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- Budget Planner l Snoop Money
- Budget Planner l Snoop Money Vs. Chip - Investments and savings
Budget Planner l Snoop Money vs. Chip - Investments and savings Utilizzo e statistiche
NEW: Snoop will warn you if you don’t have enough cash to cover your bills. One of our best features yet - turn it on today.
Our latest upgrade has one of our most important bill features yet. Want to make sure you'll have enough cash in your accounts to cover your bills this month? Now Snoop can tell you! Monitor your bills vs your bank account balance and warn you if we think any bills might not be covered - so you can sort it before it's a problem.
All you need to do is:
• Confirm your bills that are paid from your connected accounts
• Confirm your income - So we don't warn about bills unnecessarily
• Snoop will create a timeline based on this, showing your bills vs your bank balance for the rest of the month
• Snoop will warn you if we think you might not have enough money
Stem the tide of the cost of living crisis and improve your personal finances with our easy-to-use money manager app, letting you save cash plus lots more. Manage bills, set budgets, get smart spending ideas & budgeting tips and avoid overdrafts by monitoring from payday to payday with our finance tracker.
FEATURES
• Connect accounts and manage all your money in one dashboard
• Track where every penny goes with money management tools
• Set an instant budget for your monthly spend with our budget planner
• Track finances and analyse your spending across different categories
• Spot where you can save money with smart spending ideas
• Uncover & cancel subscriptions with our subscription tracker
• Receive daily balance notifications
• Get weekly spending reports
• Switch and save money on insurance & broadband providers
• Spending tracker to help you see where to cut back
• Avoid overdraft charges
ALL YOUR MONEY IN ONE PLACE
• Managing money starts with transparency. Whether it’s a debit account with Starling bank or a credit account with NatWest, view all your online banking & transactions on one money dashboard.
• Keep on top of all your spending and bills in one app with smart money management tools. Smart spending means more money in your wallet at the end of the month.
FINANCE TRACKER & SMART SPENDING TIPS
• Track finances across accounts by category on one money dashboard
• Create custom categories tailored to your spending
• Get personalised money saving ideas from our smart spending tools
• Cut wasteful subscriptions with the help of our finance tracker & save money
EASY BUDGETING WITH OUR BUDGET PLANNER
• Get an instant, personalised budget in two taps (or build your own easily)
• Set budgets for your total monthly spend and your category spend (e.g. groceries)
• Track how you’re doing against your budgets and get smart alerts to help
• Daily finance tracker alerts, weekly smart spending reviews, plus a preview of upcoming bills
SWITCH & SAVE MONEY
• Our finance tracker will alert you if you could save money on bills
SNOOP PLUS
Upgrade for additional money management & budgeting features.
• Personalise your money dashboard with unlimited custom categories
• Set spending targets & keep to your budget with alerts
• Monitor smart spending payday to payday
• Save money & energy tracking refunds – just get Snoop looking out for them
• Add accounts & calculate your net worth
• Generate custom spending reports
If you subscribe to Snoop Plus, payment will be charged to your iTunes account. Your next payment will be charged within 24 hours of the end of the current subscription period. Your subscription will auto-renew unless you turn off auto-renew at least 24 hours before the end of the current subscription period (you can manage auto-renew in your Account Settings after you subscribe). Currently, Snoop Plus subscription costs £4.99/month or £31.99/year. Prices are in UK sterling. You can't cancel a current subscription during that subscription period.
Terms & Conditions https://snoop.app/terms/
Privacy Policy https://snoop.app/privacy-policy/
We're registered with the Financial Conduct Authority
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Chip is an award-winning savings and investments app that makes it easy to build your wealth.
DEPOSIT IN SAVINGS ACCOUNTS
We offer several savings accounts, all provided by UK-authorised banks and covered by the Financial Services Compensation Scheme (FSCS).
INSTANT ACCESS SAVINGS WITH A GREAT RATE
The Chip Instant Access Account is an easy access savings account with a highly competitive interest rate.
TAX-FREE INTEREST WITH OUR CASH ISA
Earn tax-free interest with our fully flexible easy-access Cash ISA. You can deposit up to £20,000 every tax year, and any withdrawals won't affect your ISA allowance.
DEPOSIT TO WIN £10,000
With Chip’s Prize Savings Account, each month, we will pay up to £75k in prizes. This includes a Grand Prize of £10k, as well as thousands of smaller prizes.
It’s free to enter, you just need to hold an average balance of £100 in the account. (T&Cs and eligibility criteria apply).
BUILD WEALTH HANDS-FREE WITH SAVINGS PLANS
Automatically save up money using AI, or create a bespoke plan to top up your savings accounts and investment funds on a custom schedule.
INVEST IN FUNDS
We make it easy to put your money to work with investment funds powered by the biggest asset managers in the world, like BlackRock, Vanguard and Invesco.
These diversified funds enable you to invest in a wide range of assets all at once. You can choose between funds that are globally diversified, specialise in ethical investments and clean energy, or get in on the next big thing and invest in emerging markets. We’re always expanding this list too.
WHAT INVESTMENT ACCOUNTS DOES CHIP OFFER?
We offer users the chance to make more of their money with a Stocks & Shares ISA. All the funds we offer are suitable for use with a Stocks and Shares ISA.
Our Stocks & Shares ISA allows you to invest up to £20,000 every tax year, and any profits you make are protected from tax.
If you have more than £20,000 to invest, or your annual ISA allowance is already full, you can use a General Investment Account (GIA) to invest as much as you like.
WHY SHOULD I INVEST WITH CHIP?
As a Chip user, you can build a portfolio across a wide range of investment funds built by the experts.
Our Savings Plans enable you to top up your investment funds or savings accounts automatically, either using our award-winning AI, or by making your own fully custom automated investment strategy.
SECURITY AS STANDARD
We provide the highest level of security as standard, offering 256-bit encryption, 3D Secure and the latest Open Banking technology. All savings accounts in Chip are eligible for FSCS protection on up to £85,000 of savings. Our award-winning UK-based customer support team is on hand.
INVEST WITH CHIP
Join 700,000 users seeking to build a better financial future with Chip, crowned Personal Finance App of the year 2022 at the British Bank Awards.
When investing, your capital is at risk. Past performance is no indication of future performance. The information communicated is generic and not specific to any particular investment. It does not constitute and should not be interpreted as either tax or financial advice. The value of investments can go down as well as up. Please also note that tax treatment depends on individual circumstances and may be subject to change in the future.
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Budget Planner l Snoop Money VS.
Chip - Investments and savings
gennaio 17, 2025