Empower: Advance & Credit vs Dave - Fast Cash & Banking Utilisation & Stats

Dave Membership Information 1-Dave is not a bank. Banking services provided by Evolve Bank and Trust, Member FDIC, or another partner bank, which issues the Dave Debit Card through a license from Mastercard®. ExtraCash amounts range from $25-$500, typically approved in 5 min, with an overdraft fee equal to the greater of $5 or 5%. Multiple overdrafts may be required. Not all members qualify for ExtraCash and few qualify for $500. ExtraCash is repayable on demand. Must open an ExtraCash overdraft deposit account and Dave Checking account. Up to $5 monthly membership fee for ExtraCash, Income Opportunity Services, and Financial Management Services. Optional 1.5% fee for external debit card transfers. Take your finances to the next level with Dave. You can pocket up to $500(1), get your cash instantly(2), save on fees, and so much more. UP TO $500 IN 5 MIN OR LESS(1) Remove extra stress with ExtraCash™ up to $500. There’s no credit check, interest, or late fees. EXTRACASH™ 101 ExtraCash™ offers the ability to get up to $500 when you’re in a pinch.(1) The amount of money you can take (aka, your eligibility) refreshes daily. We use several data points—including your income history, spending patterns, and at least 3 recurring deposits—to determine your eligibility. When you take ExtraCash™, you’ll agree to a settlement date to pay your outstanding balance. ACCESS YOUR CASH INSTANTLY(2) You could get up to $500 when you download Dave, link a bank account, open your Dave accounts, and transfer it to your Dave Checking account. And with your Dave Debit Mastercard®, you’ll be shopping in no time. EARN 4.00% APY(3) Grow your cash with our high annual percentage yield. Just add money to your Dave Checking or Goals account to start earning. GET PAID EARLY Receive your paycheck up to 2 business days early when you set up direct deposit.(4) SAY GOODBYE TO PESKY FEES Don’t worry, we’ll never hit you with hidden fees. You can even skip ATM fees at 40K+ MoneyPass ATMs.(5) SAVE EFFORTLESSLY A vacation, down payment, or brighter future—own your savings journey with a Goals account. You can even set up recurring deposits to build your savings steadily. MAKE MONEY ON THE SIDE Explore our Side Hustle board and easily apply for part-time roles, gig jobs, remote work, and more. Or take Surveys that pay out instantly to your Dave Checking account. OUR MEMBERSHIP FEE There’s a small monthly membership fee that gives you full access to our suite of features, including ExtraCash™, Goals, and Surveys—another way to earn cash instantly. HAVE MORE QUESTIONS? Send us an email at support@dave.com. Disclosures related to the Dave app 2-Express fees apply to select instant transfers. 3-Rates accurate as of 10/01/2024. The interest rates and annual percentage yields (APY) are variable and may change at any time at our discretion. No minimum deposit or minimum balance requirements. Fees could reduce earnings on the account. 4-Early access to direct deposit funds depends on timing and availability of the payroll files sent from the payer. These funds can be available up to 2 business days in advance of the scheduled payment date. 5-Out of network fees may apply. General Terms See the Dave Checking Deposit Agreement and Disclosures, Dave Goals Deposit Agreement and Disclosures, and the Dave ExtraCash™ Deposit Agreement and Disclosures for account terms and fees. All trademarks and brand names belong to their respective owners and do not represent endorsements of any kind. Physical address: 1265 S Cochran Ave, Los Angeles, CA, 90019.