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- neon – deine Konto-App Vs. frankly. Pillar 3a
neon – deine Konto-App vs frankly. Pillar 3a Utilisation & Stats
With neon you have your account on your smartphone. Always at your fingertips. Transferring money has never been easier. You always have an overview of your income and expenses. And with the neon Debit Mastercard, you can pay worldwide and online without fees and exchange rate surcharges.
You can choose from 3 accounts:
• neon free: the everyday account with zero base fees
• neon green: The everyday account with an impact on the future
• neon metal: the unique account with exclusive insurance packages
Are you ready for neon? Your part of the account opening in less than 10 minutes simply via smartphone, completely paperless. Download the app, enter your personal info and have your ID ready for the identification (photo-ID/video call). Afterwards, we need 2-3 working days to check and activate your account. Then you are ready to go. You will receive your card by snail mail within 7 working days.
Once you’ve opened your account, you will directly benefit from various neon features. Everyday account functions such as domestic and international transfers are waiting for you, you can upload and scan your QR bills, divide your money with our Spaces, invest in the most traded Swiss and international shares as well as ETFs, set up eBills and much more. All this at the best conditions – without hidden fees. And we’re always adding new features.
It's obvious, but we'll point it out anyway: your money is safe. You decide how you want to log in: with a personal login code, fingerprint or Face ID. Only you can authorize payments from your activated device, with a separate transaction PIN. And because your account is held at Hypothekarbank Lenzburg, it's protected by Swiss deposit insurance up to 100’000 CHF. Just like any other Swiss bank. Your data remains in Switzerland.
All you need to open a neon account is a permanent Swiss residence, exclusive tax liability in Switzerland as well as a Swiss passport/ID or a residence permit B or C for non-Swiss citizens (we can already evaluate passports of over 70 countries). In addition, you need to be at least 15 years old. So, what are you waiting for?
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Pillar 3a made easy. With frankly, the digital pension solution – developed by Zürcher Kantonalbank.
You can open your pillar 3a or vested benefits account quickly and conveniently without visiting the bank either via the app or via your computer or tablet. You can now also select a cash strategy with no price risk.
frankly, the new retirement planning app from the Savings 3 Pension Foundation of Zürcher Kantonalbank, is aimed exclusively at Swiss residents.
Download the vested benefits and pillar 3a app free of charge now and get started.
The frankly advantages:
• Open an account in just a few minutes
All you need is a smartphone and an ID card, and you’re ready to start. Of course, we’ll help you every step of the way. By the way, it’s also easy to use frankly via your computer or tablet.
• Clear & simple – fully digital
We are completely rethinking the retirement planning, which is why you can carry out your 3a retirement planning and vested benefits directly in the frankly app and check your account performance at any time.
• Deposit as little as CHF 1
You decide yourself how much you want to deposit in your pillar 3a account. There is no minimum deposit and no minimum term.
• You save taxes
With every franc you pay into your pillar 3a retirement savings plan, you reduce your taxable income (up to t he maximum amount) and therefore save on taxes! This means you benefit twice over.
• Investment products selected by you
The ultimate goal is to build up your assets. You decide with your strategy how much risk you want to take. No matter whether you want to save in cash with no price risk or invest in securities while taking advantage of potential returns, there's something for everyone.
• Easy to switch
Do you already have a pillar 3a or vested benefits solution? We offer you an easy, free transfer service. We pay your transaction fees and account closing costs (applies to the transfer of pillar 3a accounts from bank foundations).
• frankly is cost-effective
frankly also doesn’t charge any all-in fee (the current all-in-fee is 0.44%) on your account assets.
With frankly, you can expect no securities custody fees and no flat-rate administrative fees for the investment product; they are included in the current all-in-fee of 0.44%. Saving securities with frankly is half the price of comparable offers. Please note that issue and redemption charges apply in favour of the fund for the indexed investment products in particular and these are not included in the all-in fee (current all-in-fee is 0.44%). You can find an exact definition of the all-in fee in the FAQs.
• Our community discount
The greater the number of customers who use frankly, the cheaper the all-in fee of currently 0.44% becomes for everyone. frankly will become even cheaper with more users. Planning your private pension like this is fun.
• Our community discount
The greater the number of customers who use frankly, the cheaper the all-in fee of currently 0.44% becomes for everyone. frankly will become even cheaper with more users. Planning your private pension like this is fun.
• Security and experience
frankly was developed by Zürcher Kantonalbank for its pension foundation.
Further information on the pillar 3a and vested benefits app, including pension calculator: www.frankly.ch
Sparen 3 pension foundation of Zürcher Kantonalbank
Bahnhofstrasse 9
8001 Zürich
Zürcher Kantonalbank Vested Benefits Foundation
Bahnhofstrasse 9
8001 Zurich
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- Finance
Classement dans le store
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neon – deine Konto-App VS.
frankly. Pillar 3a
14écembre d, 2024