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- Emma - Budget Planner Tracker
- Emma - Budget Planner Tracker Vs. Carmoola - Used Car Finance
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Emma - Budget Planner Tracker vs. Carmoola - Used Car Finance Utilizzo e statistiche
Meet Emma, your financial super app
● All your accounts in one place
● Find and track your subscriptions
● Set budgets
● Weekly reports
● Analyze your spending & expenses
● Daily balance notifications
● Overdraft alerts
BANK LEVEL SECURITY
Worried about sharing your data? We hear you.
● Emma uses SSL 256-bit encryption - the same security protocol that banks use - to ensure that your sensitive, personal information is fully encrypted and securely stored.
● Emma uses biometric security authentication for an added level of protection.
CUSTOMER REVIEWS
“This app is amazing! I used to manually track my expenses using a notepad or a spreadsheet but always used to make mistakes and never found time to update it. This fixes all my budgeting issues and saves me so much time as well as money!”
Sarah
“I love the fact that I can do everything within this one app. I mainly use it for tracking my expenses but have also started using it to instantly send/receive payments which makes things super easy. Also, the money I’ve saved from using this app is used to invest in my favorite companies using the investment feature!”
Mike
OUR MISSION
We believe everyone deserves a financial advocate to help with money management and budgeting. Someone who watches our back no matter who we are and where we come from. We provide a great experience, which relies on a basic principle - caring about our customers’ financial well being. This is who we are and what we stand for.
We have received amazing feedback from the finance community and have been featured in Forbes, Financial Times, Politico, The Sunday Times and CITY A.M.
MORE FEATURES? GO PLUS, PRO OR ULTIMATE
We have 3 subscription upgrades available in Emma to power charge your finances. Here’s what is available in each subscription upgrade:
Emma Plus
True Balance - preemptively see the balance of your bank account after your subscriptions are removed
Fraud Detection - find out whether your personal details have been part of a known data breach
Bill Reminders - get reminded about your upcoming bills so you never miss a payment
Cashback - get cashback from your favorite brands
Emma Pro
All the features in Emma Plus
Custom categories - so you can customize your finances to your heart's content
Rename transactions - for easier reference
Export data - to understand your finances on excel
Create Offline Accounts - to manage your cash expenses and any accounts you can’t link to Emma
Create Smart Rules - to automate your Offline Accounts. Look, no hands!
Split your transactions - into multiple categories for more flexibility
Legendary Pro Icon - because you are a Pro
Emma Ultimate
All the features in Emma Plus & Pro
Spaces - group together different accounts to see separated analytics and budgets
Ultimate Icon - so you can show them who's boss
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If you choose to purchase Emma Plus, Emma Pro or Emma Ultimate, payment will be charged to your iTunes account, and your account will be charged for renewal within 24-hours prior to the end of the current period. Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. Subscriptions are managed by the user and auto-renewal may be turned off by going to the user's Apple ID. Emma subscription prices start at $4.99 CAD/USD/month with 1-month and 12-month packages available. Prices are subject to change without notice. No cancellation of the current subscription is allowed during the active subscription period. If you don’t choose to purchase Emma Plus, Emma or Emma Ultimate, you can simply continue using Emma for free.
Emma Technologies LTD is registered with the Financial Conduct Authority under the Payment Services Regulations 2017 for the provision of payment services. Reference no. 794952
Company Registration Number: 10578464.
Terms and Conditions: https://emma-app.com/terms
Privacy Policy: https://emma-app.com/privacy
- App Store di Apple
- Gratis
- Finanza
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Carmoola - Get the wheels you’ve been waiting for.
We’re for the day-tripping, free-wheeling, sunset-searching drivers. Those of you who want to buy shiny new wheels on terms that suit you.
Because why should you waste time getting confused about car finance?
We’ll explain it all and iron out those ifs and buts. Then help you to suss out your budget so you’re ready to buy from any reputable car dealership or digital car marketplace. You can find your dream wheels and spread the cost, conveniently with a flexible finance payment plan to suit you, all within the Carmoola app. We’ve got this down to a T, so you can cruise through car shopping and hit the road as soon as possible.
Rates from 6.9% APR, representative 13.9% APR. We offer hire purchase loans between £2,000 - £40,000 over 12-60 months at a personalised APR between 6.9% and 24.9%.
NEW - Pay with Apple Pay
Add your Carmoola card to your Apple Wallet, and pay with your iPhone or Watch at the dealership!
Why Carmoola?
- Find out how much cash you can splash in just 60 seconds
- Search & choose a car from reputable dealerships and online marketplaces
- Spread the cost with a flexible finance payment plan* to suit you
- Our friendly support team are here to help you throughout your journey with Carmoola
How does it work?
- Answer a few quick questions to find out how much you can spend
- Verify your ID with your full driving licence and a quick selfie
- Tell us about your new wheels and we’ll run a free history check for you
- Pay with your Carmoola card or send a Bank Transfer to the dealership in minutes
- Set up and manage your monthly finance payments in the app
And that’s it! Time to organise the road trip.
Your car, your rules.
- Found the car you love? We’ll help you choose a name for it
- Did you know that you share your birthday with a celeb? Find out who…
- Need answers quickly? Carmoola’s UK-based support team is available every day from 8am til 9pm via phone, email, SMS or WhatsApp!
Refinance your existing loan and save money
Got finance already? Did you know, you can switch to a better deal at anytime... and at Carmoola, we're hoping we can help save you money.
- Grab an early settlement quote from your existing car finance lender
- Pop into Carmoola and add your details, and info about your car and your current finance
- Check out the deal we can offer you, and if you like it, switch to us in a matter of minutes
- Use your virtual card to settle your old finance
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Finance is subject to status and is only available to mainland UK residents aged 18 and over. Failure to keep up your repayments may result in your car being repossessed and your credit rating being negatively impacted, and may prevent you from accessing other financial products in the future. Any finance you may be offered by Carmoola will be based on your individual circumstances, affordability and credit profile.
*Payment plans offered are between 12 and 60 months. Changes to your plan may be subject to approval.
Carmoola is a lender, not a broker, offering HP (hire purchase) car finance.
You can find our T&Cs here https://www.carmoola.co.uk/terms-conditions.
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Emma - Budget Planner Tracker VS.
Carmoola - Used Car Finance
gennaio 1, 2025