁃ Add Extra payment. ⁃ Get the analysis if adding extra payment. ⁃ Share the schedule with others by email. ⁃ Save the loan and lease results. ⁃ Compare several loans or leases in one sheet. ⁃ Manage and track loans. ⁃ Create notification for each payment. ⁃ Passcode protection. ⁃ Set your own currency. ⁃ Backup and restore by iCloud or Dropbox. ⁃ Supports universal version. If you have any question or suggestion, please send email to maxwellapp@tom.com.

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Retire with the S&P 500

Learn how to retire strategically with a portfolio of the S&P 500 stocks. This app gives the retired individual who wishes to hold a mix of short term treasury bonds and an ETF which mimics the S&P 500* the ability to assess the size of their final estate based on four factors: ● Value of his starting portfolio ● Percentage held in money market funds ● Yearly expense requirements ● Years of life remaining ● Effective tax rates Vary any or all factors dynamically and determine the financial results and the associated risk. Simulate retiring in prior time periods given your current financial strategy. The app will simulate a retirement based on your inputs and on historical S&P growth rates and inflation rates to estimate a range of possible outcomes. The series of retirement outcomes are generated from 1910 to the present in one year increments. The results are shown in simple and easy to understand graphical and numeric form. *Warren Buffett in his 2013 letter to stockholders recommended just such a portfolio for the average individual because of its low expense ratio and performance superior to most professional money managers.