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- IndiaLends - Instant Loan App
- IndiaLends - Instant Loan App Vs. TATA Capital Loan & Wealth App
IndiaLends - Instant Loan App vs. TATA Capital Loan & Wealth App Utilizzo e statistiche
IndiaLends is an online marketplace for credit products and offer free credit report, range of credit cards and personal loans from different Banks and NBfcs. IndiaLends offers instant personal loans to its customers with most products being fully digital. IndiaLends also provides technology, data and credit analytics solutions along with a loan management platform to financial institutions. IndiaLends is run by a team of credit risk professionals and data scientists with multiple years of experience in consumer credit.
Product features:
Personal loan
Get personalized personal loan offers up to ₹25 lacs at interest rates starting 10.25% for a tenure ranging from 1 year to 5 years. The app selects the best suitable Banks/NBFCs offering minimal interest rate and easy approval based on your personal loan eligibility. IndiaLends has associations with over 50+ banks and NBFCs including BAJAJ FINANCE LIMITED, IDFC FIRST Bank Limited etc.
Personal Loan Eligibility
Age - 18 years - 60 years
Employment Type - Salaried/Self-Employed
Minimum Net Income (monthly) - ₹10,000
Work Experience - Salaried for at least 6/12 months or Self-Employed for at least 3 years
Tenure: (Min) 6 to (Max) 60 months
Interest Rate ranging from 10.25% to 25% depending on customer’s credit and risk profile
Representative Example
With a representative 25% APR based on borrowing ₹ 5 lacs and repaying over 60 months with 60 monthly repayments, the monthly repayments will be ₹ 14,676 which can be paid within a tenure of 60 months.
The total payout here would be:
Principal Amount – Rs 5,00,000
Interest Charges (@25%): Rs 3,80,540
Loan processing Fee (@2%): Rs 10,000
Documentation Charges: 400
Amortization Schedule charges: 150
Total cost of the loan: Rs 8,91,090
Our Lending Partners:
Clix Capital Services Private Limited
PaySense Services India Private Limited
Axis Bank Limited
BHANIX FINANCE AND INVESTMENT LIMITED
Piramal Capital & Housing Finance Limited
Whizdm Innovations Private Limited’s
LENDINGKART Finance Limited
Rupeek Fintech Pvt Ltd
Ruptok Fintech Pvt Ltd
Flat White Capital Pvt. Ltd.
Tata Capital Financial Services Limited
BAJAJ FINANCE LIMITED
Bridge Fintech Solutions Private Limited
HDFC Bank Limited
ICICI Bank Limited
Kotak Mahindra Bank Limited
YES BANK Ltd
IndusInd Bank Limited
InfoCredit Services Private Limited
Kisetsu Saison Finance India Private Limited
IIFL Finance Limited
InCred Financial Services Limited
L&T Finance Limited
Ditya Finance Private Limited
Finnovation Tech Solutions Pvt. Ltd.
SOCIAL WORTH TECHNOLOGIES PRIVATE LIMITED
Maybright Ventures Pvt. Ltd.
MWYN Tech Private Limited
IDFC FIRST Bank Limited
Citi Bank India Limited
Standard Chartered Bank PLC
State Bank of India
Freecharge Payment Technologies Private Limited
*Please note the processing fee can vary from 1.5% - 6%. The figures provided are indicative and subject to change from time.
* However, in case of change of payment mode or any delay or non-payment of EMIs, additional charges / penal charges may also be applicable, depending on the lender's policy
Credit Card
With the IndiaLends app, get credit card suggestions from 40+ options and select the credit card that best suits you. Some of the credit card providers associated with us are ICICI Bank, HDFC Bank, American Express, SBI, Kotak Mahindra Bank, Citibank, RBL and Yes Bank.
Free Credit score / Cibil Score
At IndiaLends app, check your free Credit Score / Cibil Score worth ₹1200 and get a detailed analysis of your credit report / Cibil Report and tips to improve your score. Our latest feature allows you to refresh your credit report and know why your credit score has changed.
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The TATA Capital Loan and Wealth App is an instant personal loan app and a one-stop solution for all your wealth management needs. Instantly apply for loans, track your investments, and manage your finances all in one place.
Access your online personal loan account from your device, track your repayments, and plan your instalments with our personal loan EMI calculator.
Instant Personal Loans Made Simple
· Apply for personal loans from ₹5,000 to ₹10,00,000 with just a few taps.
· Enjoy attractive interest rates starting at 10.99% (Maximum APR of 26%).
· Flexible repayment tenures from 12 to 84 months.
· Transparent processing fees start at ₹1,499 + GST.
Example
Loan Amount- Rs. 5 Lakhs
Tenure – 2 Years
Interest Rate - 14%
Processing Fee - 2%
Monthly EMI = Rs. 24,006
Total repayment (Principal + Interest) = Rs. 5,75,88
Business Loan
Let Tata Capital’s online business loan app help you to achieve proper cash flow to run your company smoothly.
With our affordable small business loans, you can expand your business, introduce new machinery, boost production, or take your operations online.
o Apply directly through the Tata Capital app for an instant business loan
o Estimate your EMI in advance with our business loan EMI calculator
o Enjoy swift processing and approval
o Receive the amount directly in your bank account
Home Loan
Tata Capital’s wide range of instant home loans at competitive interest rates helps you to get your dream home with ease. You can use these flexible online home loans for purchasing a home, home extension or renovation.
You just have to apply for an instant home loan through our home loan app and enjoy flexible loan tenure of up to 30 years, and attractive interest rates starting from 6.85%.
Remain stress-free! Navigate your housing loan journey confidently by planning your home loan repayment with our handy home loan EMI calculator.
Vehicle Loan
Wish to get your dream vehicle? Tata Capital is the prominent solution for this too. Bring home your car or bike with an instant loan on a vehicle from us!
Using the Tata Capital vehicle loan app, you can:
· Finance up to 100% of your brand-new car or two-wheeler
· Enjoy attractive car and bike loan interest rates starting at 12.99%
· Repay your online vehicle loan with flexible EMIs
Want to buy a second-hand vehicle for personal or business use? This is the only used car loan app/bike loan app you need. We offer used bike loans and used car loans at affordable interest rates.
Other loans by Tata Capital
Our commitment doesn't stop at just the essentials, we aim to cater to your every financial need, big or small. That's why we go beyond the conventional loan options to provide you with a wide range of financial solutions that suit your requirements. Check out some of our other offerings and loan features:
• Consumer durable loans for electronics and gadgets.
• Loan against property with attractive terms.
• Loan against securities for quick loans.
• Travel loans for your dream vacation.
• Wedding loans for your fairy tale celebration.
The TATA Capital app isn't just another loan provider, we are your overall wealth management partner. Our app truly shines when it comes to investment portfolio tracking, allowing you to keep a watchful eye on your investments without any hassle.
What makes us stand out? Seamless transactions lie at our core, ensuring your financial operations are smooth. With up-to-the-minute information about your investments, you'll be to make informed decisions and optimize your wealth effectively.
Don't settle for less. Take control of your financial future with the TATA Capital app today.
Download the TATA Capital Loan and Wealth App now and register within minutes using your mobile number or email ID. Apply for a loan with Tata Capital to fuel your dreams today!
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IndiaLends - Instant Loan App VS.
TATA Capital Loan & Wealth App
12icembre d, 2024