Chaingapp vs Malta: Earn 8% APY with DeFi Uso & Estadísticas
Chaingapp is a cash to digital exchange solution. No need to roundup your change and no need to have coins scattered all over your purse and dangling in your pocket all day. No exact change is required for cash purchase. This helps you with micro-savings and investing with loose change you would normally drop under the couch, car seat or in your laundry.
As a merchant, there is no need for physical bank trips for coins or notes to give change. Whenever you run out of coins to give, simply transfer funds from your linked account and start dispensing change digitally. That 2.5 extra seconds it takes to give physical change can be cut in half, saving you time and adding more value to your business and customers in the long run.
Chaingapp is a free app that allows users to get their change paid digitally. It is a safe, secure and reliable mobile payment solution.
What's great about Chaingapp?
Chaingapp gives you a Simple, Fast, Secured and Reliable app. It helps you as a merchant, reduce your bank visits. Also signing up takes less than a few minutes and there are no maintenance fees. Chaingapp also helps you save for a rainy day. By joining, no more contact with cash.
How does it work?
Chaingapp works in three easy steps:
Download and signup for Chaingapp in a matter of minutes. The signup process is simple and fast so you can start scanning and accept your change right away.
As a merchant, Chaingapp also works in three easy steps:
Just download the app and signup for a business account in minutes, scan and start dispensing change right away.
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Earn 8% APY with Malta, the easiest way to work your money harder. Invest directly from your bank and earn 20x more interest.
HOW IT WORKS
When you deposit money from your bank, Malta automatically converts your US dollars to digital dollars (a stablecoin called cUSD).
We put your dollars to work in lending markets seeking to provide you a protected base APY of 5%.
At all times, your funds are protected by overcollateralization, typically 125-200%.
Our lending partners include US regulated custodians such as Wyre & Genesis.
Sit back and watch your money earn interest in real time, 24/7!
SIMPLE INVESTING
Link your bank account, set up a recurring deposit, or earn APY on the spare change from every day purchases.
SAVE WITH BOXES
Saving up for a vacation, new car, or home? Use Boxes to help you start saving saving towards your special goals.
NO LOCK-INS
Your money earns interest in real time, 24/7. You add funds or withdraw to your bank whenever you like, no probs.
BOOST YOUR APY
Earn more APY with our special in-app rewards, Boosts. Refer a friend and get +5% APY for 5 days when they make their first deposit.
SAFE AND SECURE
- Malta is a FinCEN registered organization.
- We make lending secure by protecting your funds with overcollateralization, typically 125-200%.
- Accounts on Malta are not FDIC insured and therefore not zero-risk.
- We use the highest security standards: AES-256 alongside 2FA and personal PINs.
- We partner with industry leaders, Plaid and Stripe , to ensure secure deposits and withdrawals.
- Our partners include US regulated custodians Wyre & Genesis, who safely manage over $5 billion in assets.
LEARN MORE
https://www.maltafinance.org
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Chaingapp VS. 
Malta: Earn 8% APY with DeFi23iciembre d, 2024