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- Stashfin Sentinel - Loan App Vs. LazyPay: Loan App & Pay Later
Stashfin Sentinel - Loan App vs LazyPay: Loan App & Pay Later Utilisation & Stats
Get Instant loans for all your needs with Stashfin Sentinel – An initiative exclusively for the Indian Armed Forces & CAPF. We provide simple, seamless and transparent means of personal loans that may be utilised to tide over all kinds of planned milestones or unforeseen exigencies of life. With its quick and easy application process, Stashfin Sentinel provides fast & reliable loans – anytime, anywhere for the protectors of the Nation.
Stashfin Sentinel is one of India’s fastest, safest, easiest and smartest Personal Loan Apps for Indian Armed Forces & CAPF. The personal line of credit gives the men and women in uniform the flexibility to access the much-needed funds for domestic needs, debts, marriage, Medical emergencies, payments for property or big purchases etc.
Stashfin Sentinel is powered by Akara Capital Advisors, an NBFC duly registered with Reserve Bank of India (RBI) providing pre-approved Personal Line of Credit for the Defence Forces, CAPF & PMF, through a committed sales channel working on affinity building, complimented by a digital service delivery platform.
Best Instant Loan App in India-
✔ Get Instant Funds up to ₹10,00,000* straight to your bank account giving you 24*7 access to cash.
✔ Get 0% Interest for up to 30 days*.
✔ Pay interest only on the utilized amount & not on the entire line of credit.
✔ Minimum documentation, instant approval, and quick disbursal.
✔ One-time registration & lifetime personal line of credit*
✔ EMI Tenure ranging from 3 months to 36 months
✔ Flexible repayment options incurring zero annual fees.
✔ Option of securing loan through “Credit Shield”
In matters of loans, one size doesn’t fit all and we offer you the choice of picking a credit line best suited to your needs and help you take control of your finances. We offer interest rates ranging from 9.99% - 59.99% APR (Annual Percentage Rate) with a low processing fee and no hidden costs.
Example:
Loan Amount: ₹10,000
Tenure: 3 months
Rate of Interest: 11.99% p.a.
Processing Fee: 2.5%
Total Interest: ₹354
EMI: ₹3451
APR: 14.16%
Amount Disbursed: ₹10000
Total Repayment Amount: ₹10354
Sample Monthly EMI with Sample Principal and Interest
EMI Principal Interest
₹3451 ₹3275 ₹176
₹3451 ₹3333 ₹118
₹3451 ₹3392 ₹60
How is Stashfin Sentinel Personal Loan Better?
• Ready lifetime access* to funds up to pre-set limit
• Multiple withdrawals till limit is reached
• Interest on withdrawn / utilized amount only
• One time documentation requirement
• Custom built dedicated service channel for Defence
How does Stashfin Sentinel Loan App Works?
4 Easy steps to get instant personal loan:
⚫ Download the Stashfin Sentinel App and register for personal loan
⚫ Fill in your details and upload verification documents
⚫ Once verified the final application status can be checked on the App. You will also be notified of your approval status via SMS
⚫ Once approved, E-sign the loan agreement and the approved amount will be disbursed to you within 5 minutes. An SMS notification will be sent to your registered number notifying the same
Eligibility Criteria to Apply for Instant Personal Loan-
✔ Indian Citizen
✔ Above the age of 18
✔ Serving Defence & CAPF personnel
Documents Required for Personal Loan-
⚫ Aadhaar Card
⚫ Identity Proof (PAN ID)
⚫ Bank Statement latest 3 months
⚫ Salary Slip latest
Available across all military & CAPF locations pan India
Security & Protection of Privacy
Data security and privacy is a top priority at Stashfin Sentinel. Our backend APIs comply with mandated security standards and robust protocols which have been tested and certified.
*T&Cs Apply
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Get credit that’s easy, instant and stress-free. With LazyPay, you get a free credit limit upto Rs.10,000 that you can use across 45,000+ online stores and merchants! Just repay the total every 15 or 30 days, interest-free.
Here’s what you can do on LazyPay:
🛒PayLater
Checkout on your favourite merchants in just one-tap! It’s completely free. No extra charges, no hidden fees. Shop, buy, spend from your credit limit and pay just one single bill every 15 days.
One-tap payments
No OTPs, CVVs or PINs
Repay just once every 15 days
No interest and no hidden charges
★ Get attractive discounts and offers on various merchants like Swiggy, Zomato, Myntra, Zepto and more.
★ A quick, simple KYC makes your experience a lot smoother. If you complete your KYC with us, you can increase your credit limit (upto as much as Rs. 5 lakhs), and get 30 days to repay your dues (that’s double the normal billing period!). In case you’re unable to pay your bill, you’ll also have options to repay your dues in EMIs.
🔌BillPay: Pay Utility Bills
[Currently open to select users]
With over 20,000+ supported billers, LazyPay allows you to pay utility bills with your credit limit. Pay electricity, gas, water bills in one-click; recharge FASTag, mobile postpaid, mobile prepaid, landline, DTH and more. Repay in one shot, along with your LazyPay dues, every 15 or 30 days.
🎁 GiftCards
Now you can purchase vouchers of over 200+ brands like Amazon, Myntra, Flipkart and more on the LazyPay app. Use them to avail discounts ranging upto 30% on your purchases, or share them with your loved ones!
⚡XpressLoan: Instant Personal Loans
LazyPay offers instant personal loans for all your needs, big or small. Get online loans within minutes and use it for anything you want - no questions asked. Our instant personal loans are cash loans where the lump sum amount is transferred to your bank account. The entire process is paperless and 100% digital, for your convenience.
Personal loan interest rates range from 12% to 36% p.a. with EMI tenures from 3 months upto 60 months.
XpressLoans range from Rs. 3,000 to Rs. 5 lakh with an Annual Repayment Period (APR) from 3 to 60 months. Percentage rate (APR) between 12% - 36% on a reducing balance basis.
★Sample EMI Calculation★
For a loan amount = Rs 10,000 | Tenure = 6 months @ interest rate of 18%* p.a.
EMI will be = Rs 1,755/- p.m.
Processing fee = Rs. 200
Total Payment = Rs. 10,730
*Interest rate and processing fee may vary.
★ Join over 20 lakh fellow Indians using the LazyPay app everyday to get instant personal loans, and make payments easily.
★ We believe in total transparency and data safety and security. All your information is safe with us.
★ Have questions? Reach out to us anytime at wecare@lazypay.in
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Revolve rates - 36% to 42%. For Revolve there is no period for repayment. It's a monthly rolling feature.
Convert to EMI - 3 month 24% | 6 month 26% Tenure basis - 3 to 6 months.
Declaration
LazyPay is a platform that only facilitates money lending to duly registered NBFCs to users and complies with all applicable laws including RBI’s Fair Practices code. The details of the registered NBFCs who are partnered with us are mentioned below.
PayU Finance India Private Limited (“PayU Finance”)
https://www.payufin.in/
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Comparaison des classements Stashfin Sentinel - Loan App vs. LazyPay: Loan App & Pay Later
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Comparaison des classements Stashfin Sentinel - Loan App et LazyPay: Loan App & Pay Later par pays
Comparez l'évolution du classement de Stashfin Sentinel - Loan App au cours des 28 derniers jours à celle de LazyPay: Loan App & Pay Later.
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Stashfin Sentinel - Loan App VS.
LazyPay: Loan App & Pay Later
janvier 9, 2025