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Plum: Smart Saving & Investing
Plum: Smart Saving & Investing Vs. Budget Planner l Snoop Money

Plum: Smart Saving & Investing vs Budget Planner l Snoop Money Uso & Estadísticas

Description only relevant for UK customers Plum’s on a mission to help you grow your money for life, with automated deposits, accessible investing & smart saving. SET ASIDE MONEY AUTOMATICALLY • Build a money-saving habit by scheduling deposits for a fixed amount each week or on pay day • Smart rules keep you in control of your money, with options like our Al algorithm, Round Ups or easy challenges like the 1p Challenge EARN 4.92% AER (variable) WITH A PLUM CASH ISA • Unlock tax-free savings with easy access to your money • Start with as little as £1 • Transfer in an existing ISA and earn 4.04% AER (variable) • Eligible deposits are FSCS protected Rate as at 13/08/24. Subject to conditions. T&Cs and ISA rules apply. Only includes bonus rate if held for 12 months. GROW YOUR SAVINGS • Earn up to 4.59% AER (variable) with our classic easy-access Interest Pocket • Or get an even better rate with a 95-day Notice Account at 5.2% AER (variable) • Both accounts are FSCS-protected for peace of mind, and provided by Investec Bank Plc. EARN UP TO 4.90%* WITH PLUM INTEREST • Get returns that follow the Bank of England base rate with this low-risk MMF • Enjoy easy access with 1-business day withdrawals • Add as much or as little as you want Capital at risk. *Variable rate correct as at 24/10/24. Forecasts are not a reliable indicator of future performance. Returns aren't guaranteed. UNLIMITED COMMISSION-FREE† STOCK INVESTING • Create your profile in minutes to start buying and selling US company stocks • Invest in up to 3,000 companies like Amazon or Tesla • Set up recurring buy orders and price alerts to put your investing strategy into action † A 0.45% currency conversion ‘FX’ markup and nominal regulatory fees still apply. The total fees charged to buy and then sell (2 trades) 1 share worth $100 would be around $0.90. DIVERSIFY YOUR INVESTMENTS WITH FUNDS • Choose from up to 26 different funds themed around risk level or sector • Personalise your portfolio with funds like ‘Slow & Steady’, ‘Tech Giants’ or options with an ethical focus • Premium funds allow greater diversification through the inclusion of Gold, Biotech and Real Estate assets • Funds are professionally managed and each contains lots of different company shares • Available with Plum Pro plan or above (from £2.99/month) ‡ Here are the fees when you invest in funds with Plum: • £2.99 minimum monthly subscription • 0.90% annual Assets Under Management (AUM) and average fund management fee§ • No withdrawal fees/limits § This includes an (AUM) fee of 0.45% charged by Plum, as well as a 0.06–1.06% fund management fee, depending on the specific investment fund(s) you choose. GET RETIREMENT-READY • Consolidate your existing pensions into one Personal Pension (SIPP) • Choose from risk managed or diversified global funds • No subscription fee for a Plum SIPP • 0.89% annual Assets Under Management (AUM) and average fund management fee • Get tax relief on your contributions This includes a 0.45% Product Providers fee, as well as a 0.08%–1.06% fund management fee, depending on the specific investment fund(s) you choose. SECURITY • We support biometric security • Any sensitive data we hold is stored using symmetric cryptography (AES) • We never share your data with third parties without consent • Customer support available 7 days a week Plum Fintech Ltd is an agent and distributor of PayrNet Ltd (FRN 900594) and Modulr FS Ltd (FRN 900573), respectively, both authorised as EMIs by the FCA. Plum Fintech Ltd (FRN: 836158) is a registered AISP with the FCA. Saveable Ltd (FRN: 739214) is authorised and regulated by the FCA as an investment firm. Plum is a trading name. For investments and pensions, all fund management and provider fees are shown annually, billed monthly and immediately reflected in your portfolio. 2-7 Clerkenwell Green, London, EC1R 0DE.

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Budget Planner l Snoop Money

NEW: Snoop will warn you if you don’t have enough cash to cover your bills. One of our best features yet - turn it on today. Our latest upgrade has one of our most important bill features yet. Want to make sure you'll have enough cash in your accounts to cover your bills this month? Now Snoop can tell you! Monitor your bills vs your bank account balance and warn you if we think any bills might not be covered - so you can sort it before it's a problem. All you need to do is: • Confirm your bills that are paid from your connected accounts • Confirm your income - So we don't warn about bills unnecessarily • Snoop will create a timeline based on this, showing your bills vs your bank balance for the rest of the month • Snoop will warn you if we think you might not have enough money Stem the tide of the cost of living crisis and improve your personal finances with our easy-to-use money manager app, letting you save cash plus lots more. Manage bills, set budgets, get smart spending ideas & budgeting tips and avoid overdrafts by monitoring from payday to payday with our finance tracker. FEATURES • Connect accounts and manage all your money in one dashboard • Track where every penny goes with money management tools • Set an instant budget for your monthly spend with our budget planner • Track finances and analyse your spending across different categories • Spot where you can save money with smart spending ideas • Uncover & cancel subscriptions with our subscription tracker • Receive daily balance notifications • Get weekly spending reports • Switch and save money on insurance & broadband providers • Spending tracker to help you see where to cut back • Avoid overdraft charges ALL YOUR MONEY IN ONE PLACE • Managing money starts with transparency. Whether it’s a debit account with Starling bank or a credit account with NatWest, view all your online banking & transactions on one money dashboard. • Keep on top of all your spending and bills in one app with smart money management tools. Smart spending means more money in your wallet at the end of the month. FINANCE TRACKER & SMART SPENDING TIPS • Track finances across accounts by category on one money dashboard • Create custom categories tailored to your spending • Get personalised money saving ideas from our smart spending tools • Cut wasteful subscriptions with the help of our finance tracker & save money EASY BUDGETING WITH OUR BUDGET PLANNER • Get an instant, personalised budget in two taps (or build your own easily) • Set budgets for your total monthly spend and your category spend (e.g. groceries) • Track how you’re doing against your budgets and get smart alerts to help • Daily finance tracker alerts, weekly smart spending reviews, plus a preview of upcoming bills SWITCH & SAVE MONEY • Our finance tracker will alert you if you could save money on bills SNOOP PLUS Upgrade for additional money management & budgeting features. • Personalise your money dashboard with unlimited custom categories • Set spending targets & keep to your budget with alerts • Monitor smart spending payday to payday • Save money & energy tracking refunds – just get Snoop looking out for them • Add accounts & calculate your net worth • Generate custom spending reports If you subscribe to Snoop Plus, payment will be charged to your iTunes account. Your next payment will be charged within 24 hours of the end of the current subscription period. Your subscription will auto-renew unless you turn off auto-renew at least 24 hours before the end of the current subscription period (you can manage auto-renew in your Account Settings after you subscribe). Currently, Snoop Plus subscription costs £4.99/month or £31.99/year. Prices are in UK sterling. You can't cancel a current subscription during that subscription period. Terms & Conditions https://snoop.app/terms/ Privacy Policy https://snoop.app/privacy-policy/ We're registered with the Financial Conduct Authority