ZestMoney vs. PayMe - Personal loan app Utilizzo e statistiche

ZestMoney. Dream big, pay small. A better life is for everyone. And Zest helps make it accessible for millions to upgrade, to enhance, to rise, while keeping it affordable. Buying with Zest gives you the freedom to shop right now and repay in parts up to 36 months. You get to pick what works best for you. With a quick 3-step approval process Zest is accepted at over 10,000 online & 75,000 offline stores. Why should you use ZestMoney? ● Best Pay Later App with affordable EMI tenures ● Shop on EMI with 10000+ stores ● Fully digital process with no paperwork ● Instant loan approval and disbursal ● No credit card or CIBIL score required Important terms and conditions regarding personal loans offered on the ZestMoney App ZestMoney facilitates personal loans through its lending partners to select customers based on different factors like good repayment behaviour etc. The loan repayment period can vary from 3 months to 36 months. The maximum cost (interest & processing fee) can go up to 36% APR (Annual Percentage Rate) based on an individual’s credit profile, although most of our customers incur much lower cost. As an example, if you take a personal loan of Rs.20,000 for a tenure of 12 months at 20% interest rate, you will have to pay a processing fee of Rs.708 (3% of loan amount & GST) and your EMI will be Rs.1853. The total interest charged will be Rs.2232 (which is already included in your earlier mentioned EMI amount). Hence, you will be paying a total of Rs.22,940. EMI repayments can be made directly to ZestMoney via payment modes such as UPI, Debit card or net banking.

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PayMe - Personal loan app

"For salaried only, minimum Salary INR 15000." This, personal loan app is India’s best instant loan app for applying loan of Rs. 2000 upto Rs. 2 Lakh for a tenure of 3 months to 24 months, helping Indian citizens to get a fast loan with having the processing fees up to 10% plus applicable taxes, minimum Rs 100 (+GST) and maximum Rs 5,000 (+GST) with maximum APR ranging from 18% to 75% For Instance: The Loan Amount: Rs 10,000, Tenure: 12 Months, APR: 24%, Interest accumulated: Rs 1,347.15 (on reducing principal balance), EMI: Rs 945.60, Total cost of loan: Rs 11,347.15 (Loan amount would be disbursed after deducting the processing fee. The borrower pays interest only on the utilized loan amount.) Just register on PayMe loan App and get the desired amount directly to your bank account with this instant loan app. Exclusive features of our easy loan app: • 100% paperless process • Upto Rs 2 Lakh limit. • Easy and flexible repayment options. • Quicker approvals and sanctioning process. • Zero – NIL charges on foreclosure. • Zero - NIL charges on pre-part payment. • A collateral-free personal loan. • Convert your short-term personal loan to an EMI term loan. • Privilege to pay monthly rent payments via credit card. Eligibility of our online loan app in India: • Borrower must be 18-year old or above to apply. • Maximum age limit at the time of the loan is 56 years. • Indian citizen. • The borrower should be a salaried employee. • Monthly net salary should not be less than Rs. 15,000. • An individual must have a minimum work experience of 6 months For getting your small loan online, the minimum cibil score required is 650. Documents required at the instant loan app: • Identity proof (Aadhar/PAN). • Address proof (Aadhar/bank statements). • E-sign on application with registered mobile and OTP for fast-track application. How to apply on fastest instant loan app: • Sign up / Register, with your mobile number or Email ID • Fill in all required details: Name, Address, Bank account. • Upload PAN card, identity proof, and bank statement. • Get your credit limit assigned. • E-sign the agreement. • Sign-up for ENach/ EMandate • Your loan amount will be credited instantly to your bank account on successfully completing the process. What’s New in our instant loan app? PayMe - Personal Loan App Used for: • Education • Medical • Wedding • Home renovation • Buying mobile • Travel expenses • Pay your rental deposit • Monthly bills Security & Protection of Privacy Data security & privacy is a top priority at PayMe instant loan app. We use SHA-2 and 2,048-bit encryption (the strongest security system in the market) security and comply with the SSL certificate. Download PayMe - personal loan app to get a small loan and/or instant loan now and ensure "Financial Happiness" for your family and yourself!!! * Annual Interest Rate varies from 18% to 42% * Payme India Financial Services Private Limited is a RBI registered NBFC lender to Payme.• To buy home appliances, furniture, and other items of need Our lending partners – Payme India Financial Services Private Limited https://www.pmifs.com/lsp-dla-details/ Transactree Technologies Private Limited https://www.lendbox.in/channel-partner-investor NDX P2P PRIVATE LIMITED https://www.liquiloans.com/affiliates Pinnacle Capital Solutions Private Limited https://www.pincap.in/our-partner Mamta Project Private Limited https://www.arthmate.com/helpTopic Finkurve Financial Services Limited https://www.arvog.com/arvog-finance/ To know more about our privacy policy, https://www.paymeindia.in/privacy-policy