SmartSpending vs Progressive Utilisation & Stats

From anywhere, at any time, on one app, you’ll have access to the discounts you love provided exclusively by your employer, including the weekly promotions when your discounts get even bigger. You can use the app to purchase Instant Vouchers and save them to a digital wallet for future use, earn Cashback when shopping online with your phone, and use Cashback towards Instant Voucher purchases to make your savings go even further! But there are heaps more features you’ll love: Huge choice All of the discounted Instant Vouchers and Cashback offers from your employer are available in the app. This gives you the ultimate shopping experience on your phone. Saving you money on everything you already buy and on life’s big expenses. Online shopping Earn money back while you shop with all of the available Cashback offers in the app. Find the retailer you want to shop with, click the Cashback button, and shop as normal in the retailer's online store which loads directly in the app. Digital wallet All of the Instant Vouchers you buy will be saved into the app's digital wallet – whether you buy them in the app or on the desktop site. You can use your Instant Vouchers without phone reception or a Wi-Fi connection once they’re saved in the digital wallet too. Intelligent basket Start ordering discounted Instant Vouchers in the app or on the desktop site and the intelligent basket will keep them in place and let you complete your purchase on any other device. Clever! Safe & secure Your card details are not saved to the app and you can choose a four-digit PIN to prevent anyone but you from logging in. Your account Watch your Cashback build in the ‘My Account section’ of the app and use it to pay for your Instant Vouchers. You can also update your personal details.