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- Collctiv - Group Payments.
- Collctiv - Group Payments. Vs. Sprive - Mortgage Free, Faster
Collctiv - Group Payments. vs. Sprive - Mortgage Free, Faster Utilizzo e statistiche
Organize your friends like a boss - never again be left sucking up the costs for your group!
When you’re the one who puts in all the hard work of planning everyone’s social life, why should you have to be left holding the check?
Collctiv is the quickest and easiest way to pool money with your friends.
Tasked with getting the perfect group gift for a coworker? Organizing the bachelor or bachelorette party of a lifetime? Are you the one who plans the weekly basketball game? Need everyone to chip in some money so you can book those tickets for your favorite artist?
Why should you have to pay out for the group and then spend the rest of your life chasing people for the money back?
Sign up for free, create a money pool and begin collecting money from your friends, family or coworkers in less than 60 seconds.
MONEY POOLS FOR GROUP GIFTS
Organizing a group gift in the workplace? Say goodbye to the jingle of useless coins and crumpled-up dollar bills in a brown paper envelope and hello to quickly and easily getting money from everyone involved. Cash is dead, long live digital money. And because it's so easy for everyone to chip in to the gift pool - they don't have to do any banking or even download an app - you'll get more money than ever before! Ker-ching.
COLLECT MONEY AND MESSAGES
Halve your to-do list by getting those messages for the group's card at the same time as their payments. You're very welcome.
MONEY POOLS FOR EVERYTHING
You know you’re an Organizer when you find yourself volunteering to research destinations for that group vacation (no-one else volunteered), or when you’ve already got 4 awesome ideas for your Dad’s birthday present (which isn’t for another 9 months). Collctiv allows you to collect money upfront from any group of people, for any group booking or purchase. So you can relax and get back to your spreadsheets in peace, knowing the money’s taken care of.
KNOW WHO’S IN
There’s nothing more infuriating than trying to plan or book something for your group and having hundreds of back and forths in WhatsApp just to determine who’s actually chipping into the money pool. Get your friends to put their money where their mouths are - it’s so easy to pay, they’ve got no excuse.
This is the easiest way to ring-fence the group money. No more sifting through all of your personal transactions of your morning coffee and groceries to make sure that you’ve been paid by everyone in the group. Replace that admin work with a specific Collctiv pool, showing who has paid you and how much, all in one place at the tap of a button.
REAL-TIME KITTY*
Need to collect for an ongoing group activity like a sports team? You’ll love our real-time balance updates as people pay into your money pool, and as you withdraw. Easily see how much is in the pool, how much you’ve ever collected, and a list of all the transactions.
*Disclaimer: actual live kitties not included.
PAYMENT LINKS AND QR CODES
We know there’s always (at least) one person (James) in your group of friends who never pays up or always promises to pay you in the form of a beer at the bar. Well, James just about owes you a brewery by now, so stop letting him get away with it! We’ve made it beyond easy to pay upfront, so he really has no excuse. When you create a money pool, a unique payment link is generated that you can share straight into WhatsApp, text or wherever. All James has to do is tap and pay - no app download, no account set up, no banking, no excuse. And if James turns up to that gig you paid for apologizing that he forgot, your money pool also has a unique QR code - all James has to do is scan it and pay you there and then. Sorry, James! The game’s up.
Collctiv uses bank-level SSL encryption to protect your data and payments and 3D secure on all payments to protect you and your friends.
Sign up for free, create a money pool and begin collecting money from your friends, family or coworkers in less than 60 seconds.
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Sprive is the mortgage management app for homeowners looking to pay off their mortgage faster.
Sprive is completely free and only takes a few minutes to set up.
Why Sprive?
Sprive is helping homeowners reduce their mortgage terms and save in interest. See how much quicker you could be mortgage-free with Sprive.
Making small, regular mortgage overpayments can significantly shorten your mortgage and save thousands in interest.
With the Sprive app, you can automatically set aside your spare cash and even earn cash rewards from your everyday shopping to put towards paying off your mortgage.
If you’re looking for a smarter way to pay off your mortgage, Sprive is the app for you.
Key Features:
• Cash rewards on everyday shopping: Earn up to 15% cashback at top UK brands like Amazon, M&S, Waitrose, ASDA, Morrisons, Tesco, Airbnb, Deliveroo, IKEA, and many more which you can put towards paying off your mortgage. You’ll get credited your reward within 15 minutes
• Auto-saving: Automatically set aside spare cash to turn into mortgage overpayments
• Make mortgage overpayments straight to your lender in one tap
• Mortgage calculator: Calculate savings and track your journey to mortgage freedom.
• Remortgage insights: Track how much of your home you own and improve your chances of securing better mortgage deals in the future.
How it works:
- Download the Sprive app
- Create an account by sharing some personal information like name and address
- Connect your bank account and we’ll automatically source your mortgage
- Set your minimum and maximum monthly saving limits and we’ll only take automatic savings within your preferences
- Start earning money towards your mortgage from your everyday shopping by buying your first shopping card. Why not start with your weekly food shop by choosing one of the supermarkets available in the app? Use your shopping card to pay for your shop. Your cashback will be credited to your Sprive account within 15 minutes
- Track your progress in the app to see how much you’re projected to save in interest and years taken off your mortgage- Pay your lender in one tap straight from the app.
Featured By:
ITV News, Forbes, Sky News, The Daily Mail, iNews, Metro, The Telegraph, and many more.
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Supported Lenders:
First Direct, Nationwide, Barclays, Halifax, HSBC, Lloyds, Natwest, RBS, Santander, TSB Bank, Virgin Money, Yorkshire Building Society, Accord Mortgages and Coventry Building Society
Supported Brands:
ASDA, Sainsburys, Amazon, Morrisons, Waitrose, M&S, Iceland, Costa Coffee, Café Nero, Deliveroo, Just Eat, Uber Eats, Primark, Boohoo, Asos, Decathlon, Foot Locker, Adidas, New Look, River Island, Superdry, John Lewis, B&M, Matalan, Argos, Boots, Airbnb, Uber, Lastminute.com, Halfords, Ernest Jones, H.Samuel, WHSmith, Red Letter Days, Paul Smith, Harvester, Miller & Carter, The Restaurant Card, Pizza Express, Naked Wines, Greggs, Pizza Hut, Habitat, Screwfix, Wayfair, FatFace, Clarks, JD, Selfridges, London Theatre Direct, Cineworld, Jet2holidays, Travel Card, Spabreaks.com, Tripgift, Love2shop, B&Q, Dunelm, Liberty, The Entertainer, Notonthehighstreet, buyagift.
Safe and Secure
Sprive is FCA registered (FRN: 919863). We prioritize your privacy, using AES encryption and 256-bit TLS for data security. Your data is never shared without consent.
Transparent and Free to Use
Sprive has no hidden fees. Our upcoming feature will scan for cheaper mortgage deals, and we only earn a commission if we successfully help you remortgage.
Reliable Customer Support
We’re here for you 5 days a week.
Save thousands in mortgage interest and become mortgage-free faster. Download Sprive today.
Example Savings
Savings illustrated are based on an average £92 paid monthly as an overpayment on a repayment mortgage with a balance of £250,000 at 5% interest for 30 years.
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Collctiv - Group Payments. VS.
Sprive - Mortgage Free, Faster
11icembre d, 2024