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- Unimoni India
- Unimoni India Vs. IndiaMoneyMart - P2P Lending
Unimoni India vs. IndiaMoneyMart - P2P Lending Utilizzo e statistiche
The Unimoni India app is the official app of Unimoni Financial Services Ltd, one of India’s leading non-banking financial companies. With over 350+ branches across India, we are dedicated to providing you with a seamless and secure platform to manage your financial needs.
Key Features:
Wallet
- Manage your funds effortlessly with our digital wallet, enabling quick and secure transactions via UPI.
Loan
- Access a variety of loan options tailored to meet your financial requirements.
Insurance
- Protect your assets and loved ones with our comprehensive insurance solutions.
Foreign Exchange
- Enjoy competitive rates for your foreign exchange needs, whether for travel, business, or investment.
Send Money Abroad
-Transfer money overseas swiftly and securely to support your global needs.
Travel and Holidays
- Plan your perfect trip with our travel services, including booking flights, hotels, and more.
With 350+ branches across India, Unimoni India is committed to delivering reliable, customer-centric financial services, ensuring your financial journey is smooth and efficient.
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Affordable loans to credit-worthy borrowers & handsome returns to lenders
IndiaMoneyMart(IMM) is India’s favoured Peer-To Peer (P2P) platform. An RBI Registered NBFC P2P (N-13.02306) offering attractive returns to lender and affordable loans to borrower. It is a marketplace connecting creditworthy small business borrowers with investors directly. IMM’s strong fintech platform along with on-ground PAN India presence and meticulous borrower evaluation helps investors earn high returns.
IMM believes in direct sourcing, in-depth credit assessment and in-person meeting with borrowers to build a portfolio of hand-picked prime borrowers for lenders. Investor can split funds into multiple loans to minimize risk along with precise online tracking & collections support.
Reinvestment option helps build on power of compounding. Lenders get calling, email and complete relationship support.
Earn High returns in debt investment on P2P Platform and Change Lives | Invest Now
Why IMM
Trusted by 2000+ registered investors
RBI–registered, a regulated entity
Backed by marquee investors from the industry
IMM Salient Features for Lender
RBI Registered NBFC-P2P
Credit Worthy Small Business Borrowers
Loan for Productive Business Use
Direct On-Ground Assessment
Reinvestment Options Available
Immune to Equity Market Volatility
Direct Relationship with PAN India Presence
Managed by ICICI Trusteeship Services Pvt. Ltd.
No withdrawal charges
Good referral bonus
Automated Manual renewal options
100% digital account opening process
Investment amount Rs. 50,000 to Rs. 50,00,000
Documents Required - PAN Card, Aadhar Card
Eligibility Criteria: A person should be an adult Indian citizen with a valid KYC and Indian bank account to become an investor on the platform.
NRIs with NRO account and Indian PAN are also eligible to be investor on Platform.
IMM Salient Features for Borrower
Average tenure 24 months, Max 36 months
Annual Percentage Rate (APR): 18 - 25%
Processing Fee: 2 – 5% of loan amount (+ GST of 18%)
Loan Amount: Rs. 50,000 - Rs. 5 Lacs.
Registration fees: Rs. 500 + GST of 18%
A representative example of the total cost of a loan:
For Rs.50,000 borrowed for 12 months, with interest rate @ 20% per annum reducing and Processing fee of 2% a borrower would pay:
Processing fee: Rs. 1180 (Incl GST)
Registration fee: Rs. 590 (Incl GST)
EMI (Monthly Repayment) =Rs. 4632*12 months
Total Interest Paid = Rs.5580
Total Amount to be paid =Rs.57,350
Interest Rate may vary based on your risk profile
To know more about us check out - https://www.indiamoneymart.com
Please reach out to us with your queries and feedback at support@indiamoneymart.com
Regards,
Team IndiaMoneyMart
Risk Disclaimer:
P2P investment is subject to market risks. Investment decisions taken by a lender based on this information are at the discretion of the lender
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Unimoni India VS.
IndiaMoneyMart - P2P Lending
23icembre d, 2024