BMO Canada vs Simplii Financial Utilisation & Stats

Important: The BMO Canada app is designed for our Canadian based customers to access Canadian banking services. For US based customers search "BMO Digital Banking" in the App Store. With the BMO® Mobile Banking app, completing everyday transactions is quick and easy so you can get on with your day, your way. Plus, BMO Mobile Banking is safe and secure, so you can confidently bank on the go. We work hard to protect your confidential information and privacy. Rest assured that you are protected by our 100% Electronic Banking Guarantee. We will reimburse you 100% for any losses to your personal bank accounts resulting from unauthorized transactions through BMO Mobile Banking. For more information please visit: bmo.com/security FEATURES: • View your banking, credit card and rewards, mortgage, and investment balances directly from your Account Summary. View transaction history on any of your accounts • Transfer funds including cross currency and send an INTERAC e-Transfer®* • Add/edit INTERAC e-Transfer recipients • Pay bills, manage Payees, set up future-dated bill payments and view payment history • View detailed account info, including credit card balances, due dates, minimum payments, mortgage details and funds on hold for bank accounts • Book an appointment • Save your most used BMO Debit Cards or BMO personal credit cards with nicknames to sign in quickly and securely • Find BMO branches and ATMs • Sign in using Touch ID for quick access to BMO Mobile Banking • Enjoy the use of Apple Pay with your BMO Debit and Credit Cards at the cash register GET STARTED: To use BMO Mobile Banking, you must be registered for BMO Online Banking. Simply sign in to BMO Mobile Banking exactly as you would sign in to BMO Online Banking. If you are not registered for BMO Online Banking, visit bmo.com/onlinebanking to register today. Learn more at: bmo.com/mobile BMO Bank of Montreal bmo.com PRIVACY DISCLOSURES You acknowledge and understand that this app incl. updates or upgrades may (i) cause your device to automatically communicate with BMO’s servers to deliver the functionality described above and to record usage metrics, (ii) affect app-related preferences or data stored on your device, and (iii) collect, use and disclose personal information as set out in our BMO Digital privacy policy. You can withdraw your consent at any time by uninstalling the app. For help please contact us at: BMO Bank of Montreal - Privacy.Matters@bmo.com ®Registered trade-mark of Bank of Montreal ®* INTERAC e-Transfer are registered trade-marks of Interac Inc. Used under license.

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Simplii Financial

Bank on the go whenever you want with the Simplii FinancialTM award-winning app. Pay bills, transfer funds, send, request and receive money in Canada for free using Interac e-Transfer®, order foreign cash and send money internationally to over 90 countries with no transfer fees†. And that’s not all! Check out exclusive offers waiting for you and apply for products and accounts including a Foreign Currency Savings Account, allowing you to save in U.S. Dollars, Euros, Pounds, Yuan, Philippine Pesos or Rupees. Also, manage balance and credit alerts – as well as set custom marketing preferences – chat with an available live agent, and much more. Simple, convenient and secure – it’s time to start your engines! LANGUAGES Supports English PRIVACY Your privacy and security comes first. Learn more about how Simplii is committed to protecting you by visiting https://www.cibc.com/en/privacy-security.html LEGAL By downloading the Simplii Mobile Banking App you consent to the installation of this App and to any future updates or upgrades which may be automatically installed depending upon your device or operating system's default settings or the settings you have selected. The app (including any updates or upgrades) may: (i) cause your device to automatically communicate with our servers to deliver the features and functionality described in the app description or through new features as they are introduced, and to record usage metrics ; (ii) affect preferences or data stored on your device; and collect, use and disclose personal information as set out in our Privacy Policy. You can withdraw your consent at any time by uninstalling this App. For assistance, contact Simplii Financial at the mailing address or contact information below. "Simplii Financial" is a division of CIBC. Banking services are not available in Quebec. CONTACT For your banking questions, please visit: https://www.simplii.com/en/contact-us.html Simplii Contact Centre: 1-888-723-8881 Address: Simplii Financial, PO Box 603 Station Agincourt, Toronto, ON, M1S 5K9 Website: https://www.simplii.com/en/home.html © Interac e-Transfer is a registered trademark of Interac Inc. Used under license. †Simplii foreign exchange rates apply.