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- Jupiter: UPI & Credit Cards Vs. BharatPe (previously postpe)
Jupiter: UPI & Credit Cards vs BharatPe (previously postpe) Utilisation & Stats
Jupiter Money is India’s most-loved financial wellness app, trusted by more than 2.8 million Indians
Get rewards on UPI payments with a lifetime-free credit card
→ Get the Edge CSB Bank RuPay Credit Card, exclusively on Jupiter
→ Lifetime free credit card with no joining or annual fee
→ Switch between shopping, dining, and travel for 2% cashback
→ Assured cashback on credit card & UPI payments
→ Scan any QR & pay with this UPI credit card
→ Get Insights on all your UPI & credit card payments
→ Welcome voucher of ₹250 from Swiggy, Myntra, & more
→ Get up to ₹7,00,000 credit limit
Already have a RuPay Credit Card? Link any RuPay Credit Card on Jupiter for up to 2% assured cashback, 70+ brand offers, and exclusive rewards!
Earn 1% Rewards on your spends* with UPI payments & Debit Card
→ Fast & secure UPI payments with BHIM UPI
→ Track expenses with spend categories
→ No hidden fee, charges
→ Your money is insured up to Rs. 5 Lakh by DICGC
Always stay in control of your money
→ Track all bank accounts in 1 place
→ Track your Cash Flow & Net Worth for free
→ Set a monthly Budget to reduce overspending
→ Track repeat monthly payments & bills with Money Calendar
→ Get regular bill reminders to improve your credit score
Upgrade to the most rewarding corporate Salary Account online:
→ Earn up to 1% cashback on spends*
→ Get advance salary with Mini Loans up to Rs. 1,50,000 at 0% interest
→ Save up to ₹3500 every month on Forex charges
Mutual Funds on Jupiter: The smarter way to invest online!
→ Earn up to 1.5% extra returns with 0-commission Direct Mutual Funds
→ Invest once, or auto-invest daily, weekly, or monthly
→ Start small with No-Penalty SIPs starting at just ₹100
24K 99.99% Purest Digital Gold on Jupiter
→ Buy & sell anytime
→ Invest once, or auto-save daily, weekly, or monthly
Jupiter Money collaborates with various lending partners to offer instant personal loans through its digital lending platform.
→ Get a Mini Loan up to Rs. 75,000
→ Get a Personal Loan up to Rs. 5 Lakh
→ Track your Loans and never miss an EMI payment
Lending partners:
Amica Finance Pvt Ltd (AFPL)
Kisetsu Saison Finance (India) Pvt.Ltd (Credit Saison India)
> The minimum period for loan repayment is 3 months. The maximum period for loan repayment is 12 months.
Annual Interest rate (monthly reducing rate): 16-28%
Maximum APR: Up to 36%
The APR is calculated using several factors such as the principal amount, return on investment, processing fee, and the tenure of the loan.
> Example:
Loan amount: Rs. 1,00,000
Interest - 16% p.a
Tenure - 12 months
Processing Fee - Rs. 2,360 (Including GST)
Disbursal amount - Rs. 97,640
EMI - Rs. 9,073
Total Interest - Rs. 8,877
Total amount payable - Rs. 1,08,877
For queries & support: support@jupiter.money
Jupiter uses the following permissions to secure your account:
Location: To detect any suspicious activity in your account (required by NPCI for UPI transactions)
Contacts: To help securely send money to friends and family with UPI
Camera: To scan QR codes and to verify your identity with a photo
Phone: To link your number to your account on Jupiter
Send and read SMS: To verify your number, register UPI, and help track transactions and bill payments
Disclaimers:
Jupiter is a marketplace which offers different products including loans, investment, co-branded cards in partnership with the different regulated entities. Jupiter itself is not a bank and doesn't hold or claim to hold a banking license. The Savings Account, Fixed Deposit, co-branded VISA debit and credit card are issued by Federal Bank. All funds in the account are insured up to approved limits by DICGC. The Edge CSB Bank credit card is issued by CSB Bank and exclusively available on Jupiter. Jupiter Money application is owned by Amica Financial Technologies Private Limited.
