Clearpay | Shop Now, Pay Later vs Klarna | Shop now. Pay later. Utilisation & Stats

SHOP NOW, PAY LATER Pay for purchases in 4 fortnightly payment instalments, with no extra fees when you pay on time*. With 1000’s of products & brands to choose from that allow you to buy now pay later, you’ll find great shopping deals on a range of beauty products, fashion, homeware & more. Download Clearpay now! *Please use Clearpay responsibly. Clearpay is unregulated credit. Clearpay lends you a fixed amount of credit so you can pay for your purchase over 4 instalments, due every 2 weeks. You must be 18+ and a permanent UK resident (excl Channel Islands). T&Cs and other eligibility criteria apply. Ensure you can make repayments on time. Clearpay charges a £6 late fee for each late instalment and a further £6 if it’s still unpaid 7 days later. Late fees are capped at £6 for orders under £24 and the lower of £36 or 25% of the order value for orders over £24. Missed payments may affect your ability to use Clearpay in the future and they may pass unpaid debt to a debt collection agency. THE ALL-IN-ONE APP Manage your online payment plan easily & enjoy interest-free payments on your purchases*. You're in control - View all your current and past Clearpay orders as well as your payment history. If you need to be more flexible with your finances, you can change your payment card for future payments - or even pay off any upcoming instalments early. Our shop directory lets you browse all retailers, split payments & get all the shopping inspiration & deals you need. Plus, you can now pay in store by adding Clearpay to your Google Wallet! TOP FEATURES Shop now, pay later - Your split payment plan: ● Download the mobile app & sign up: the app is your key to unlocking the shop directory that allows you to spread payments, pay in store & buy now pay later with instalment plans. ● Browse retailers & brands: find your favourite beauty & fashion brands & stores. ● You can make purchases now & spread payments! ● Online payment plan: pay the first instalment straight away - then the remainder every fortnight. Remember - pay on time & it’s interest-free*. ● Stay up to date: know when new buy now pay later retailers launch & manage existing orders on the go. TOP STORES & BRANDS We add new online shopping retailers & brands every week! Take advantage of the latest shopping deals, from boohoo to MAC, Gymshark to M&S. Find shopping deals, instalment plans, & the latest trends. Whether you split payments on skincare, haircare, furniture, food & drinks or fashion purchases, Clearpay has everything you need! You can browse all our partners & online shopping deals in one place then easily track orders so you never miss a shopping payment. Or, pay in store by adding Clearpay to your Google Wallet. BUY NOW, PAY LATER Want to buy online now? Pull out your mobile & use the app to shop through your phone & keep track of all your online shopping orders, purchases, & your payment plan. Clearpay puts you in control of your shopping payments - and as long as you pay off your instalment plans on time, you can buy now, pay later with no interest and no fees.* PAYMENTS Clearpay helps you split payments on purchases View all your current & past Clearpay orders as well as your online payment plan history. If you need to be more flexible with your finances, you can change your shopping payment card for future payments - or even pay off any upcoming instalments early - all on the app. Plus, you can now add your Clearpay card to your Google Wallet to make contactless spread payments in store even easier. SHOP THE LATEST TRENDS We add new stores every week to give you even more choice. Explore deals, track order history & spread the payments over four instalments. SUPPORT SMALL BUSINESSES Clearpay is partnered with hundreds of small businesses to spread payments. Shop handmade gifts, clothing & more when you pay in store with Clearpay on your Google wallet, & split payments over six weeks.