BudgetGuardian Finance Tracker vs Chronicle - Bill Organizer Utilisation & Stats

The easiest, fastest bill manager in the App Store. A universal app for iPhone & iPad, with multitasking on iPad. Cloud sync works across all iOS devices plus Mac with the available Mac version. If you pay bills, you need Chronicle. Here's why: A single late payment can cost you $30 or more and cause your credit score to plummet by up to 100 points. Chronicle reminds you to pay your bills, so you can just enter them, and forget about them. Plus, Chronicle syncs with the available Mac version, so you can view and pay your bills everywhere. In addition to reminding you to pay your bills, Chronicle keeps track of all your payment history, including confirmation numbers, so you always have proof of payments. New to Chronicle is the Pro version. Available as an in-app purchase, Chronicle Pro gives you access to all new features of Chronicle as they are updated. Currently available features in Chronicle Pro: Forecast View: See the future—see what will be due every month for a year in advance. Amount to Save: Stop bills from sneaking up on you. Many bills don’t repeat every month: for these bills, Chronicle will calculate how much you need to set aside each month so that you have enough to pay it when it comes due. For example, you may have an auto insurance bill of $500 that is due every 6 months. Chronicle will calculate that you need to set aside $83.33 each month in order to have enough to pay the bill each time it is due. Intelligent Estimated Amount Due: Helps you know how much will be due for bills that vary. Using the type of bill, your payment history, and the time of year, Chronicle will intelligently calculate an estimate of how much is due. For example, Chronicle will be able to learn if your electric bills are higher or lower in the winter, and estimate accordingly. Chronicle Cloud: Backup your bills to the cloud, sync across all your iOS devices, and share with a partner, spouse or business associate. Chronicle Pro is an auto-renewing subscription. Subscription automatically renews unless canceled at least 24 hours prior end of the subscription. Payment will be charged to your iTunes Account at confirmation of purchase. You may cancel or disable your subscription by going to your App Store Account Settings after purchase.  Chronicle Pro is subject to the terms of use shown here: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/  You can find the privacy policy for Chronicle Pro here: http://chronicleapp.com/privacy-policy/