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BharatPe (previously postpe) is your one stop financial app designed to meet all your financial needs. From lightning fast UPI payments to convenient bill payments without any fees, quick cash loans, attractive gift vouchers, and credit card bill payments, BharatPe has you covered.
BharatPe UPI - Another UPI but the only UPI Made for Bharat (Powered by Unity Small Finance Bank and Approved by NPCI)
1. Instant Transfers Send money to anyone via contact, UPI ID, or bank account.
2. Scan and Pay Conveniently scan and pay without any tap.
3. UPI Autopay Automate your bills, recharges, EMIs, and subscriptions effortlessly.
4. Pinless Payments Enjoy hassle free UPI payments up to 500 with UPI Lite.
5. Super Safe Robust security measures to keep your payments and data secure.
6. BharatPe Shield Stay protected with free fraud protection on all your transactions T&C Apply.
7. Earn Rewards Make every transaction rewarding with BharatPe UPI Enjoy guaranteed Zillion Coins on every payment T&C Apply.
8. Balance Check Instantly see your account balances without complex passwords.
BharatPe Bill Payments
1. Recharges Pay all your bills easily for Mobile, DTH, Fastag.
2. Utility Bills Bill payments for electricity, water, LPG, piped gas, and broadband with ease.
3. Credit Card Bills Easily pay your credit card bills online.
BharatPe Commerce
1. Order Food Order delicious food from nearby restaurants through ONDC.
BharatPe Instant Cash Loan
1. High Amounts Access instant cash loans up to 15 lakh.
2. Flexible Repayment Choose repayment options that suit your convenience.
3. Document Free Loans No collateral or guarantor required.
4. Trusted Partners Loans disbursed via trusted NBFC partners like L&T Finance Limited, Aditya Birla Finance Limited, and True Credits Private Limited.
Repayment Terms
Bill is generated every month. Users have the option to convert bills to EMIs from 3 months up to 15 months. Users can also repay the bill in full at no interest cost by the due date. Loan repayment tenure ranges from a minimum of 3 months to a maximum of 15 months.
Annual Percentage Rate APR
Ranges from 18 to 70 percent. APR is communicated on the app while converting a bill to EMIs or taking a loan. APR will be different for different tenures of EMIs.
Example of postpe cash
Amount chosen by user 100000
Tenure 12 months
Interest Rate 18 percent per year reducing
Processing fees 2.5 percent
Repayment Amount 111196
Total Interest Payable 11196
Processing Fees including GST 2500
Monthly installment EMI 9266.32
Total Cost of the Loan Interest Amount plus Processing Fees equals 2500 plus 11196 equals 13695
APR 24.8 percent
Example of Bill to EMI conversion
Amount converted into EMI 100000
Tenure 6 months
Interest Rate APR 18 percent per year
Repayment Amount 109000
Total Interest Payable 9000
Processing Fees including GST 0
Monthly installment EMI 18166.67
Total Cost of the Loan Interest Amount plus Processing Fees equals 9000 plus 0 equals 9000
Permissions
As per NPCI regulations, it is mandatory for UPI payment apps to enable SIM binding send and receive SMS from the user’s device to auto populate OTP on NPCI common library for authentication and authorization of payments. We also require permissions for Location, Device Information, and SMS to provide additional data points, allowing our partners to better underwrite you. For more details, please check our Privacy Policy.
About BharatPe (previously postpe)
BharatPe is the brand name of the application launched by Resilient Innovations Private Limited.
NBFC Partners
We have partnered with RBI approved NBFCs such as L&T Finance Limited, Aditya Birla Finance Limited, and True Credits Private Limited Truebalance as DSA partners to offer loans.
Contact Us
customer.support@bharatpe.com
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Comparaison des classements Jupiter: UPI & Credit Cards vs. BharatPe (previously postpe)
Comparez l'évolution du classement de Jupiter: UPI & Credit Cards au cours des 28 derniers jours à celle de BharatPe (previously postpe).
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Comparaison des classements Jupiter: UPI & Credit Cards et BharatPe (previously postpe) par pays
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mars 21, 2025