Empréstimo Pessoal SIM vs Neon conta digital com cartão Utilisation & Stats

Sim is a Santander company, which was created with the purpose of enabling people to have financial health in an uncomplicated way. In our app, you will have a transparent, simple and fair experience. Simple Credit, only at Sim! Are you already our customer? The app was made to help you. Here, you can access a second copy of the invoice, monitor payment of installments, renegotiate your debt, carry out a credit simulation, update registration data and change your income report. Not yet a Sim customer? Carry out a credit simulation, consult the personalized offers we have prepared for you and have extra money without having to leave home, all in just 2 minutes! Discover our products Credit with Vehicle Guarantee Your car can take you further! With it the interest rates are lower and you have up to 5 years to pay. - Interest rates from 1.39% to 3.50% per month; - Interest rates from 18.02% to 51.11% per year; - Limit from R$5 thousand to R$200 thousand; - Up to 10% discount paying by automatic debit; - Payment term from 6 to 60 months; Personal credit Extra money to help you pay your bills at the end of the month or to solve any unforeseen circumstances. - Interest rates from 2.83% to 10.62% per month; - Interest rates from 39.78% to 235.74% per year; - Limit of up to R$30 thousand; - Up to 10% discount paying by automatic debit; - Payment term from 3 to 36 months; FGTS Birthday Withdrawal Advance You advance the installments of your FGTS Birthday Withdrawal and redeem money that is already yours and are free from monthly installments. - Interest rates from 1.69% to 1.99% per month; - Redemption from R$300; - Available for negative candidates; - Receive at the bank of your choice; Download our app! How is credit analysis carried out? Our analysis is personalized according to each client's financial health. To do this, we evaluate points such as: credit history, income commitment, professional relationships and compatibility of the information presented. How does hiring work? The entire simulation and hiring process is 100% online. All you have to do is access our app, do a simulation and sign the contract by taking a selfie. Simple, right? How do I receive the money? No bureaucracy. At Sim, the money arrives in your account within 24 business hours after hiring. Additionally, you can choose the bank of your choice to receive your loan. - For credit with a vehicle guarantee, your rate can vary from 1.39% to 3.50% per month. With a minimum payment period of 6 to 60 months. - For unsecured credit, your rate can vary from 2.83% to 10.62% per month. With a minimum payment period of 3 to 36 months. Example with Vehicle Warranty - Credit of R$10,000.00 for payment of 1 year (12 months). Total of 12 installments of R$1,003.49 with an interest rate of 1.39% per month (18.02% per year). Total Effective Cost (CET) of 42.26% per year. Example without Guarantee - Credit of R$10,000.00 for payment of 1 year (12 months). Total of 12 installments of R$1,034.53 with an interest rate of 2.83% per month (39.78% per year). Total Effective Cost (CET) of 51.02% per year. Have questions? Talk to Sim! 📱 WhatsApp: (11) 3003-4362 🕗 Opening hours: Monday to Friday from 7am to 7pm, Saturdays 8am to 2pm, except holidays. ⁠CNPJ: 07.707.650/0001-10 ⁠Address: Rua Amador Bueno, 474, Block C, 1st floor CEP 04752-901, São Paulo/SP Yes, simple credit!