Credmate vs Pine Labs One Uso & Estadísticas
Credmate founded in 2019 is a consent and promise based mobile application platform which records the consents and promises as well as assigns a rating based on the fulfilment behaviour of the user who has kept his promises well or has ever defaulted on his promises.
So the motto of Credmate is to monitor the promises till theses are fulfilled and provide the detailed promise fulfilment behaviour analysis of the user, thus helping in decision making whether to proceed with the specific user holding bad Consent/Promise completion behaviour in the past or not. It is worth mentioning here that broken promises denotes abrupt breakdown in trust for the promiser.
Credmate, inspired by a single goal aims to be a platform which can act as a Trust protocol and rank the users based on his past promise keeping behaviour in real time ,and making this world fraud-free thus ensuring that no one can become next victim or fall prey to a fraud in lack of this necessary information.
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Empowered by the trust of over 2.5 lac merchants, Pine Labs is proud to present its latest tool to manage and grow your business.
Introducing Pine Labs One - our one-stop app-based solution that lets you oversee all transactions, settlements and support concerning your business. This app empowers merchants, businesses and shop owners with all that's needed to track and manage transactions. Pine Labs One also offers exciting credit options to help your business grow uninterrupted.
Easy sign-in:
Signing in is quick and simple, using just your phone number and password. If you are an existing myPlutus user, your existing login credentials will work on Pine Labs One. You can also secure the app with your fingerprint lock.
All new Interactive app:
With Pine Labs One, nothing is more than 2 clicks away. The app is super-convenient to use. It ensures seamless user experience and provides easy navigation.
Quick support:
Get all your queries answered with Pine Labs One. Our tutorial videos and FAQs are here to guide you. You can also raise a support ticket and track all your support tickets together. No more waiting in call-centre queues.
Transactions, settlements and refunds:
Track transactions (near real-time), settlements (across payment modes) and refunds (UPI only) from your Pine Labs terminal and AllTap, all in one place.
Easy User management:
Adding new users for your stores is super easy in Pine Labs One. You and other admins can create role hierarchies (city, zonal etc.) and limit access to features based on the requirement.
Secured with OTP:
The app comes with enhanced security for sensitive flows involving your money movement. OTP-based authorisation is required to initiate refunds and avail credit facilities.
Enable and track brand EMI:
Your customers can now avail no/low cost EMIs across 4 categories, and 150+ brands through Pine Labs terminal. You can enable brand EMI for the terminal and track the requests in the Pine Labs One app.
Credit facility:
Avail overdraft revolving facilities from partner banks/NBFCs through a simple digital loan. Access money easily to run your daily business operations up to ₹10 lacs.
Multilingual support:
The app is currently available in English and Hindi. Watch out for more upcoming vernacular options.
We’re always here to improve and help you manage your business, easier and smarter. Be sure to stay updated with new releases as we grow and expand our app features to serve you better.
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Credmate VS. 
Pine Labs Oneenero 8, 2025