Raiffeisen Smart Mobile vs First Bank Romania Utilisation & Stats

LEGAL ENTITIES FEATURES: • Verify company accounts (balance, online history, details): current accounts, savings accounts, time deposits, loans • View pending transactions • View Direct Debit contracts • Own accounts operations • Payments to other accounts: Raiffeisen Bank accounts or other banks’ accounts (lei, foreign currency and cross currency) based on prior defined templates in Raiffeisen Online • Exchange rates and Interest rates Public section • Complete demo of the application • Exchange rates and Interest rates • Locator (Raiffeisen Bank branches, ATMs, MFMs) SECURITY Smart Mobile is a completely secure solution (featuring username and password/PIN code, encrypted data transmission and protection against phishing). HOW TO CONNECT This app was developed by Raiffeisen Bank Romania and is the version of Raiffeisen Online for smart phones and tablets. The application is available in English and Romanian. If you are a Raiffeisen Online user: • Activate the Smart Mobile service from your Raiffeisen Online account If you are not a Raiffeisen Online user: • You can activate Smart Mobile service in any Raiffeisen Bank branch • Learn how you can become a Raiffeisen Online & Smart Mobile customer on www.raiffeisen.ro

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First Bank Romania

The First Bank mobile banking app helps you to have control of your money anywhere and anytime. You have your bank in your pocket without any hassle, you log in with fingerprint or face ID and you have access to all banking operations with just a few gestures. What can you do with it? You can open your First Bank current account directly from the app without a trip to the bank. You have quick access to your First Bank accounts. You can check your balances and easily make transfers between them. You can make quick transfers to friends or loved ones with just a few gestures, and for a simpler process you have the option to save and customize your regular payments. You pay your bills quickly by scanning the barcode, or by selecting the provider directly from the app. You can easily confirm the payment by fingerprint or face ID. Paying taxes, road vignette, or bridge tax is no longer a problem. You can solve them all from the First Bank application in the dedicated section (powered by ghișeul.ro). You save with every card payment through Pay and Save. Every time you make a payment with your card you can round the amount paid and the difference will be automatically sent to a savings account. You authorize more secure and simpler online payments, 3D Secure, directly from the application with fingerprint or Face ID. We have new features in development so it's good to have the application always up to date. The application is available in both Romanian and English.