Skip Pay vs CREDITAS Banking Utilisation & Stats

With the Skip Pay mobile app, you have your Skip Pay card and e-shop purchases in one place, an overview of your monthly bill with the option to defer to the next month, the freedom to pay as much as you like, a virtual card that lets you pay without having to hunt for your card in your wallet, card locking and PIN display for forgetful shoppers, and Rewards with discounts to your favorite stores. Smart pending payment with Skip Pay brings you these benefits: BUY UP TO 50 000 CZK, PAY UP TO 50 DAYS It pays to use the MAXI package. With the payment card you can buy anywhere online and in all brick-and-mortar stores. Even from your phone thanks to Apple Pay. All this with up to 50,000 and up to 50 days to pay with no extra fee. A MAXI PACKAGE FULL OF BENEFITS You get it free and easy in our app, just go through a short verification. And what does it get you? We'll extend your warranty for 3 years on almost every purchase, insure your purchase against theft and breakage for 1 year, and send you a Skip Pay card that lets you withdraw from CSOB ATMs for free, even abroad. PAY ONLY AFTER UNPACKING THE GOODS You can still shop with Skip Pay at more than 13,000 e-shops and take advantage of our free deferred payment. You can browse the goods, try them on and then pay. Our app thinks of the payment date for you. SEND MONEY ANYWHERE With Skip Pay you can pay for everything, even your rent or a friend's beer. With the Send Money feature, you can conveniently and securely send money to any Czech account. ALL YOUR PURCHASES FROM ANYWHERE IN ONE PLACE Whether you order a parcel on CZC.cz with Skip Pay in your basket, tap your Skip Pay payment card in the supermarket or shop with it in a foreign e-shop - you will find everything clearly in the app together with your monthly statement. PAY LATER WHENEVER IT SUITS YOU Your monthly bill contains all your purchases and is due by the 20th of the following month. If this isn't convenient for you and you'd like to pay only your chosen portion of the bill and the rest the next month, no problem. Double click in the app and it's deferred. For a fair fee that you see up front. REWARD FOR EACH PAYMENT For almost every purchase paid with Skip Pay on the e-shop and Skip Pay card we will credit you with points. You can easily and quickly exchange them directly in the app for discounts of up to 50% to your favorite e-shops, for example. For every 100 CZK paid, you get 1 point and even 2 points with a MAXI package. INVESTMENT IS NO LONGER SCIENCE Investment is no longer a science. With Skip Pay, you simply set how many crowns you want to invest with each purchase, and then just watch how you do. And if automatic investments aren't enough for you, it's no problem to freely send in a little extra. But don't worry, your money is always under control - you can withdraw it for free at any time and use it for whatever you need it for within a few days. SAFETY IS OUR PRIORITY Log in quickly and securely via fingerprint or face scan. If you prefer the good old-fashioned typing out your name and password, we've thought of you too. Not a client yet? We can't wait to meet you - you can create a free account right in the app. CARD MANAGEMENT AT YOUR FINGERTIPS We've really thought of everything, so you can activate and lock your card in the app without delay. If you can't remember your PIN, you'll find it there too. VIRTUAL CARD Thanks to the virtual card, you no longer have to hunt for the Skip Pay card from your wallet, you can leave it in your drawer at home in case of a backup. You can easily view your card payment details in the app. FREE APP Of course, downloading and using the app is completely free. SMART WATCH With support for Watch OS, you can now have the limit on your wrist.