Credmate vs. IndiaMoneyMart - P2P Lending Utilizzo e statistiche
Credmate founded in 2019 is a consent and promise based mobile application platform which records the consents and promises as well as assigns a rating based on the fulfilment behaviour of the user who has kept his promises well or has ever defaulted on his promises.
So the motto of Credmate is to monitor the promises till theses are fulfilled and provide the detailed promise fulfilment behaviour analysis of the user, thus helping in decision making whether to proceed with the specific user holding bad Consent/Promise completion behaviour in the past or not. It is worth mentioning here that broken promises denotes abrupt breakdown in trust for the promiser.
Credmate, inspired by a single goal aims to be a platform which can act as a Trust protocol and rank the users based on his past promise keeping behaviour in real time ,and making this world fraud-free thus ensuring that no one can become next victim or fall prey to a fraud in lack of this necessary information.
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Affordable loans to credit-worthy borrowers & handsome returns to lenders
IndiaMoneyMart(IMM) is India’s favoured Peer-To Peer (P2P) platform. An RBI Registered NBFC P2P (N-13.02306) offering attractive returns to lender and affordable loans to borrower. It is a marketplace connecting creditworthy small business borrowers with investors directly. IMM’s strong fintech platform along with on-ground PAN India presence and meticulous borrower evaluation helps investors earn high returns.
IMM believes in direct sourcing, in-depth credit assessment and in-person meeting with borrowers to build a portfolio of hand-picked prime borrowers for lenders. Investor can split funds into multiple loans to minimize risk along with precise online tracking & collections support.
Reinvestment option helps build on power of compounding. Lenders get calling, email and complete relationship support.
Earn High returns in debt investment on P2P Platform and Change Lives | Invest Now
Why IMM
Trusted by 2000+ registered investors
RBI–registered, a regulated entity
Backed by marquee investors from the industry
IMM Salient Features for Lender
RBI Registered NBFC-P2P
Credit Worthy Small Business Borrowers
Loan for Productive Business Use
Direct On-Ground Assessment
Reinvestment Options Available
Immune to Equity Market Volatility
Direct Relationship with PAN India Presence
Managed by ICICI Trusteeship Services Pvt. Ltd.
No withdrawal charges
Good referral bonus
Automated Manual renewal options
100% digital account opening process
Investment amount Rs. 50,000 to Rs. 50,00,000
Documents Required - PAN Card, Aadhar Card
Eligibility Criteria: A person should be an adult Indian citizen with a valid KYC and Indian bank account to become an investor on the platform.
NRIs with NRO account and Indian PAN are also eligible to be investor on Platform.
IMM Salient Features for Borrower
Average tenure 24 months, Max 36 months
Annual Percentage Rate (APR): 18 - 25%
Processing Fee: 2 – 5% of loan amount (+ GST of 18%)
Loan Amount: Rs. 50,000 - Rs. 5 Lacs.
Registration fees: Rs. 500 + GST of 18%
A representative example of the total cost of a loan:
For Rs.50,000 borrowed for 12 months, with interest rate @ 20% per annum reducing and Processing fee of 2% a borrower would pay:
Processing fee: Rs. 1180 (Incl GST)
Registration fee: Rs. 590 (Incl GST)
EMI (Monthly Repayment) =Rs. 4632*12 months
Total Interest Paid = Rs.5580
Total Amount to be paid =Rs.57,350
Interest Rate may vary based on your risk profile
To know more about us check out - https://www.indiamoneymart.com
Please reach out to us with your queries and feedback at support@indiamoneymart.com
Regards,
Team IndiaMoneyMart
Risk Disclaimer:
P2P investment is subject to market risks. Investment decisions taken by a lender based on this information are at the discretion of the lender
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Credmate VS. 
IndiaMoneyMart - P2P Lendinggennaio 8, 2025