Raiffeisen Smart Business vs Ghiseul.ro Utilisation & Stats

The new mobile banking app, Raiffeisen Smart Mobile Business, for SME companies has a brand-new, intuitive design, with the most important banking services and products! Main features: You’ll find everything easier, due to the brand new, intuitive interface. It’s much easier to send a payment as now we have a unique form for transfers. The new Dashboard shows all your company's accounts. You can personalize the Dashboard and make it your own, using a simple “drag&drop”. You can download account statements for all accounts opened. You can schedule future payments, bill payments and you can save them into templates. You can upload a salary payment file and authorize it. You can park payments and authorize more payments all at once. You can change your user name any way you like. You can add our new Raiffeisen SmartToken app and give up the old physical token! You can find your closest ATM, Multifunctional ATM or branch near you. You can open an additional account directly from app You can recover your username You can open a deposit in the local currency, lei. Just complete and sign the electronic form for direct establishment from the application. All your cards will be visible in the section “Your cards” directly from Dashboard.

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Ghiseul.ro

Join over 1.4 million Romanians who already use Ghiseul.ro. No more worries in your interaction with the Romanian public administration! Use the Ghiseul.ro app to pay online – simply, quickly and securely – over 350 types of public services, fees and taxes, provided by +1200 Romanian institutions and authorities. All payments made through Ghișeul.ro, the official online payment system of the Romanian Government, have ZERO commission. Your 7 benefits when using the app: 1. Save time – pay online, with no unnecessary trips to institutions; 2. Non-stop service – pay when you want; 3. ZERO commission on every payment; 4. Safe transactions – the security of transactions is guaranteed and you can check the status of your payments anytime; 5. Payment confirmation issued immediately – you receive the payment confirmation by e-mail, as soon as the transaction is processed; 6. Traceability – see all transactions you made in the Payments History section of the application; 7. Access the proof of payment, which is legally recognized, whenever you need to. Depending on your needs, you have two options: 1. you create an account using the app, where you will find all payment obligations for taxes; 2. you use the app to make payments that do not require authentication, such as service-specific fees (passport, car licenses, certificates or registration plates, bulletin), fines, court fees, etc. Create a Ghiseul.ro account using the 7-step Account Creation Guide at: https://www.adr.gov.ro/ghiseul-ro/ Don't forget: between January 1 and March 31, you have up to 10% discount on paying taxes. Terms and conditions apply to this offer. Find out what the specific conditions are from your local town hall. Also remember that Ghiseul.ro can be used only by Romanian citizens that have a Romanian ID and unique code (CNP) and a bank card. In 2022, Ghiseul.ro processed over 3.4 million transactions, worth over 1.4 billion lei. Ghiseul.ro is the official online payment platform of the Romanian state, managed by the Authority for the Digitalization of Romania.