Análisis de la app WINK Pay - LB para 10 de marzo

A mobile application with full digital onboarding through E-KYC and instant issuance of a virtual card without the need to have a bank account. Features: 1- Digital Onboarding and E-KYC: • Streamlining the account opening process through digital onboarding. • Implementing Electronic Know Your Customer (E-KYC) for enhanced security and convenience. 2- No need for a bank account 3- Passport and ID verification with face recognition authentication 4- Instant Virtual Card Issuance: • Providing users with the ability to generate virtual cards instantly, reducing the wait time for traditional card issuance. 5- Physical Card Option: • Offering users the choice to opt for a physical card, catering to those who prefer a tangible payment method. 6- P2P Transfer from: • WINK to WINK: Enabling peer-to-peer transfers within the Wink Neo ecosystem, facilitating easy and quick transactions between users. • WINK to Any Card: Allowing users to transfer funds from their Wink account to any traditional debit or credit card. • WINK to IBAN: Supporting transfers to International Bank Account Numbers (IBANs), promoting global accessibility for users. • WINK to Digital Wallet: Enabling users to transfer funds seamlessly to other digital wallets, expanding the range of available financial services. 7- Top up: Integrating the capability to top up WINK Pay from cash agents (Whish Money, BoB Finance, Cash United, and MME) and any card adds a valuable layer of flexibility and accessibility to the platform. 8- Pay by QR: allows users to make secure payments from the app simply by scanning the QR code on POS machines across a vast network of merchants. 9- NFC-embedded Virtual Card: Integrating the latest Near Field Communication (NFC) technology into virtual cards, facilitating contactless transactions for enhanced convenience and security. 10- Automated AML checking.