Moja mBanka vs BKT Smart Usage & Stats

Moja mBanka Raiffeisen – Mobile banking without limits! Moja mBanka is Raiffeisen’s most advanced mobile banking app to date. It enables you to access your accounts and execute payments quickly and easily with your mobile phone, no matter where you are. The application may be used by private individuals, small enterprises and entrepreneurs. Users can enjoy many features, some of the most used ones being: - Information on the balance on accounts, cards and loans - Payments and account money transfers - Currency exchange – converting currencies - Saving the account details of your most frequent recipients for easier and faster payments - Locations and working hours of the closest branch offices, ATMs and working hours - Mobilni KEŠ – sending money with the use of PIN or QR code via the channel of your preference (Viber, SMS, Messenger, etc.) - Inbox for easier and faster communication with the bank - Intuitive menu that changes with the menu - Introduced User Profiles which enable users to manage their personal data directly from the mobile device Small enterprises and entrepreneurs who are clients of the bank have at their disposal at any time: - Information on the balance and movements on their dinar and FX accounts, as well as on their payment card accounts - Domestic payment transactions in dinars If you need additional information, you can contact us by: - e-mail: rol.support@raiffeisenbank.rs - phone: +381 11 3202 100 HOW TO BECOME A USER Private individuals who are already users of electronic banking provided by Raiffeisen banka can activate the app on their mobile phone using only a username and password. Those individuals who are not yet users of electronic banking can become users by requesting an SMS code by calling our Contact Center or in any branch office of Raiffeisen banka a.d. Beograd. Small enterprises and entrepreneurs can become users by submitting a request for using mobile and telephone banking in any branch office of Raiffeisen banka a.d. Beograd.

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BKT Smart

Me BKT Smart shërbimet bankare për klientët individ dhe biznes, tashmë ofrohen të shpejta dhe të sigurta kudo dhe kurdo në telefonin tënd inteligjent pa qenë nevoja të shkosh në degët e BKT-së dhe pa nevojën e një kompjuteri. Sistemet e Operimit të telefonave celularë, të cilët suportojnë aplikacionin BKT Smart janë iOS dhe Android. Sistemi i Software-it 4.0 është ai që suporton paketën e plotë të këtij aplikacioni. Në versionet e Software-ve më të ulta se 4.0, BKT nuk mund t’ju garantojë një shërbim të plotë të aplikacionit. Aksesi në BKT Smart bëhet i mundur nëpërmjet një lidhjeje interneti, i ofruar nga çdo operator telefonik ose Wi-Fi. Pasi të keni ndjekur hapat e regjistrimit në BKT Smart ose në Degën Internet bëhet e mundur dhe hyrja në BKT Smart duke përdorur fjalëkalim që ju keni krijuar dhe më pas mund të aktivizoni identifikimin me të dhënat biometrike dhe Smart FNP, për një autentikim më të shpejtë. BKT Smart ofron informacion mbi vendndodhjen e ATM-ve apo degës më të afërt të BKT-së pa patur nevojë të hysh në aplikacion. Shërbimi ofrohet në dy gjuhë, shqip dhe anglisht. Nëpërmjet BKT Smart mund informohesh për llogaritë, ovedraftin, kreditë, kartat e debitit dhe kreditit, depozitat e tua apo kontratat e pagesesave automatike. Mund të kryesh pagesa të kartave të kreditit, faturave dhe rimbushjeve elektronike, gjobave të trafikut, pagesë taksash, pagesa doganore, rezervosh dhe paguash polica sigurimi (TPL, prone, shëndeti, shëndeti në udhëtim, etj.) transferosh para midis llogarive të tua, drejt llogarive brenda BKT, drejt bankave të tjera të nivelit të dytë që operojnë në Shqipëri dhe transferta ndërkombëtare. Mund të hapësh llogari të reja, depozita dhe të kryesh këmbime valutore me kurs preferencial. BKT Smart provides fast and secure banking services for retail and business customers anywhere, anytime on your Smartphone, without the need to go to BKT branches and have a computer. BKT Smart application is supported by iOS or Android operating systems. Software System 4.0 is the system which supports the complete package of this application. In case of software versions earlier than 4.0, BKT cannot offer you a complete access to the application. BKT Smart access is possible through an internet connection, offered by any mobile operator or Wi-Fi. After you have followed the registration steps in BKT Smart or in the Internet Branch, it becomes possible to login to BKT Smart using the password you have created and then you can activate identification with biometrics and Smart FNP, for faster authentication. BKT Smart provides the search for the location of ATMs or the nearest BKT branch without having to login to the system. Services are provided in two languages, Albanian and English. By using BKT Smart, you can be informed about your accounts, overdraft, loans, debit and credit cards, deposits, or your automatic bill payments. You can make payments of credit cards, utility bills and electronic top up, traffic fines, tax payments, customs payments, book and pay insurance policies (TPL, property insurance, health insurance, travel health insurance, etc..). You can transfer money between your accounts, toward BKT accounts, toward accounts in other banks operating in Albania or international transfer. You can open new accounts, new deposits and perform currency exchange with preferential rate.