LendingPoint vs Credit Convey Utilisation & Stats

Welcome to the LendingPoint app, a comprehensive mobile application created to empower individuals in effectively managing their finances. By utilizing the app's capabilities, users can pave the way toward financial well-being and confidently achieve their long-term financial goals. Whether you're interested in checking rates for a personal loan or already have a loan with LendingPoint, the app covers you. Experience a hassle-free way to manage your account, make payments, and update your personal information all in one place. The LendingPoint app is designed to be your comprehensive solution for all your financial needs. Actual loan offers and loan amounts, terms and annual percentage rates ("APR") may vary based upon LendingPoint's proprietary scoring and underwriting system's review of your credit, financial condition, other factors, and supporting documents or information you provide. Origination or other fees up to 10% may apply depending upon your state of residence. Upon final underwriting approval to fund a loan, said funds are often sent via ACH the next non-holiday business day. Loans are offered from $1,000 to $36,500, at rates ranging from 7.99% to 35.99% APR, with terms from 24 to 72 months. Minimum loan amounts apply in Georgia, $3,500; Colorado, $3,001; and Hawaii, $2,000. For a well-qualified customer, a requested loan of $10,000 serviced by LendingPoint over a period of 48 months that has an APR of 26.59% with an origination fee of 10% may have a payment of $340.52 per month. (Actual terms and rate depend on credit history, income, and other factors.) The total amount due under the loan terms provided is $16,345.12 and the disbursal amount is $10,000. In the example provided, the total financed amount is increased to receive the full requested loan amount after the origination fee is deducted. The total amount due is the total amount of the loan you will have paid after you have made all payments as scheduled.

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Credit Convey

Credit Convey App provides Financial Wellness insights and alerts about your daily balances, income, and expenditures. It also provides cash advances, also known as Bridge-a-Gap "BaG" Cash, with education, motivation, and cutting-edge technologies. To access these services, you MUST keep your bank account connected to the app and maintain your active membership by paying a membership fee. So long as you retain your membership active, if your bank account is at risk of being overdrawn, you can request a BaG (commonly $20 non-growing or $30, $40, or $50 growing to $200) to avoid impairing your finances. BaGs are offered to all clients with qualified accounts (subject to approval). BaGs are not loans or traditional credits. After your necessity has passed and when you have sufficient funds, if you choose to return your BaG to your Credit Convey account, you can access it again and again, each time with a more significant amount, growing to up to $200 (subject to approval). You may choose to receive your BaG with Standard 3 business-day delivery (free of charge) or request to receive it Express within a few minutes (or same-day) by paying an express fee, which varies and will be shown to you on the Checkout screen based on your BaG amount.